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Are you actually gonna fight in the event?
Very smart! 🙂
It’s the simple difference between good debt vs bad debt
This guys such a shill for money lol
If you have a lower interest % loan then inflation and you invest the money why wouldn’t you do it
I click and unclick the like button just so I can click it again and watch the confetti!
I really appreciate that you explained the difference between ‘good debt’ and ‘bad debt’ to people in this video. That is an important difference and it is valuable for people to understand that difference. 🙂
Hi, love watching your videos. Thank you for putting so much time and effort in them…
You should make short video on budgeting APPs. Thank you
i didn’t get any confetti. add my confetti to your debt.
this is why I roll with debit only…
The like button actually has confetti 🎉 🤣
This “buy everything with one click” is USA only, in Europe you just CAN’T do that and we don’t miss it.
You’re fighting Michael Reeves in a Boxing Match?
Not to be to critical but when I watch a video and then notice the title has changed later it bugs me. Not a lot but it does. I know views represent $ but your original title was more accurate. I would focus more on clever or accurate titles then click bate titles, IMO.
I’m finally at zero balance for CCs. I will never carry a balance again
Trubill sounds pretty good
Graham, love your videos and watch each day for valuable information. I do have a question and recommendation for a video. Either before or after purchasing a home do you purchase it under an LLC? I see a mix of benefits and downfalls with it. Especially myself, I have two properties under a VA Loan and have been researching about either putting them under an LLC or just do it with my next purchase. Wanted to see if you purchase under LLCs and is it worth it to avoid the risk with owning rental properties.
Any info/insight on this topic would be appreciated! Thanks!
Dave is so mad right now, I like it
What if you just hate monthly payments
Debt is a bad.Real Estate can also be a liability if you have unforeseen repairs that will like to happen etc..
Debt is good, its how the vast majority of the wealthy got wealthy, how most businesses start, how most families have homes
People downplay the impact of debt on a business. It’s so important and I’m glad it’s being acknowledged in this video.
could you make a video about buying precious metals vs getting a high yield savings account.
where is my confetti ?
you lied to me !
Very insightful video. Unless accumulated debt affects your emotions I always recommend people take advantage of it to provide more leverage.
if i could make 1.000 per week
I would be the happiest man in the world.
It would help out my family and me big time.
“The funny thing is I know you’re playing me but you’re right” how did you know I wanted to see confetti? 😂😂😂
Dave was right ✅️
Change your thumbnails
This channel seriously lacks fresh content. It was very informational over the past few years, but now it’s just repeat after repeat, with the same format and background for the 10,000th time. Sadly, seems like it’s time to unsubscribe
Graham, you’re being lazy. Build yourself a NAS and give us the 4k content we so desperately want. It won’t cost you much in the grand scheme of things, is a business expense, will boost content quality and thus views (aka money), and is a tax write-off.
That was some crazy clickbait
I agree and preach everything you’re saying, until the economy takes another fat dump like 2008. The only reason this debt mentality keeps working is because the fed is propping it all up with fake assets.
Borrow money at good rates TO INVEST without overleveraging. Don’t listen to Dave Ramsey re: debt. The mortgage on my main home is 30 year, 2.62%. It makes zero sense to pay this thing off early because, since the % is ~ inflation rate, that would technically mean paying more (i.e. paying with more valuable dollars).
Also, you NEVER own real estate property outright in the U.S. Don’t believe me? Stop paying taxes.
I’d be interested in buying some Bankroll Coffee merch. Just putting that out there.
If a lot of people are taking out loans against their homes, which are worth more now, to invest that is not a very good thing…
Debt is awesome 👍
Keep coming with all these click bait pictures and titles
I’m not watching this but great job on the title
I did not get confetti
Those ethereum fees get you?
“Why this is a click bait”
I thought another April fools clickbait
Another click bait, yeah you owe a mortgage big deal.
did it for the confetti, but was disappointed itt doesn’t have the confetti when using laptop web browser.
Lol I have many products I do not buy because I can not figure out the total / actual cost.
You should look at BRK/B using a double MACD method. 1st MACD on a monthly timeframe, 2nd MACD on a weekly timeframe to exit the trade. Then leverage … then the trick is to understand your maximum %loss.
I love you graham but these thumbnails are so dramatic 😭😭😭
My like button did not have confetti around it, highly disappointed 🙁
Let me guess, you took Jeremy’s advice and invested in his stocks with margin😬😬. Dont worry, all his fans are is debt now too
Do you invest in your name or in a company name?
I’m gonna take out loans to buy an avocado toast vending machine
Dave Ramsey just left the chat.
tax right offs graham! use em!
This is was an amazing and important video for people to understand.
Interest rates will go back down once inflation stabilizes
when your that rich though you might as well pay it off, like I have a friend who has 30 to 40 million dollars and has $1.5 million in debt between a car and a home and refuse to pay it off. in my opinion you have to look at it proportionally to your income and net worth, and that friends makes $5 million in income from a salary and investment income. $2 million subtracted out of $40 million is small.
I don’t understand these people some times
I’m worth $8 million live in Nevada paid $600K out right for a home and a $70K Tesla also out right, NO DEBT SLEEP LIKE A BABY KNOWING I DON’T OWE ANYONE.
I don’t live a fancy lifestyle, $8 million is plenty
Watch again, this is a lie and the video explained why
I’d love to see you incorporate capital gains taxes or other taxes when calculating how much you’d need to profit to make sure it’s a net positive.
you lost 4million? Im still broke asf 😄
Great video! More like this including how to get started borrowing more money in todays economy with the housing market about to burst and interest rates rising. Is it a terrible idea right now and what and when should we get started.
Oh, nooo, nooo, Grapham. You won’t get me with the confetti button this time!!! I’ll click Like because of the cat butt tissue holder. 😀
Broo whats happening, when i look at the feed in you channel just negativ stuff.
This was super click bait. Not to mention rates are going up so this video more or less just looks like a cocktail of bragging, and sponsorships. The concept of understanding good debt versus bad debt is a solid one to tackle and a tough one at that, but aside from just being a hater on this post. What I will say is that for the type of person Graham is on YouTube I just feel like he can do MUCH better at explaining this concept out for others to see. It would be way cooler if he applied the concepts to a current deal or something he’s looking at doing into the future since rates are going up versus looking backwards. But I digress. Graham is still the man regardless lol
ogs know hes done this before
i dislike your like button requests
These calculations don’t take into account risk. Lose your job, and owning your home outright is objectively better always. Not everyone can bank millions from YouTube to justify their leveraged debt.
All is good till recession come and prices and everything drops than the problem begin.. but in scenario he is taking ofcourse have sense 😉
I feel robbed. Where’s my confetti, dammit!
are you on mobile?
love this guy’s videos but I think he is getting too greedy. like seriously how many ads in one video!!
NOTED!
Loaning is just like Gambling. Don’t loan and don’t gamble. Use money straight up in real time.
You missed me on the inflation part- as all the money you make is also worth less.
I come from the future, Tesla and Elon Musk have solved all the world’s problems, and Tesla is well over $100 Trillion in market cap. The year, I can’t tell you, but I will say it’s between 10 and 35 years into the future, happy investing!
Rel click bait gram
Important to realize that if you take a car loan because you can invest that amount and make more than the interest, you MUST actually have that cash available and also MUST invest it, otherwise you just threw money away.
thanks fort that video
the like button doesnt have confetti…………………
Graham is probably the best thing that happen to youtube
Like like like!!
Inflation hitting fresh high has resulted to decline in bank earnings, I’m desperate to grow my reserve of $400k as am fast approaching retirement.please tell us how to use this recession to make gains! During the last recession in 2007 I found a clever way to grow my portfolio, but the market is different now.
i agree Flynn, I thought I was doing alright profit wise, until I needed assistance with diversification, I reached out to a financial advisor and in less than a year I was just $51,000 shy away from $850,000 which is like 7x more than I make on my own
That’s impressive, could you share more info on this and how are things panning out so far.
credits to Diana Claire Lougen, one of the best portfolio manager;s out there.she;s verifiable
Out of curiosity I looked up her up and I can see she has worked with top notch companies like M&T-SECURITIES
This recommendation is coming at the right time because i am literally grasping for straws atm! I looked her up online and scheduled a phone call with her.
If you made all the money why are you doing this for YouTube..?
8:30 no it is not. hhaha geezz the faking guy
Sounds good but I can’t get no where near a 3% loan on investment property…..where is this type of loan accessible?
Really good stuff Graham! Stupid question here: When you say you are not paying back the mortgage or the auto loan, are you just paying the minimum payment required for the loan or not paying at all? Wouldn’t the latter open you up to foreclosure or repossession?
Thanks. This has been helpful! You’ve answered many of my questions! I’m still curious with my situation, though. I wish I could ask you!
where is the confetti?
No confedy when pressed 😂
1:05 I didn’t see any confetti when I clicked the Like button.
I believe I understand how you use debt, but I’m pretty sure I wouldn’t do it anyway.
Great video Graham. The whole “good debt, bad debt” scenario. Factor in inflation and adjust your recipe. And that’s great when you’re younger, which is what I did. But now retired, (early) I don’t like much debt. And our next property will probably be purchased with mostly cash if there is a “next” one. How much is enough? Well, if you’re enjoying the game, keep playing. I’m just getting a little tired of the chase for more. I’ll just let it come to me. No where near as much as what is coming to you! But it’s not a competition. Nice job helping people to understand the concepts.
Graham please do something about all the bots in the comments.
7:00
here Ghraham guys up whats
*If Dave Ramsey saw this* 🤣
Debt has just made the world more complicated.
Debt itself is bad enough… but if you add to the fact that millennials were brought up in relatively affluent conditions then they couldn’t even stand the slightest deterioration in living standards and that’s what makes it even tougher to go through physically and psychologically.
Hi Graham, I love your videos and I am currently writing my dissertation on how social media can influence financial literacy and investor behavior, and I would really appreciate if you could spare 20-30 mins for an interview for this project. Thanks in advance and keep up the good work, Adorján
Dave Ramsey is a menace. Can’t stand him. Only will watch your channel for tips. Not sure why he’s a role model to anyone.
Grahams annual income is over 540k to be in the 37% rate.. lets face it – the only reason he keeps that tesla loan is to name drop tesla in one of his vids.. id be surprised if he couldnt pay off one of those properties quick smart too!
So where’s the part you’ve lost $4million????? What a shitty clickbait.
Your content is soooooo boring now.
You’re just rinsing and repeating, rinsing and repeating. Nothing new anymore.
good lesson Brother!!
Graham, do you flip houses or buy & hold only?