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THE 2024 FEDERAL RESERVE RATE HIKE
INFLATION –
Overall inflation across all items rose by just 3.1%, down from the 3.2% that we saw in October. In terms of the categories that saw a price increase, the largest gainer was car insurance, up 19.2% year over year. With the cost of repairs and replacement going higher, auto insurance companies have been raising their premiums by the biggest annual jump in 47 years – and since insurance premiums are generally set every 6-12 months – this just happens to be the month we see it show up in the inflation data.
We also have sporting events up 16.4% from a year ago, Veterinarian services up 9%, Shipping Fares up 8.4%, and rent of primary residence up 6.9%. The good news is that shelter-inflation does seem to be declining, with a drop of 2% year over year.
HOUSING PRICES –
The Federal Housing Finance Agency reported that home prices have increased by 5.5% year-over-year. As they explained, “home prices appreciated in almost all 50 states….Vermont, Maine, New Hampshire, Connecticut, and New Jersey recorded the highest annual appreciation rates, with the WORST markets coming in for “Hawaii and the District of Columbia, posting negative rates -0.9% and -0.8%.”
However, Goldman Sachs believes that the days of “insane price gains” are over – and, starting soon, “we’ll likely go back to a 2% type of house price appreciation environment, which is roughly around the trend of the last 30 years or so.”
A separate analyst also seconds this, saying that “national home prices will fall 1.7% in 2024, for the first time – in a decade” – although, that doesn’t mean that every area will go down; as they say, “of the 100 large metro areas included in the report, 63 are likely to see prices rise.”
STOCK PRICES – https://www.financialsamurai.com/2024-wall-street-forecasts-for-the-sp-500-stock-market/ (CHECK OUT THE FINANCIAL SAMURAI BLOG)
As of recently, bond and money-market funds saw a RECORD influx as investors cashed in on guaranteed returns – but, this also suggests that there’s a LOT of money sitting on the sidelines that might continue to propel the stock market even higher.
In terms of where stock prices could go from here…the Financial Samurai Blog notes that JP Morgan believes that we’ll actually see the SP500 DECLINE to 4200 in the next year, saying that: “With a step down in economic growth next year, eroding household excess savings and liquidity, and tightening credit, we see the 2024 growth unrealistic… Negative corporate sentiment should be a catalyst for sharply lower estimates early next year.”
However, Wells Fargo is slightly more optimistic, with the SP500 closing out at 4625 – From their perspective, “with VIX low, credit spreads tight, equities rallying, and cost of capital higher, it’s time to downshift. Expect a volatile and ultimately flattish SP in 2024, as valuation limits upside and rate uncertainty elevates downside risk.“
Even further down the list, RBC Capital Markets thinks we’ll see 5000 – and BMO believes we’ll hit 5100, and that “stocks will attain another year of positive returns in 2024, albeit while demonstrating more sanguine, broadly distributed, and fundamentally defined performance relative to the last decade or so. In other words, normal and typical.“
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Here is a link containing the source material for each piece of research cited. I do my best to make my videos as accurate as I can, and the additional resources should help anyone who wants to look into them further – enjoy! https://docs.google.com/spreadsheets/d/1zqe43xtnxj8k9h4js0jt1IrDEPv0JXzd37edcsSECPU/edit?usp=sharing
I believe many finance YouTubers don’t consider inflation as being a post Vietnam era idea. Inflation before then use to be people mining more good to make more money. It didn’t really exist until modern boomer era. What your take on this
Graham & Guys …….?
You gotta stop the spam comments
So now you’re back on the bitcoin wave….🤣
Nice ride!
How are lower rates going to increase affordability if we still have low inventory, and more buyers coming in, will mean home prices will go up even more..
Speaking from a South FL perspective.
What if they let inflation come down… and then just leave the rates alone, instead of dropping them which is how we got here in the first place…
Great info but your hand motions look so forced and unnatural.
I just LOVE! watching the same video 5th year in the row! 1st start – WE ARE ALL GONNA DIE! intermission. NOTHING NOTHING BLA BLA BLA! The END of the video > we all are gonna be just fine. no need to worry. THE END.
“What’s up Graham, it’s guys here” ???
Its an inside joke from a time he stumbled and just kept it for irony.
Hi guys, nice video 🙂
The Blunt ways in 2024
bro ty bro for the jerome powels speaks do more of this
This should not be the most important thing of the year.
The headline really should be “top communist announces continued fuckery with who economy/ currency “
Thanks so much for explaining this so well and backing up your research with actual numbers!
This guy doesn’t know what he’s talking about. Rates will go up after the election. It’s all planned out.
The DEX is currently experiencing a major bug,
In a video I made, I explain how exchanging results in around x 7.
They better do right. Something will eventually break if they keep raising interests and quantitative tightening.
the Fed can keep printing credit as long as someone will borrow it into existence, but production cannot be printed
deduction of interest rates in 1984 led to a depression in the farm economy and agricultural states. a generation of farmers and ranchers were wiped out
scary! where do investors look at right away to gain and safeguard wealth? heard suggestions on debt from Robert Kiyosaki while some pundits point at small cap stocks, not sure I could handle investing on my own as of now
I once assumed I had a hang of the mkt, accrued $80k in a quarter and got super elated, not until I stumbled upon an expert whose been guiding me since my investment took a 20% steep-down amid 2020 pandemic. Thankfully, my portfolio is revamped and I’ve accrued over $700k ROI so far, after subsequent investments.. credits to my advisor ”Theresa Leigh Detrick”
very insightful comments, just came across the official site of Theresa Leigh Detrick after pasting her full name on the web, I find her highly professional and well qualified, already scheduled a call session with her hoping she will be available
Everyone who sees how terrible American politics are, knows why rates were paused.
Lots of fake bs in here
Reply to my comment or I unsubscribe
Inflation improved?! It’s still INCREASING!!! So it hasn’t improved!!!
yet people are still struggling worse then they ever have. its all a sham to make biden look good, but the middle class is getting hammered.
If you are not in the financial market space right now, you are making a huge mistake. I understand that it could be due to ignorance, but if you want to make your money work for you, prevent inflation from eroding your savings, build generational wealth, and cultivate good habits and financial knowledge, you must be in the market.
I don’t know how the fed thinks lowering interest rates will lower home cost. Also the stock market is completely out of touch with the reality of what’s happening in this country. To look at the stock market and think everything’s fine is dumb. I appreciate you mentioning that, when we are clearly in a stagflation economy. They should have volkerd us instead of this slow and stead.
DCA is the only way to beat the market. Unpredictable!
😅🤣😂 you used to be helpful, now your just clickbate! have a nice fall 🤣😂😂😅🤣😅😁
The sad part is the bust is no way as good as the boom nor does it last as long, so don’t be a fool, if the prices go down it will be a temporary fall and won’t last longer than 3q and then another spike which will cause wrong investments and poor government politics. As a result things will continue to deteriorate, the US won’t see a clean market until there is a major correction, the government needs to come up with a solid strategy to clean it’s debt or nothing will improve, if you feel you can breathe and economy is good it’s just fake because of the market moving funds around to show a fake image of growth, everytime this happens the real growth goes to a few pockets and average Joe’s are the ones who suffer in the following bust
Casual supercar in the living room
Greg mannarino knows more
The Federal Reserve is the source of evil in this country. I hope GOD punishes these evil people for creating these bubbles and making the poor and middle class suffer
I smell a reverse market crash
When you look at the market 2023 was one big pullback. We are back at where we were Nov 2022.
hundreds of BIPOCs dressed as J-Pow just poured into my neighborhood and started looting Target and screaming “Say their names” while holding billboards of Obamas brother in Kenya
All I know is, we need housing prices to go down by at least 40% lol. I know it will probably never happen, but I’m still hoping for some kind of housing market “crash” in the next couple years. It is insane in so many parts of the country, it makes me want to rip my hair out. Rent is so high too, it takes too long to save up enough for a decent down payment with two incomes. Ridiculous.
This is a great video, I learn alot watching your videos and it has been helpful to me. Building a steady income is quite difficult for newbies. Thanks to Mrs Samantha for improving my portfolio. keep up with the good videos
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人人人人” copy “it this way, “YouTube is frustrating.”
What’s up Gram it’s guys here 👌🏿
Your right buy buy buy
Graham, you have been a great inspiration to me as far as investing. Thanks for sharing your knowledge with us!
Insurances are absolute parasites
The stock performing best for me atm is CWH definitely recommend it to anyone currently investing
don’t take this guy seriously. He’s out for a paycheck.
2024 is an election year, they have to look good.
Thanks. Certainly loquacious, with lots of fluff and not much substance. Peace.
A election year is coming. What else would you expect. SMH
Two questions:
1. I’ve read that corporate investors are buying up housing. Is that true and what impact does that have on home prices?
2. I’ve read about corporate price gouging (record profits without changes in outputs, etc) forcing prices higher than necessary. Is that true?
Thanks.
Yes and yes. Look at who’s buying new single family homes. Somewhere around 30% of all new housing starts and sold off to big corporations now like blackrock. Good luck trying to outbid them as a first time buyer for an entry level home.
It’s election season. It’s done to make things look rosy for a short period.
This will be the largest pump & dump in history. Look out 2024.
Buy Bitcoin
As rates drop, I believe we’ll see demand increase. Therefore in most major US cities, you’ll see prices rise faster. What do you think?
Enough with the clickbait. It’s blandly obvious that you take advantage of the smooth brains in the comment sections and make them believe what you think is truth. Stop
First time in a while I’ve been excited to live In STL. 😂
The FED pivot, let the party begin again. Free money, zero rates, more QE. The buy everything rally to continue into 2024. Thanks Mr Powell, I knew you wouldn’t take the punch bowl away for too long 😂
So can someone advise please on what to do with dollars cash saved?
You are apparently a real estate millionaire. Why are you wasting time on sponsors? Running this channel is pocket change to you.
While falling inflation can be a positive sign, leading to lower Treasury yields, the increased investment in bonds often reflects a broader concern about an impending economic slowdown or recession. In such scenarios, investors seek the safety of bonds, not necessarily because of positive economic conditions, but due to concerns about future economic uncertainty
We went 100% cash on 12-14-2023. We made 26% profit in 2023. We now see a huge crash coming. We are 100% debt free. Home prices are going to crash in 2024. Millions of people are about to be laid off. This is not going to be pretty. You left out Tom Lee. He nailed the markets in 2023.
I want an updated credit card list
I agreed with a client last week that for right now, it absolutely made more sense for him to rent, but for him to be ready at all time to pull the trigger.
DEFLATION IS NEXT. No one is expecting it.
In other words, if I don’t own a home today, I never will.
1,500 thumbs down? I’m staying around to watch.
Their goal is to cause hyper in flation
The latest moves by the Federal Reserve, hinting at easing inflation and a less aggressive policy on interest rate hikes, have profoundly affected the financial markets. This shift has propelled the Dow Jones Industrial Average to new highs and led to a reduction in Treasury bond yields. Concurrently, there’s been a notable resurgence in cryptocurrency values. These shifts mark a critical time for investors, presenting opportunities in both established stock markets and the burgeoning realm of digital currencies. My experience is a testament to this; by following Tammy Brockman’s trading strategies, I managed to accumulate 26 bitcoins in just two months, which is a clear indication of her trading prowess.
@Tammybrockman VlA t e I e g r am
I agree with you and i believe that the secret to financial stability is having the right investment ideas to enable you earn more
Everyone needs more than a Basic Income to be Financially Secured in this present time that there’s an Economic Decline.
It’s remarkable to have faith in someone who can consistently deliver profits under any circumstances, and they never disappoint. I trust Tammy Brockman implicitly, and since trading with her, it’s been nothing but victories.
Reason I trade with Tammy strategy is because she are always accurate and help even when market ain’t favorable while others complain I earn Big.
Dude parks a car inside home for the video lol.
Whats up Graham its guys here?? Got that one mixed up mate…
I wish people focused on international relations and global trade/economic impacts. A lot of Americans are about to lose everything…
Soft landing. No recession.
I really appreciate your dedication in each video you post, despite the current market crash, I was able to build a big income stream investing with Mrs Clara B Debrie.,.,.,
wow .. Amazing to see others trading with Mrs Clara B Debrie, i am currently on my fifth trade with her and my portfolio has grown tremendously.“`
I invest with her too, she charges a 20% commission on profit made after every trading session which is fair compare to the effort she put in to make huge profits..,,.“
Please any information on how i can get intouch with Mrs Clara B Debrie?…“
As a first time investor I started trading with her with just a thousand bucks. my portfolio is worth much more that now within just weeks of trading with her..“`
She often interacts on Telegrams, using the user name written below
why you always cry on thumbnail?
Good channel for mainstream news
So who can afford to lower prices when prices on everything are so high?
For every action, there is an equal and opposite reaction, bad news was good for the market, because the Fed was there, good news is interpreted that the feds will start to lower rates. That’s bad news for the market because the economy and the consumer is going to start to roll over ,, I don’t know in equities, but I do on bonds because of my age, but if the market rolls over I will margin my bond portfolio and try to buy Boeing at $30 a share
You.tuti.fallx.omo.
Overspending is what our government is teaching us all with 33.6 Trillion dollars in debt to Japan and China.
Do you reply to comments
ALL AN ILLUSION AND ARTIFICIAL. ( THINGS ARE BAD!!!! )
awesome
@grahamstephan – It would interesting to get your thoughts on Mint shutting down at the end of the year. I’m sure a lot of your audience uses Mint for net worth, month budgets, and consolidation of all financial accounts. It doesn’t seem like there’s really any great (free) alternatives either. Maybe you could do a video giving background and alternatives? Just my unsolicited idea. 😏
What about national and credit card debt?
Buyers will buy before price go up so they can refinance later, seller will wait because the prices will go up and inventory will go less
Here’s a good video too, on Youtube, “Everything Has Changed! The Fed is Now Your Friend” By Adam Khoo.
“What’s up Graham, it’s guys here” lol
With markets tumbling, inflation soaring, the Fed imposing large interest-rate hike, while treasury yields are rising rapidly—which means more red ink for portfolios this quarter. How can I profit from the current volatile market, I’m still at a crossroads deciding if to liquidate my $125k bond/stocck portfolio.
The strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.
With the assistance of an investment advisor, I was able to diversify my $401k portfolio across multiple markets, earning over $980k in net profit from high dividend yielding stocks, ETFs, and bonds in just a few short months.
Would you mind recommending a specialist with a variety of investment options? This is extremely rare, and I eagerly await your response
VALERIE JEAN ZWOSTA
That’s my licesed Financial advisor you can easily look her up, Thank me later!
Thanks, I merely looked her up on Google and was highly impressed by her credentials; I got in touch with her because I need all the help I can get. I just set up phone call.
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Thanks G
Sad thing is that America went from being producers and distributors to being plain consumers just look at the cars that people are driving these days in America the majority is held by the Japanese market
This kid failed to admit that!!!
Companies/ Business’s
Are laying off thousands beyond thousands daily..
People you better not trust this kid. If you assume I’m Lying !!!! Just GOOGLE Latest Layoffs
Even if inflation returns to “normal” the damage is done, right? Prices won’t return to normal, it just means the hemorrhaging has slowed, right?
maybe job market is so robust, because so many people retired early during or after the pandemic. Plus americans aren’t having kids any more. also there’s a signficant lack of skill trades – plumbers, electricians. these workers are getting older and calling it quits. Case in point, avaition controllers – many of them got fed up and quit the low pay.
Interesting. I’m looking at ways to make money in the sharemarket.
the way you keep flailing around in these videos is so strange.
Did you say “What’s Up Graham, it’s guys here” on purpose? Loll
Thank you for the video
Soft landing is going as planned. Wait for Trump start yapping and God forbid wins, US will crash and burn literally and go back to the stone age; as planned by Russia and China.
While investors are preparing to celebrate next year’s soft landing, economic data doesn’t appear to be cooperating, I’ve heard testimonies of people accruing over $250k this red period. What measures can I take to ensure this?
It’s really hard to beat the market as a mere investor. It’s just better if you invest with the help of a professional understands the market dynamics better.
A lot of folks downplay the role of advisors until being burnt by their own emotions. I needed a good boost to stay afloat, hence I engaged the services of a true market strategist to help rejuvenate my $700k portfolio and boost performance and returns by 40% in a little over four years.
@@Jadechurch-ql3do Please can you leave the info of your lnvestment advsor here? I’m in dire need for one
I’m being guided by “Leila Simoes Pinto’’ who is widely recognized for her competence and expertise in the financial market. She has a thorough understanding of portfolio diversification and is regarded as an authority in this field.
I just googled her and I’m really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
The FED didnt say hikes are over btw
Could be leaked so stocks get topped off again so Billionaires can can off into buying. Many large cap looked they were just coming back to old highs. — ceiling. Hopefully rates will come down.
housing keeps going up because people are giving so much “over asking” and then asking for alot in closing costs so they can buy points. So the house looks like it sold for 500k but in actuality the house sold for 450k with 50k in closing cost. NOW you have a house on the market that sold for “500k” being used as comps and lets appraisers and agents price their house based on this 500k mark vs what it would have been were people not artificially inflating it with massive closing costs.
Ooo😊
The fact y’all actually believe this guy. He’s simply just a fear monger and will continue to do so as long as he gets views. Sad world we live in.
Question:
Will the money this channel raised trough FTX sponsorships go back to the people that are now living on food stamps next to the apology they got?
Greetz
Given reduced inflation signals and as the Federal Reserve has halted rate hikes, what are the best additions for a $500K portfolio to enhance the overall performance of my portfolio next year
Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions. Alternatively speaking to a certified market strategist can help with pointers on equities to acquire
True, some folks employ hedging strategies or devote a portion of their portfolio to defensive assets that perform well during market downturns and such pointers are provided by engaging the services of market experts just like i did in 2019, amid rona-outbreak, and as of today, i can boost of a 45% enhancement on my $1m portfolio after acquiring assets recommended by my advisor.
I need a guide so i can salvage my port-folio and come up with better strategies. How can one reach this advisor?
My advisor is *Sharon Louise Count* who is easily searchable on the web. She has extensive knowledge of the financial market
I searched for her name on the internet, found her page, and reached out via email to schedule a conversation. Thank you.