Recent Case-Shiller data reveals that home prices in the 20 largest US cities have surged by an average of 7.2% year over year. In light of this increase, Structured Finance Association CEO Michael Bright joins Wealth! to offer insights into how borrowers can potentially reduce their loan burdens.
Bright emphasizes the importance of working with a broker agent and thoroughly exploring options. He advises homebuyers to “shop around” and build relationships with brokers. These connections can potentially help borrowers “get a loan at a lower rate than you otherwise would.”
“I really don’t want houses to continue to be unaffordable for so many Americans, and we are at historic unaffordability levels and really the reason for that is supply shortage,” Bright tells Yahoo Finance, adding, “There is a national effort right now to fix this, but it is a slow-moving train.”
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