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Treasury Yield have been rising and the stock market has been dropping – here’s what this means, how you should invest your money, and the entire impact on Real Estate – Enjoy! Add me on Instagram: GPStephan
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TREASURY YIELDS:
This is how much the US Government will pay YOU, if loan them money. So many investors are buying up SHORT TERM US TREASURIES, that they’re driving down the yield to the point where, very soon, investors would rather GET A NEGATIVE INTEREST RATE ON THEIR MONEY, simply because they believe that’s the safest place for it to be….IN THE SHORT TERM.
Long term, however – it’s a different story. The benchmark that most institutions look at when determining how much THEY will CHARGE YOU in interest is the 10-year treasury yield, because this gives a much longer timeframe in terms of how our economy might be doing…and lately, those yields have been going UP.
This means that fewer and fewer investors are buying the 10-year bond, which causes the effective interest here rate to go UP…and the higher this number goes, the higher OTHER interest rates need to be to remain competitive. This means, NOW…the general consensus is that there’s a high likelihood that interest rates are finally going to start to creep back up, which means the cost of borrowing money gets more expensive, which means growth might finally begin to slow down…and that’s a concern.
HOUSEHOLD DEBT:
Now, even though it might SEEM like a giant concern that household debt is at its highest level ever…I actually see it as a quite reasonable response to REALLY, REALLY low interest rates…and, it makes sense that people are taking advantage of this.
Obviously, this CAN be risky if you’re pulling out money and speculating on meme stocks…but, for the level-headed, practical investor – refinancing a mortgage, and investing back in the stock market throughout one of the fastest drops we’ve seen, is a fairly REASONABLE approach, all things considered.
WHAT THIS MEANS FOR THE STOCK MARKET:
I wanted to know – do rising interest rates lower stock prices? Well, the surprising answer is…sometimes it does, but not every time. Historically…throughout the 1980’s and 1990’s, interest rates went up, but so did the stock market. Rates then plummeted after the dot com bubble, and stocks kept falling, even as the interest rate continued going down. Then throughout the mid 2000’s…interest rates went up alongside stocks until 2009, when rates have stayed fairly low ever since.
The takeaway is that SO MANY OTHER FACTORS influence the stock market OTHER THAN just interest rates. Instead, IF we see a drop, that’s a good reminder to stay diversified, keep buying in, keep holding, and no matter what happens – diamond hand your long term investments.
WHAT THIS MEANS FOR REAL ESTATE:
As far as whether or not rising interest rates impact real estate values – it’s difficult to say. The simple answer is, YES – rising rates do affect the affordability of homes, but other factors – like, inflation, supply and demand, and the local economy make just as much of a difference, as well.
If you’re a LONG TERM INVESTOR, meaning – you don’t need this money for the next 10-20 years, which should probably be most of you watching if you’re under the age of 40 years old…then whatever happens in the short term doesn’t matter much, and you should keep buying as usual. If we see a drop, don’t panic – keep buying – and and leave it be.
For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness@gmail.com
*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
I like your funny words magic man. But I’m pissed you’re keeping the crystal ball to yourself. REPREHENSIBLE.
6:52 “SPY to 400$… ahah jk…” – This but unironically. 👀
What if we move towards a more frugal society? Would inflation still happen?
What’s up Graham, it’s guys here 😂😂😂😂
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more people need to know about you
Thanks for commenting, i will refer you to my trade analyst and accountant to make good income, go more on digital assets
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Text on__ what’s@pp
@Graham Stephen Thank you
Honestly, when the stocks went red. I closed the Robinhood App and haven’t look at it since. This is the only way to make sure I don’t do anything stupid. My account went down to $11,548.17 (that’s a lot of money to me. I call myself a poor investor.) If I keep looking at the falling knife….I’ll start selling and I have some good stocks. This is my first year in the stock market and I don’t want to run. Monday, I’ll go back in and purchase a few on the dip and close the app again.
If you expose the individual’s true intent and follow the money, the off-ramp appears out of nowhere. Neglect of the lower middle class is sucked out in this vacuum. I sought the very conclusion of mediocrity of the dollar.
LMAO 1:17
I believe Inflation will have a minimum effect due to the coin shortage.
Wise man says “When underwater make sure you close your mouth.”
Everytime I see one of your carefully crafted videos I want to bad mouth Kevin for some reason. I keep forgetting you are friends. Can you guys please get into a big fight so we can start taking sides?
they wont let you guys say “coronavirus”, huh? COVID COVID COVID CORONAVIRUS CORONAVIRUS CORONAVIRUS
THANKS REALLY APPRECIATE YOUR COMMUNITY. CORRESPOND TO MY ADMIN. ON W.H.A.-SA-APP. FOR MORE IDEAS
.+1. 3. 5. 2. 3. 6. 6. 3. 7. 0. 0.
WEBBULL…the BULL is right, they sell your info to Wallstreet just like Robinhood.
@Graham Stephen To be fair I have not done the research on WB, only going on what other investors have told me. However if you are looking for a free option to get started in investing, it seems like a good place to start. I personally have used TD for years and cannot say one bad thing about them. The “Think or Swim” engine has made/saved me a lot of money over the years.
Until Interest Rates rise, go long. No one cares about treasury yields
Appreciate your comment, for further assistant W.H.A AS APP him
+1. 3. 5. 2. 3. 6. 6. 3. 7. 0. 0.
pls like this video! we wanna see it! 😀
I can’t there is an add every two minutes
No adds sh stains !
I’m 18 and about to get my real estate license 😬 idk I’m getting a little spooked out
I think the housing market is about to take a major dump! Values will go way down…
Diamond hands. Yup that is what I have 😀
Take a look at the futures….(Its Sunday FEB 27th) They are going thru the roof!
Thanks for the feedback experience difficulty or you want to in*ves*t + 1 ( 6 2 8 ) 2 6 8 *7 0 *0 3
w h a t s* a p p..
The intro was so good I smashed the like button because I had to.
The end will come when the pandemic ends. Just like when you get into a fight you don’t feel it til the next day. Once the government says it’s over and the free money goes away and the protections end that’s when it’s going down. Probably around 2022
Pandemic is not going away. Govs love it too much to let it go.
All I know is…Michael Burry said this is going to be really, really bad.
You can’t just keep foolishly printing money and think everything will be alright with no consequences!
I actually enjoy investing very much. I am a value investor, I follow the Warren Buffet, Guy Spier, Charlie Munger and Benjamin Graham school of thought. I do like your channel very much, you give excellent information and I like your points of view.
“What’s up Graham it’s guys here” 😂
Hy what’s up its Graham here 😂
I just watched 50 edits of enthusiasm to learn that if you plan to invest longer than 20 years..”it should be ok”
Here comes USA’s fart that will stink all over the world… AGAIN… In 2008 I was walked out of my job along with half of the company because of one of your economic greedy farts.
good, it’s about time the market corrected, 20% of people are spending 60% of their income towards housing.
new home buyers can’t get in, this will affect the markets even more 15 yrs from now.
Didn’t you buy a Pokémon pack from Logan?
You need to make a video reacting to gretchen geratrys how much i spend in a month video 💀💀💀🤣🤣🤣🤣🤣
Love you Graham 😍
love you graham gotta trade coins with you one day
Thank you!
Stupid question: if all of the states that are currently in shutdown were to open again tomorrow, causing a surge in consumer spending, would that induce the inflation everyone is worried about?
Awesome video. Very informative.
@Graham stephan you are fake and gay
What’s up Graham it’s guys here =))
Hay what’s up its Graham here
@Graham stephan Hey Graham! Man, I was just reffering to the funny intro you made this time. I have PM you on instagram….just wanted to thank you for all the content you are sharing cause I learned a lot…really 🙂
🌟Question: May I ask who or what entry can have access to the list of my bank accounts I have currently open?
What do you day in the dip everyone says buy but what do you buy
W@ts-.App….
+… 1………(9……5….1……)…. 4…. 3…. 9…. -… 7….. . 8… 1… 8…..fill free to talk to me
Nice and informative video…. Well I will also say this here, Bitcoin (BTC/USD) is still pushing higher in a bullish pattern and the leading asset still had more future which a lot of top analyst suggested that it will breaker the 50,000 resistance zone against the US dollars.
Bitcoin trading has been very favourable and profitable because I employed the right strategy / daily signals provided by a pro trader known as Larry Kent Nick, he is not just a pro but also life savin when it comes to bitcoin trading signals and so far have gained so much under his umbrella.
!0-20 years long term investment? No thank you, I might not even be alive by then, spent it all, invest it all, cash it out as soon as I can!
Nothing wrong with living paycheck to paycheck, just don’t ask for socialism when you’re older, out of a job and have no income.
would you mind if i live at your house… pay rent … and learn your experience
That’s nice ,thanks for the review you can send a message to my administrator on whspp to guide you earn in 🅱️.T.C + 1.. 8…4 ..3 ..6..1 ..9 ..3 ..6 ..6 ..1 🇺🇸
He’s excellent at what he does .tell him I referred you to him he has top notch strategy
just read they news and tell us what they say ? ,,,,,, same as many ,,,,,
Graham here guys it’s up What’s
Buy high, sell low
Thanks for the feedback experience difficulty or you want to in*ves*t + 1 ( 6 2 8 ) 2 6 8 *7 0 *0 3
w h a t s* a p p.
do you have a discord server?
Write me for more guidance
Missed opportunity for “I am not a cat”
0:14 shaaaade.
Any one here has the Amex Gold Card? I wanna get it but I’m not sure if it’s going to increase my overall credit score and credit utilization since I heard it doesn’t have a credit limit.
After studying the trajectory of great assets like real estate, dividend paying stocks of blue chip companies, gold, etc ,my conclusion is that most great assets never come down to the price that you want them to so you can buy. just buy the ones you can afford today.
that’s exactly why investing now will be the best decision.
@joel backwood Best time to invest? thats funny tho because in the last four months I have lost more than $47,900 in stock market which is the biggest I have loss since I ventured into stock investment.
@Emily Franklin you could be right or wrong depends on your expertise, I once made such loss when i invested thinking i have gathered enough trading skills from YouTube videos but now its a different ball game for me because I was lucky to have met ”Freda Lynn Johnson”, a financial manager and stock expert, a Kansas based.
@Elena Gomez In the past i have given using a coach some thought but still not gotten over the fact i lost a good amount of money yet. How much did this coach help you make? what is the experience like and how can they be reached?
@Emily Franklin The experience of using a coach is quite straight forward i must say but i cant go into how much i have made her. Search her name name on the web to get more info about her services.
Should be ashamed mis guiding your viewers, and trying to crash the market with your YouTube friends to just buy the dip. Why I stopped watching you awhile ago. Content stale, and you pull this. Greedy!
I just BUYBUYBUY! lolol
As Jim Cramer said, BUYBUYBUY
For more guidelines
@w.h.a.t.s.a.p.p
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What’s up Graham it’s guys here 😂🤣
What-sap
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This guy just low keyed called Dave Ramsey a pussy 🤣🤣🤣🤣
Investing in bitcoin is the best investment anyone can do this season
Because bitcoin investment has made a lot of people millionaires
I met Mr James Richardson in a conference meeting in Texas USA 🇱🇷last year
He is really good in bitcoin
I’m glad I came to this comment section, I’m being motivated to start investing in bitcoin.
+1_3_1_9_8_0_0_0_5_7_7
He’s the plug🖕
If i invest $3,500 is that okay for a start?
Yes $3,500 is a good way to start a bitcoin investment, I am sure that you will earn massively from it
He said what’s up Graham it’s guys here
Whats up Graham its guys here… Wait… errr. back to the cat. haha
clickbaity trash
boom
Hi Graham. While I really admire your work, I am unsubscribing from your channel and Kevin’s channel as well as Andres channel for the sake of my mental health. Wish you all the best.
I demand you to make a portfolio where Ramsey picks the stocks.
For good trading reach +1.5.5.1.3.0.7.5.4.4.9
So does this mean I should invest in Dogecoin or Nah
Please give me advice mr.graham
You are fake 😛 @Graham Stephan
The fed is buying treasury bonds, not corporations
Whaaaaaat! Love the intro Ramses! 😉 oh wait, wrong host. Love the intro Graham!! 👏👏
I left and had to come back because I caught a flash of that D&D artwork. Good job Graham
Dummies believe this dude… stick to real estate
I just heard your podcast with Andrei Jikh, and I’m writing this after listening that podcast for like over 1hr. And I like the intention you are offering with job. See I know a couple of great stuff, and I’m ready to learn more. You can use me for whatever purpose you want, I’m not gonna let you down. And I’m willing to take 40k per year or even less, it doesn’t matter to me. The only problem is I live in India, but I’m willing to travel all the way to States.
Hope you find me intresting. And I can’t promise to be the next Jack, but I’ll be the next best GUY.
I’ve liked the thumbnails recently Graham
Why are there so many downvotes??? Is this one of those “don’t tell me what I don’t want to hear” types of things?
Graham what about TGReset on real estate?
telegram…@Aldermann979
Smashing the like button is correlated with stock prices
Well Graham, BTC is going to the MOON again!
i ONLY smashed the like button because you associated smashing the like button with pie. Good on ya!
Graham, how will inflation impact the Pokemon Card market?
Love your jacket! Where’d you get it from?
All thanks to Janet foreign exchange for helping me to trade my $450 into Bitcoin and I was credited with the sum of $5300 after seven working days of my trade with her now I’m debt free I can settle my bills without even touching my paycheck I’m so happy with Bitcoin life is easy 😊
Text her on whatzapp
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Stepping up the edit game. 🤙🏼
Thanks for your review having difficulty in trading inbox me
@Graham Stephen I think you finally met your reply limit. 😂😂
Say what?
I subscribe to the crusty notion that sooner or later earnings make or break an investment in equities. The stock price today, tomorrow, or next week is only a distraction.
Hey so I’m 16, I’m currently a cooker at a bar making close to 16k a year I just recently bought my own bmw all with my own money for 8k I finance it with my dad and all I got left to pay is about 1k out of that now after I’m done paying off my car what do you recommend me to do? I really want to start e-commerce business I just don’t know where to start.
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Bruh that intro was soooo cute 😻
For more guidelines
Inbox @w.h.a.t.a.p.p
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@Graham Stephan u ain’t graham
When you don’t know something, you settle for…hit the like button…
Text my expert on wat sap…
For more advice on investment terms….
+. 1 409237‑2877!✅
Hoping you will be making more videos on the current New Rent situation, particularly how the Eviction Moratorium is affecting the market now for both Tenants and Landlords. I’m doing all I can to educate the public but we need more people like you with a large audience to speak up
Seeing Ramsay in the beginning made me hit the like button instantly lol
Thanks for watching, do you have difficulties in investing ???
W@ts-.App….
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Graham where did you learn about taxes and tax benefits? Did you take a class ?
W@ts-.App….
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I really really hate you clickbait thumbnails. Have some integrity. It is so cringy
if you have been trading without the right guidance in Forex, stocks, binary & bitcoin market, great losses would be experienced.
Mr. Leon is an trade/investment manager..
I highly recommend him for any trader who wants to earn consistent profits.
Irrelevant:
You sick ADA nonholder you
I’m disgusted
Sincerely,
75x long from .15 and liqd
Thanks for watching, do you have difficulties in investing ?..
If you make the next video entirely narrated by your cat I’ll smash the like button so fast.
W@ts-.App….
+… 1………(9……5….1……)…. 4…. 3…. 9…. -… 7….. . 8… 1… 8…fill free I can help you with anything…
Thank you for, once again, making my girl-brain explode with valuable information.
Happy to help!
Gas prices are going up inflation?
Warren Buffet once said” if you don’t find a way to make money while you sleep, you will work until you die
Hey buddy, thanks for the tips. Can you guide me from my early beginning? If yes how do I connnect to you?
I don’t mentor investors, I have a financial consultant Marianne Emelia Scott who handles my portfolio and I have been perfecting my strategy with her educational materials.
@Alexander Green up Thank you so much.I went to look up your professional trader because I was questioning the integrity of all this. Surprisingly she seems really proficient, I thought this was just some hyped-up BS. I really appreciate this
I know a few people in my circle who are Millionaires in secret because they invested and reinvested. Steady increase in the inflow of profits keeps coming in monthly
Successful people don’t become that way over night. What most people see at a glance- wealth, a great career and passive income which are the result of hardwork and hustle over time
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Buy the dips…
I bought MARA last week, up 89%…woo hoo
And they say it’s capitalism that is the problem. I think it’s time for Graham to talk to George gammon over at the rebel capitalist podcast.
Arbor metals corp GOLD. it’s not. THX
I want Ramsay to shout at me and call me stupid for having a credit card
Thanks for watching, do you have difficulties in investing ?
W@ts-.App….
+… 1………(9……5….1……)…. 4…. 3…. 9…. -… 7….. . 8… 1… 8…fill free I can help you with anything..
Great job, Dude! That was excellent!
For~crypto~investment~guideline.