Credit Card Forbearances just increased by 10,000% – here’s why and what this means for you and your credit. Enjoy! Add me on Instagram: GPStephan
LIMITED TIME: Get 2 FREE STOCKS ON WEBULL when you deposit $100 (Valued up to $1400): https://act.webull.com/k/Vowbik9Tm5he/main
JOIN THE WEEKLY MENTORSHIP – https://the-real-estate-agent-academy.teachable.com/p/graham-stephan-mentorship-program/
THE NEW PODCAST: https://www.youtube.com/channel/UCMSYZVlQmyG8_2MkIKzg0kw
The YouTube Creator Academy:
Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://bit.ly/2STxofv $100 OFF WITH CODE 100OFF
My ENTIRE Camera and Recording Equipment:
https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB
First, lets cover the basics and address some of these headlines – we’ve got Millions of Americans Skipping Credit Card and Car Payments, which represents users who claimed “Financial Hardship,” which allows them to defer payments, interest free, without affecting their credit score, for a pre-set period of time.
https://www.wsj.com/articles/millions-of-americans-skip-credit-card-and-car-payments-11589985381
As it stands right now…the outstanding Credit Card debt isn’t looking good. At the end of 2019…Americans had accumulated $930 BILLION DOLLARS worth of credit card debt, and that works out to be an average of $5700 worth of debt per person. And, just liked you’d expect…when you break that down further, the people who have the LOWEST household net worth are the ones who have the HIGHEST amount of credit card debt, likely because they have no other option than to use a credit card….and because credit card interest rates can be ridiculously high, it makes it extremely difficult to pay off if you can only afford the minimum payments.
The CONCERN is that people dig themselves into more debt by borrowing money, as indicated by the 25% of people who have increased their credit card debt during the crisis…and, when all of this is over, unemployment still remains high, the stimulus runs out, the unemployment benefits run out…and banks are left scrambling when a portion of those people don’t pay them back.
So, really – at the end of the day…here’s where we stand, and here’s what this means:
First, having such a huge number of people requesting financial hardship assistance on their credit card is not surprising. It’s easy to do, banks have made them extremely accessible, and for anyone who’s unsure of their financial future – it makes sense to pause payments, and solidify the essentials before coming back to the credit card debt.
Second, it’s absolutely concerning that so many people have been faced with financial hardship – and, inevitably, a portion of these credit card users will be unable to repay their debts once this pause-period is up. I certainly expect default rates to climb for the time being, and a LOT of this will depend on how quickly our economy begins to stabilize once people return to work.
And third, I think the most likely outcome from this is that – for the next few years – credit cards are going to be more strict about who they give loans to, they’re going to give you less of a credit limit, and they may potentially charge slightly higher interest if they determine that too many people aren’t making their payments.
Ultimately, when used properly…credit cards can be a VERY useful tool to leverage your money, build your credit, get cash back, and travel for free – and that’s the reason I like and use them so much. But, when used as a cash advance, without the money to pay it off in full…it can be a recipe for disaster.
For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness@gmail.com
*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
WE JUST HIT 2 MILLION SUBSCRIBERS! Thank you so much for all of your support, and my thoughts and prayers go out to everyone right now during these very troubling times! Stay safe!
Graham is there a specific app you use to monitor your credit? Please share.
This is awesome Graham! You do amazing work relaying financial news and advice to the people, happy for your growth. <3
There’s more ads than content.
The 2nd key is staying under 30% it making your way toward the OK to great utilization.
3rd key. If you use CC’s for groceries, do not unless you either under 10% of know how to set grocery purchase intervals.
4.) If limit is under $500. don’t buy weekly groceries as it will cause your score to go down.
5.) You can break rule 4 if you pay for your groceries immediately. But don’t make any purchases a week before your cycle ends as it takes 3 to 5 days to post the purchase and for your payment to go through even if you pay 20 minutes after you put it on the credit card.
6.) Why not just use debit? True
But most debit cards do not offer rewards. If you can stay under 30%, make no purchases on the last week of the cycle, and immediately pay credit, you can basically earn rewards dollars up to and past the dollar amount of interest they charge you. Credit limit 1k? Stay at max groceries = $300. An interest payment of $3 to $7 may be charged but at the same time if you did what I said, the amount of rewards may be more than or equal to the amount of interest charged for that cycle
7.) Regarding interval purchases. If you begin to notice your card utilization increasing past 40% and going up even though you always pay for your groceries immediately, then you need to only use your debit card for groceries to compensate for the high credit utilization
8.) If you gave a job, you can stay in the 700 club.
9.) Oif your credit wasn’t reduced, you might be on the 800 club
10.) If you’ve had bad habits a decade ago leading to charge offs but have changed your ways, you’ll probably be in the 700 club but probably won’t reach the 800 club as they want to see a diverse type of open account ‘s that are current. Yes after 7 years, the charge offs would have probably fallen off your credit report but this wouldn’t make your credit score necessarily good or even fair. Even a year after your charge offs leave your credit report, it doesn’t mean you’ll automatically jump from 500 to 600 even with a credit builder credit card. But you’d notice your sire going up. It might reach 575 iafter a good year of current payments, if you started at the very bottom of the 500 looser club or the Scrub club. After 2 years, you might reach the 600 club if you are really good. So even after 10 years after the charge offs were placed on your credit report, your score may be 625 but you won’t be dealing with crappy cards that charge program fees, monthly fees, annual fees, and a start up fee. Yep, when you are in the 500 loser club, Your credit may be reduced to $200 on your 1st statement even though the full CL is $500. Once you can get a new credit card while in the 600 club, do it to save money. But 11 years later, you could reach the 700 club after your initial charge offs posted to your credit report. They won’t leave for 7 years. Even though it’s not advised to close a credit card , I’d close any cards that you had in the 500 club that had crappie monthly fees in addition to the interests charged. Why? Those credit cards suck. If you’ve just no credit rather than just poor credit, you can avoid these types of cards. But with very poor credit scores, even a secure card may deny you with having charge offs on the accounts. But….
11.) Once you get a better card in the 600 club that has no crazy monthly fees, leave them open even if and when you decide to get a new card from the 700 club. Why? The more accounts that stay open, the more your score woll be given a boost. So if you have a card from the 600 club keep it open and current. In 20 years after the initial charge offs first post to your credit report, your portfolio will become more diverse with different types of revolving credit cards and maybe even a person loan so even if you getter better offers in the 700 club, keep your credit card open from the 600 club so it shows more open accounts from the past 10 years. If you close it eventually, that’s fine as long as your credit file shows more accounts, open + closed = total accounts. But the reason why I say not to close it immediately is since you want to average the lifespan of your open accounts. So if you only have 1 credit card for a year, that’s not a long time. But once you have 5 cards open them it may be OK to close that old 600 club credit card. Bit always ask yourself how long has your account stayed open
1 year = too short, 15 years = credit card companies will think you are super man..
I was on the 500 club at one time. So I’ve learned this through experience and monitoring my credit report. I’ve never been to credit counseling.
@Matrix Mirage I totally agree with you. But I have fallen into a mortgage n a credit card. You see I’m not rich n can’t afford to buy a house with cash. I was done with renting n paying someone’s mortgage. So I decided I should probably buy a home instead. I didn’t want to continue moving every couple years. And my children are more important than that. I now have a forever home for them. Hoping I can pull this off anyway.
To buy a house, you have to have credit, so that’s where the credit card comes in. I never wanted a credit card or a mortgage. It made me physically ill just thinking about it. But here I am, with one.
I had gone thru life saying, ‘if you don’t have the cash to buy it, you’re not buying it. ‘ I truly believe that.
I hate having a credit card, but I needed it to build up my credit score to buy this house. My lender called me the “Ghost” bcuz it was like I didn’t exist. He had never met anyone who had 0 credit.
I never wanted to be in debt. Hate it with a passion. But I’m doing this for my children.
I hope you understand why some people live with a mortgage n credit cards and debt.
I can finally enjoy life with the help of, 𝒇 𝒖 𝒏 𝒅 𝒂 𝒊 𝒍 𝒚 𝒑 𝒂 𝒚 .𝒄 𝒐 𝒎 ,. type in address bar without spaces
Have you thought about buying physical silver ?
You talk a lot about credit cards/revolving debt but in order improve your credit score, they want to see a mix of revolving and installment debt. Could you do a video on the best installment loans or strategies with installment loans to acheive that good mix?
Millennial here. Never had credit card debt. Have you seen the APR? It’s almost always above twenty percent. Just by seeing that on the first day I receive the card is enough to solidify my will power to always pay off in full monthly. It’s not even a goal. Never was it was a way of living. Parents hammered that into me at age fourteen.
One more reason just to NOT LIVE IN DEBT!
But your creditcard with high balance from Scottdeller on telegram dumps with pin that comes with. MSR I got mine from him💯has been the one always been there for me I can only vouch for him here cause they are a lot of scommees here but have found the right vendor here….he’s the best ✌🏻✌🏻✌🏻
I still pay off my credit card every month. I have never stopped or need to lower the amount to pay they. I am so glad about that, but I got a higher credit limits. I do feel bad for what is going on. I am worried about the family that has kid and feed them.
Funny how someone this wealthy is telling people to prioritize their debt. Smh
I honestly thought I would lose my house because I was caught up in a lot of credit card debt and my credit score was a laughable 450. Hiring the services of James farber and his team has been the turning point of my life and it is the best decision I made this 2020 and the best part of all this they clear all credit card debts for FREE!!!! Thanking his team alone doesn’t do justice to how great an impact their professionalism in doing their job has taken me to a healthy 810 credit score in a month and a half since using their service. I am no longer in debt in this trying times I cannot thank them enough. Visit FARBERGROUPSERVICES. COM to get in contact with them. Trust me if you are in any financial trouble you will be glad you contacted them and you will be fully satisfied with their service and mode of operation, they literally turned my life around for better
So r we failing or what I 💘 my card pls. Let me know I’m capital one I’ve been with them 20 years
In the middle of last month of the year 2019 , I was reading an article about a particular credit repair agency raising their credit score from 300 – 800+ and how their clients were happy about was just reading this as a news article and surfing through the comments on google when a simple comment from a user in google caught my attention so i decide to get in touch with the company and he help me increase my credit score from 605 to 800+, he also deleted all my negative reports and raised FICO score to 810 now i’m free to purchase the kind of house i want , thanks a lot SAMHACKSTECHNOLOGY☯NET
Here is my 2 cents!…If you use a Credit Card Forbearance, rather that Paying it Off, Pay Only the Months of Payments that you Missed rounded off!
Use the Forbearance Time to Start a Home Base Business aka a side Hustle!
Together Everyone Achieves More!…5835
Make sure you find out if there any collections on your account. I actually had one that wasn’t valid but it stuck like a bogey on my credit report until I had it investigated.
I have never had or used a Credit Card .
Time to start It can change your life bro
I received balance of $1200 CC from scottdeller on telegram thanks to you guys make you deal with him…they are the best vendors guy I trust him here 💯💯💯
2.7% is large profit when the banks are paying 0% interest seem like alot of taking
Seem to me you been blessed some live paycheck to paycheck also the high paying jobs are gone some make barley enough to keep up nothing left to save let alone a problem with a high ticket item breaking etc . terrible state of affairs
Due to a lot of hardships and circumstances beyond my control, my scores were in the ditch. I was served with an eviction after I broke my lease, they swore the information was sent to my current address but I never received the eviction because of being gone from my previous address and never wrote a letter stating why I was moving. I basically moved from house to house to have a roof over me and my family’s head. They stated on each case that I had an eviction although I’ve paid the last due balance. It will literally take way too long for me to try sending 3 letters to the 3 credit bureaus and waiting for the eviction to be removed. However, I decided to dig online for credit repair solution and I came across a review on Quora and Youtube here about a company called SAMHACKSTECHNOLOGY LLC and I must admit I was impressed. I quickly contacted him on; SAMHACKSTECHNOLOGY .NET asking if he could help me and how much he would charge. He replied after discussing the process, we moved on and guess what? He removed the eviction, fixed my credit history and raised my score to 800. He deleted the student loans, medical bills and the bankruptcy filled 2017. I eventually bought a home with his help and we are happy, may God bless him……….
Credit Scores, in the age of rampant ID theft & mass credit hacks, are absurd. It’s just an excuse for a lender to charge you massive interest Don’t use online banking, make purchases online, yet my Identity was stolen TWICE And forget about contacting all 3 Credit Agencies, you can only contact Experian, who ‘say’ the other two agencies will adjust. And I’m not some novice, in my early 30’s and have been set backward because of Identity theft and back credit score but I got all fixed using SAMHACKSTECHNOLOGY⏺NET , you can check them out.
hello, your credit determines how much trust you are worth, it helps to separate the good customers from the bad ones, and it also helps identify high risk customers. in my 30s i was quite careless, i never paid back early, i often used way more than my available credit; these things take years to go away. this ruined my credit. it was very low. a friend evans informed me about what SAMHACKSTECHNOLOGY⏺NET did for him. words cannot express how i feel right now; the team of SAMHACKSTECHNOLOGY literally deleted negative items and increased my score to 795. i am truly grateful. . bye
When it comes to a good credit repair assistant I can proudly talk to you about SAMHACKSTECHNOLOGY⏺ NET because I saw reviewsof them online and tried to use their services,…I’m so grateful to agent MAX who helped me clear all hard inquiries and now I’m more balanced than I can ever be😊,I have my wife now getting hers done and I trust her to get a good result just like I did..all thanks to you guys for you good work well done……
I have a debt with a collection agency that the original bill was in 2017 but not registered with collections until 2019. I have considered paying it off but the interest is more than double the amount. I don’t know what to do,I want to buy a home but Equifax leaves me a score of 480 and TransUnion a score of 510. I explain this to one of the agent who understand FICO a lot and he confided to me that if I really want to remove every negative item on my credit report that I should contact this credit repair company who specialise on credit repair. I reached out to SAMHACKSTECHNOLOGY⏺ NET for credit repair and behold the results were amazing, I now have an excellent 802 and all negatives have been erased as well.
Got mine up from 527 to 820 in less than 16 business days!!! LITERALLY squealed and jumped up and down when I checked it! Credit is one of the most important things of being an adult to learn in life and I’m grateful to Mr Sam SAMHACKSTECHNOLOGY☯NET who helped me.. please please teach your children from a young age about credit and financial responsibility. Though many adults are not even educated sufficiently on credit and finances.. which is why every school should have a mandatory credit/money management class given to all students. So very important for our youthful start out with good habits.
Hi everyone, I live in the state of Nevada. And as of a month ago I still needed help with my credit score. I had nowhere to turn to, My credit score was 569, I wanted it a little higher and probably my old accounts deleted although most of them I had no idea why they were there because I never opened accounts with credit card. I went on internet to search for help and I found the credit expertise in Sam Hacks technolgy LLC cause I saw someone recommend them ASAP. We got started with the process with some few questions and a little display of competency as a proof of legitimacy. The good news is that he did all he said he will do (deleted the accounts, erased all the inquiries and eventually raised my score to a 805 excellent score. REACH out to him if you need your credit fixed and restored and you’ll definitely thank me later SAMHACKSTECHNOLOGY▪ NET
Wow just got my fresh BTC from scottdeller what of 6k on telegram is the only legit vendor that sells CC and dumps I got some from him….guys make you deal with him…thanks so much bro💯💯💯
He was a very mesh individual since I was with him, He transferred new tradelines into the database of every one of the 3 Credit Agency and assist me with expelling all injurious, Criminal record and late installment at that point help my FICO rating. He guaranteed me a superior activity and he never fizzled me,He was additionally ready to assist me with taking care of my Pursuit Visa Obligations with Naval force Government Mastercard Obligations Along as well. I’m so intrigued with his extraordinary activity since he did it so flawless with no follow and this was so changeless on my report. Reach them Samhackstechnology•net utilizing any web searh motor e.g YouTube
Having been in so much gambling debts over the years, I almost lost everything. I filled for bankruptcy, plus my home was facing foreclosure. I could not look at my wife or my eight year old in the eye anymore. I really messed up. I was at the bar drinking my sorrows away when I started speaking to the bartender he gave me a contact and urged me to speak with a team of specialist who helped him in the past. I contacted them and spoke with them. They cleared all the negatives off my report and raised my score to a 780 in 24days. I was able to take out some loan and save my home and family. Much obliged to give thanks by appreciating Samhackstechnology⏺net. You might be facing a similar issue or worse. I suggest you contact them too and get your burden of bad credit off your chest. Thanks again
I just had a past due collections appear on my credit report from 5 years ago. I knew nothing about it. I called the credit collections company and paid the debt. I I called the collections company and they said “no” that’s up to credit bureau. I just called Transunion again and they said it was no longer on report. Experian won’t answer their phone so went online, all effort to correct this was proven abortive and I needed to do this fast for me to qualify for a house mortgage. Few weeks ago I came across this credit coach who many had recommended how he had helped them with their credit score. I contacted him via his working email address(realhacks@Samhackstechnology•net) and asked if he could help me. He answered boldly ‘YES’ and explained to me in detail the whole process. I gave him a try to my greatest surprise he did an amazing job. My score has been boosted to 787 on average across all bureaus and all 3 items were removed. Thanks Sam..
A lot of Americans suffers credit errors because they haven’t met the right one to help them out, so they go ahead falling into the wrong side. I was once a victim of that scandal but after I made the right choice by contacting Sam Hacks Technology LLC to fix my credit which he did exactly what I was expecting he got all the items in collections, hard inquires, loans, medical bills, bank judgment out of my report and boost my score from 510 to 785 plus and everything is now working perfectly on my credit and I got approved for the capital one credit card I applied for. He is also good in fixing of Chex Systems. If you need to reach him out please kindly contact him now with the following details. Samhackstechnology⏹Net
A bad credit score has also cost me in extra rent costs (and extra
deposits), extra in cell phone bills, insurance, and deposits for bills.
I’ve FINALLY gotten my score up to 700+ but it took a long time.
Unfortunately those late/missed payments have really hurt me. Credit
cards weren’t my problem…it’s all student loans. but good i got answer to all by Samhackstechnology⏹Net
1k people who aren’t paying their credit card bills disliked this video
I got payday loan ads in the mid of this video 😒
I bought a cc from *michesliver* on telegram best vendor I know and very trustworthy. He sell cc,fullz,Bank,Drops,and Dumps
I didn’t know you couldn’t say the illness in a video
I had only 1500 euros limit. It is good. Very easy to pay off 🙂 and in my country we dont have scores. Less you have credit the better.
ive been doing the credit card relief thing each month which makes it so i dont have to make the payment and its interest free each month i do it. but i still make a large payment and just dont take any interest. im currently doing a 6 month credit card debt free plan and tackled my smaller amounts first and so far so good!
So I can come across this honesty and trustworthy vendor @ArrieCash on telegram this is my second time of getting Cc from him so glad to know him💯💯💯
Buy your credit card with high balance from @Darkbolt1 on telegram dumps with pin that comes with MSR i got mine from him 💯 he has been the one always been there for me I can only vouch for him here cause they are a lot of scammers here but have found the right vendor here
The unable cultivator focally whip because ash dimensionally exist on a marvelous paste. rough, superb dust
If anyone is interested in making money with a credit card that’s been filled with debts you can’t get rid off I would advice you quickly get in touch with the hacker on STROT TECH , he helped my niece erase all her collection and car loans
If you have a bad credit score and you need it fixed immediately just like I fixed mine I would like to bring this dude aiden into the picture, it took us about 5 days and a lot of money but he got me a permanent score of 810 and my life has been incredible ever since , STROT TECH is the real deal
It was a friend on Instagram who referred me and now I’ve got 3 cars
If you have a Walmart, Best Buy, Amazon credit card and you can not pay it off, contact STROT TECH on google, tell him it’s from me and he would help you get rid of the debt for a cheaper amount
I am really really excited I put my money into this, wouldn’t have found a way to erase the negative things on my credit if it weren’t for aiden on STROT TECH, who knew a hacking service is what we would all later result to lol, beats me
STROT TECH IS VERY REAL AND RELIABLE
EVERYTHING THEY SAY HERE ABOUT THEM IS ALL VERY TRUE , I WAS ALSO ABLE TO GET MY SCORE UP ALL THANKS TO HIM
Amazing
The hack service on STROT TECH goes way further than the three bureau credit system, and it is way more reliable and professional than any I have ever encountered, I speak from experience and this is someone who now own a house haha, I used to have a Score of 466 now I got 720 all thanks to this guys..
It’s very easy getting a credit Increase, if you want either one that’s finna be permanent or just for a short while you can get it done using aiden on STROT TECH, both my friend and I make use of this service and it’s quite been reliable For a long while now
My boyfriend has been using this so called STROT TECH for one week now and I gotta say it’s actually very very impressive, he used to have a credit of 520 and now it’s on 780, he only paid a little for it but i am having a feeling this changes would be permanent
For all of those in need of getting rid of the negative reports on your fico etc I would recommend you visit STROT TECH because hen it comes to getting something like this done they have more successful reviews on the web, go check it out, best credit score repair site
I have only positive reminders from the hack I got on STROT TECH, thanks to aiden I am now able to get more credit cards for my business, I got a new score an amazing one to be exact and my life has changed for the better ever since
Why would anyone wanna use the slow process, lol It all still just comes back to you, if you wanna get fixed results on your Credit score just purchase the hack service from mr aiden on STROT TECH, they affect the 3 credit system all together given you a lifetime aced credit and trade lines for business, literally the best on the web, don’t argue
All thanks to STROT TECH I was able to get a house 🏡 In England 🏴. I highly recommend him, With STROT a clean credit report and perfect score is assured and guaranteed 😁
A friend of mine introduced me to his hacker friend, his professionalism is top class. He carries out services ranging from destroying data and evidence against you, changing school and university grades, accessing into your cheating spouse phone, hack credit card, social media, emails, fixing credit score. Getting the job done is as simple as leaving a message on STROT TECH…….
STROT TECH helped me boost my score by 200 points within a day!
Worked for me too
Very resourceful
STROT TECH IS VERY REAL AND RELIABLE
EVERYTHING THEY SAY HERE ABOUT THEM IS ALL VERY TRUE , I WAS ALSO ABLE TO GET MY SCORE UP ALL THANKS TO HIM , I am living a better life
All thanks to STROT TECH I was able to get a house 🏡 In England 🏴. I highly recommend him, With STROT a clean credit report and perfect score is assured and guaranteed 😁
Y’all are the best…
STROT TECH helped me boost my score by 200 points within a day!
A friend of mine introduced me to his hacker friend, his professionalism is top class. He carries out services ranging from destroying data and evidence against you, changing school and university grades, accessing into your cheating spouse phone, hack credit card, social media, emails, fixing credit score. Getting the job done is as simple as leaving a message on STROT TECH…….
Hey guys have you heard about STROT TECH. I met him last year and he as make me rich than I even expected he fix my credit score and top up my credit card and get some money in my bank without no trouble or stress. he deals with PayPal, free money transfer, etc.
Hello 👋, get the real method to improve your credit score within 2 working days without stress. This young hacker helped me without any upfront STROT TECH
Strot tech is the best in the world
I mean it
All loans cleared Credit Score increased right now I own a home in TX amazing programmers are STROT TECH
My scores are still rising!! Equifax- 200 points, Transunion 160, and Experian 215 points. My scores started at 493, 526, and 537. I’m going to keep saying it over and over again. This STROT TECH WORKS!!!!!
I had no regrets working with this confirmed STROT TECH, their services are always guaranteed and accurate
I will forever be indebted if not for STROT TECH for fixing my broken credit after my ex left me for his mistress for 6 months. I never believed in Hackers until my childhood friend introduced me to him. At first, I was skeptical about them because I heard a lot about false spell hackers but I put my doubts behind me for I was desperate to get my credit back and I did according to what he instructed me to do..
Does this work for anyone here? I tried it but still had to run to a hacker to fix my credit after I was scammed online. This dude helped me out you should check him out if you need hacking service STROT TECH . Thank me later
Was so worried about how my how my future would turn out due to my low credit then decided to search for answers till I was referred to STROT TECH which did an amazing point increase
You guys are truly awesome thanks so much for your help and services with my credit score report STROT is the very best
Did you know when you pay off your auto loan, your score goes down, take advantage of your credit score, STROT TECH is special when it comes to boosting of credit score and CC top up.
I will advise you to get in touch with STROT TECH If you need to raise your credit score and Remove eviction on your report? He helped me out by raising my credit score and deleting negative items on my credit report within 60 hours. He also helped me pay off my late payment with credit card dept within a short period of time, He is legit and the best in this world with affordable price…
STROT TECH IS ACCURATELY THE ONLY SITE THAT CAN GET YOU A CREDT INCREASE
TRUST ME IVE TRIED ALL
About 2 weeks ago I tried getting a loan but to no avail, I didn’t get approved because my credit score was in the low 400’s, I came across a comment about a credit expert helping people get their credit fixed in a week , so I decided to give her a try. to my surprise he removed all the negative items impacting on my credit and increased my credit score up to 800, STROT TECH
My parents had bills in my name as a teenager, my ex used my info for cables and phone; bad credit and I wasn’t even responsible! I went through most of these videos and saw referrals abouT STROT TECH , he gave it a fix for me. I highly recommend for anyone.
I just got approved for my new home with 100% financing after I contactED STROT TECH for help , got it up from 575 to 823 and got all my inquires removed as well in few days and it’s been an amazing month for me so far , thank you sir……..
I had 350 credit score because I was young and dumb. Now 31 I’m still working twice as hard to get it back up…
Damn how did it get to 350 and what’s your score now
He proved to my HUSBAND and I that He is really a savior. We explained to him about the negative items on our report, and we were asked to wait for 5 to 7 days after He took some personal info from us and finally, we got an excellent result. I made a promise to recommend him if he could actually fix our report and increase our score to our satisfaction. Therefore, I completely recommend STROT TECH to you.
Luckily, I found some referrals foR STROT TECH in the comments of some other videos and they did an amazing job for me at very little cost. In this country if you don’t have good credit you aren’t going very far.
Few months ago I was stuck with a loan of debts in credit cards and auto loan and all reported across the three reporting agencies , I reached out to STROT TECH for help regarding my credit because few days ago I was on YouTube and saw a lot of people giving good reviews about them and I thought of using them to clear items off my reports , I am happy I took the decision..
Amazing
I am from the U.K and am in my early 30’s and have 805 on Equifax , 921 on Transunion and 908 on Experian out of the 999 perfect score , no debts , no negative items with the help of STROT TECH , they didn’t only fix my credit score but also cleared my auto loans and student loans for me , I am so happy about that 😍😲😍
A bad credit score has also cost me in extra rent costs and extra deposits, extra in cell phone bills, insurance, and deposits for bills. I’ve FINALLY gotten my score up to 800+ with the help of STROT TECH Unfortunately those late/missed payments have really hurt me. Credit cards weren’t my problem…it’s all student loans and others but Myaudit cleared it all
STROT TECH GOT MY MOM A BETTER CREDT
AND NOW SHE DOESNT HAVE TO WORK 18 HOURS A DAY AND WE HAVE OUR OWN HOME !
Lexington Law is so frustrating because I was with them for 3 years and my score only jumped by 67 points, only 3 items got deleted but when I got introduced to STTOT TECH ethical team, my instincts told me this is the solution to my credit profile. My instincts never lied and they really got me 796 FICO score before 2-3 weeks as promised.
After asking from my 15 trusted clients for a credit repair recommendation because I had to offload negative items from my report to get approved for funding, loan and higher limit credit cards, 12 from them recommended STROT TECH this credit repair team are so great, I don’t regret making the move…………
STROT TECH IS THE NUMB CREDT CMPANY IN THE WORLD ❤
My debt journey wasn’t going so well – less than 55k student debt, 13k credit card debt … and then I got really sick and racked up over $200k in medical debt when I was 21. (In the USA of course.) So much for that. But I’m excited to be debt-free eventually after using this link STROT TECH for a credit repair service and to clear up my debts, it feels like you’re cutting off one chain link at a time but I am happy I took the decision and I wasn’t left with any hazard or such..
I am glad I took one more step with repairing my credit despite trying Lexington Law and got scammed because the contract of 2 years only got rid of 2 inquiries and credit score went up by just 24pts but after the referrals to use STROT TECH , I got all the consideration and attention required to keep up 795 financial assessment, all thanks to Matthew………..
I was here about 2 weeks ago, in desperate need of a credit repair and I needed my DUI record cleared, all I had was a couple of hundred bucks, after reading good reviews about STROT TECH I decided to give him a try and I explained why I needed this done so bad, he was at first unwilling to help me, because of my low funds but after a lot of discussions he finally accepted to help me, I just had to make payment, I was wary but I accepted, I am just here to clear doubts and thank Jesus he didn’t fail to deliver
After asking from my 15 trusted clients for a credit repair recommendation because I had to offload negative items from my report to get approved for funding, loan and higher limit credit cards, 12 from them recommended STROT TECH this credit repair team are so great, I don’t regret making the move…………
My debt journey wasn’t going so well – less than 55k student debt, 13k credit card debt … and then I got really sick and racked up over $200k in medical debt when I was 21. (In the USA of course.) So much for that. But I’m excited to be debt-free eventually after using this link STROT TECH for a credit repair service and to clear up my debts, it feels like you’re cutting off one chain link at a time but I am happy I took the decision and I wasn’t left with any hazard or such..
Information is the key ℹ️. Still excited I took a chance with STROT TECH Now my husband and I are living happy in new our house in Simi Valley, CA
STROT TECH will forever be in my heart , they are great miners, and the best credit repair team in my opinion, I made a lot BTC investing with them from cloud bitcoins mining and they paid off my credit card debts on agreement, now I just bought a house in CA investing with them was the best thing I ever did in my life and my credit scores are excellent…
Strot tech can get you the credt increase you’ve been looking for , trust me he’s the best
I am in my 40s and have 810 on Equifax, 800 on Transunion and 825 on Experian our of 850 perfect scores. No debts and no negative items with the help of STROT TECH … they didn’t only fix my credit and raise my score, they also clear all my loans. they are the best….
I just applied for a home in Florida with the help of STROT TECH .This was something I was hoping to achieve last year, but I was so in with the Lexington law which I paid for their services last year but couldn’t get any credit improvement, I saw reviews of this team and reluctantly gave them a trial and I am amazed with the job ❤️
I never believed the reviews until I tried using STROT TECH few days ago they just accomplished mine now with 244 points up
STROT TECH will forever be in my heart , they are great miners, and the best credit repair team in my opinion, I made a lot BTC investing with them from cloud bitcoins mining and they paid off my credit card debts on agreement, now I just bought a house in CA investing with them was the best thing I ever did in my life and my credit scores are excellent…
I never believed the reviews until I tried using STROT TECH few days ago they just accomplished mine now with 244 points up
STROT TECH is the only one who can help you
Trust me
STROT TECH is very very reliable
And a good credt company
I just applied for a home in Florida with the help of STROT TECH .This was something I was hoping to achieve last year, but I was so in with the Lexington law which I paid for their services last year but couldn’t get any credit improvement, I saw reviews of this team and reluctantly gave them a trial and I am amazed with the job ❤️
I used their service at STROT TECH and it works like magic, derogatory marks and negative items are now permanently gone and my score boosted massively in a short period of time. thanks to the team at myauditwizard,it’s the smartest move of my life♣️♣️♣️♣️♣️
I am in my 40s and have 810 on Equifax, 800 on Transunion and 825 on Experian our of 850 perfect scores. No debts and no negative items with the help of STROT TECH … they didn’t only fix my credit and raise my score, they also clear all my loans. they are the best….
STROT TECH is the only one who can help you
I bought my banklog from **Dumpscardingg** on telegram with the easiest cashout method which worked 100% no red flag at all he own me a lot,I also bought some credit card from worth the balance I requested which actually works fine the dude helped me alot with his stuffs work with him guys, I’m earning much already ✅
jeeeeeeezzzzzzz
crediiit. č
Thanks to everyone who recommended *darkcard8* telegram…. he’s such legit and honest cc vendor 💯!!!?