To start comparing quotes and simplify insurance-buying, check out Policygenius: https://policygenius.com/graham. Thanks to Policygenius for sponsoring this video! Add me on Instagram: GPStephan
GET YOUR FREE STOCK WORTH UP TO $1000 ON PUBLIC & READ MY THOUGHTS ON THE MARKET – USE CODE GRAHAM: http://www.public.com/graham
Trade Bitcoin, Doge, and other crypto with low fees on FTX. Use my referral code GRAHAM and get up to $100 FOR FREE: https://ftx.us/partners/graham
GET MY WEEKLY EMAIL MARKET RECAP NEWSLETTER: http://grahamstephan.com/newsletter
The YouTube Creator Academy:
Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://the-real-estate-agent-academy.teachable.com/p/the-youtube-creator-academy/?product_id=1010756&coupon_code=100OFF – $100 OFF WITH CODE 100OFF
THE NOVEMBER 2022 RATE HIKE:
They began by raising interest rates by 75 basis points, which was what the market expected…but, their FINE PRINT caught everyone by surprise:
Even though their intentions were to raise rates so that it’s “sufficiently restrictive to return inflation to 2 percent over time,” they followed that up by stating that they will take into account “the lags with which monetary policy affects economic activity and inflation, and economic and financial developments” – and, this is MASSIVE.
Companies, for example, won’t know their sales numbers until the end of the month or quarter…housing data won’t show up for another 60 days…consumer spending is highly volatile based on a number of factors, and – by the time WE see the end-result of each policy decision, months have already gone by.
By acknowledging these lags, it gives the Federal Reserve enough time to pause, slow down their hikes, adjust as needed, and basically take a “Wait and see” approach without driving the economy into a total disaster.
HOWEVER…the BAD NEWS is that, there is the concern that inflation will become “entrenched” within the economy, meaning that – consumers believe that inflation will continue to rise, and THAT will reach certain categories which are unlikely to come back down, like rent and medical services.
If this happens, it’s possible that we’ll need EVEN MORE rate hikes…and even more pain within the economy…so, to prevent this from happening, the FED mentioned that they may have to take more extreme measures AHEAD OF TIME…and THAT is why the market immediately began falling.
My ENTIRE Camera and Recording Equipment:
https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB
For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness@gmail.com
*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice. Public Offer valid for U.S. residents 18+ and subject to account approval. There may be other fees associated with trading. See Public.com/disclosures/
Thanks so much for watching! To start comparing quotes and simplify insurance-buying, check out Policygenius: https://Policygenius.com/graham. Thanks to Policygenius for sponsoring this video!
Good info but incessant flailing hands makes unwatchable
@Chivos adventures what they say?
“It’s time to re-affirm that no idiot can time the market…”
Citi is giving 3.75% on CDs
“unaliving” like it, creative way to be funny and skirt black list words from youtube
Update to Grahams video:
Ally bank is now at 2.5% for their savings account
Dám.nr.de.tel.
Why does he keep copying MeetKevin? Doesn’t he has any original content anymore? 😅😂😂😂
dumb
This is not true about pay your load later. This only true IF your wage increase. If you wage still the same or raise slower than inflation, you are still better off paying your debt as soon as possible.
Where all my peeps who bought their house already in 2020-2021 with the lowest rates at?! We’re the real MVPs of this market 😅! Biggest problem am having this year is finding a reasonable priced contractor for updates. We need to get inflation down because prices from items and services is out of control! Am trying to skip all of 2022 when it comes down to financing anything🙄! What a mess!
I feel so lucky, bought in 2019 😅
😒Who else still believes we need someone to explain finance in English?
54% of inflation is increased corporate profits. Notice the word “INCREASE.” Those companies where already making a profit at their past rates. Monopolies and price gouging are killing us all. How about we start there.
Housing market is getting everything it deserves. Pricing entire generations out of the market within a 3 year period. We need a correction. My income tripled this year. For the first time in my life (39 year old) I have the income to consider buying a house. I now have no plans to buy a house because the price increases.
This is not I repeat not an opinion these are facts facts one the FED raises the interest rates which the banks make the money on when they loan money for businesses or anything else. T w o. Even if the inflation rates even off the banks make much more money through a Time released loan which is compounded which is much much more than what the inflation rate will be and the money goes to who. Wait on it the industrial complex hello there yeah all the people making all the big money all they are is checking us and cornering Us in another one of their industrial fields and milking the hell out of us feel like a cow now?
So u are one those that thinks inflation eats up your loan. No it do not, you should really know that. Inflation never makes your loan cheapier, salary increases may do that, but not inflation.
Same increase just hit the UK too.
The ‘supply chain disruptions’ are created by companies that have decided to increase margins by reducing costs. The cost reductions were made possible by ‘outsourcing to developing markets’ – that s ‘cheap foreign imports’ and so the local industries could not complete.
Now developed nations have reduced their own production capacities and are at the behest of the ‘foreign producers’
Reganomics bites us on the butt people !
please get worse!
Awesome video as always!
The Biden administration and their useless spending is why we’re here
I think human beings should be given an equal amount of money to spend, or better still do away with money completely, and allow us to create abundantly without the restrictions of money, people can still use their hands to make things, create when and where they want to, with peace of mind and harmony. Its hard living a life that man himself has created.
Man, you scare everyone. Just go and invest in tech stocks right now. They will be Double in the next year
We already are in a recession tho
GPD still has positive growth, so thats a negative ghost rider. Is it good growth , no but it isnt negative.
$500k isn’t a safety net, it’s a motive for murder.
“Blessed are those who can give without remembering and take without forgetting.” –Anonymous
Price increases and inflation are not the same thing. Why do people use those interchangeably?
One of the best channels on youtube ! Time permitting would you be able to share your thoughts on a company that went public last year called VELO 3D ticker symbol VLD. They have a moat, a sticky business model and are backed by Elon Musk and SpaceX. thank you !
If u haven’t learned the fed is bad yet swing on over to The Ron Paul Liberty Report
increasing the value of the dollar means making GLOBAL money unstable? haha GOOD! make the USA dollar as strong as hell screw other countries, make the usa dollar the stongest currency there is..
To anyone tempted to vote republican, corporations have lavished over ONE BILLION DOLLARS on the Republican party to promote candidates that will NOT hold corporations to account for runaway inflation. This current inflation is 54 percent directly attributable to corporations profiteering on food, gas, and everything else you NEED to buy … not want, need to buy. If you vote republican, you’re voting for massive inflation in the next six months. Look it up for yourself. Search for Katie Porter’s video on the subject.
What it means to me is buy iBonds from the Treasury with about 50% of your savings. Stay in cash and keep your powder dry with T-Bills for the other half of your money being ready to go bargain hunting in the real estate and securities market next spring.
The federal reserve created the inflation by printing so much money and pumping it into circulation and that is how you devalue the currency .
You need gold, silver cash flow,cyrpto, and no debt the dollar will continue to be devalued holding dollars is super risky.
the dollar is devalued because of too much money supply, ie the fed fund rate being 0 for almost a decade and then all the covid stimulus payments, hence sky high inflation. The federal reserve needs to pull out the ’79 Volcker playbook and get the fed fun rate higher than Snoop Dogg at one of his concerts. People will be jobless and pissed off, but prices will stabilize.
@Jim moore I agree🤣🤣🤣
“The fine print caught everyone off guard” 😆 not really… everyone just thought they were lying so the market didn’t care… the fed is just doing exactly what they said.
When you say rally, what does that mean ?
Anyone know why somebody would choose a variable rate mortgage? Fixed rate sounds like a no brainer, why would someone choose variable over fixed?
But is it even a recession yet?? 😄😄
Is it just me or are his verbal titles are way more intriguing than his YouTube titles?
Highest rates since 2007! So crazy, thanks for the info as always!
Elephant in the room, the war and the control of oil by Saudi and Russia. As we want to move towards climate change issues, will oil hit near 200 USD a barrel? Depression.
how can someone deal with adjustable rate loans. prime +2.5?
Support Chief Twit.
Pump Doge!
People just don’t get it do they? High interest rates means that people are losing their homes again, so that BlackRock can sweep them up from banks for dirt cheap & then rent them out for insane rates, then turn around & sell them for nearly quadruple their value…
The price of wages are just like any other price. They go up with inflation. To say wages are not keeping up with inflation is like saying your belly fatness isn’t keeping up with how fat your face is getting.
Market didn’t crash you morrón
Your titles have been awfully similar lately lol
Please make an updated video of high yield saving accounts. Thank you!
new click bait. put the word “market crash”
Market is down still, I’ve been looking up strategies and apparently both bull and bear market condition provides equal avenue to accrue massive gains, and a news article particularly mentioned a 54 year old that made $180k in 5weeks, how do I learn these strategies, my portfolio has been stagnant for months.
you’re right! The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner
I’m sure the idea of a coach might sound generic or controversial to a few, but new study by investopedia found that demand for portfolio-coaches sky-rocketed by over 41.8% since the pandemic and based on the firsthand encounter, I can say for certain their skill sets are top notch, I’ve raised over $400k from an initially stagnant reserves of $150k al within 14months
@Tyler Graham I’ve actually been thinking of reaching a portfolio-adviser, my 401k and stock’s been loosing everything it’s gained since 2019, mins if I look-up this one coach you use?
‘Gerald Lee Parker, one of yeh best portfolio manager;s out there. He;s well known. You should look him up
@Tyler Graham Awesome! Your potential seems limitless. I’m fascinated with investing, I’m delighted to engage in this opportunity, I just found the professional’s web page and have already written to him.
why did this channel turn into to fud?
Charts appear to say 20.6k bottom i could see that, but not with the macro situation though. I don’t even think talkin bout the bottom is worth it atm. Macro is the worst in decades energy, inflation, rate hikes, supply shortages etc its the perfect storm. From 2008ish till around 2021 when the economy was booming & the fed was printing money btc still crash about 85%. So i find it hard to accept a 75% crash for a bear market that lines up with a global recession, don’t make sense to me. Institutions & whales need retail to sell so there’s enough supply to meet their demand & they ant baying yet!! The thing is retail aren’t got any money to ape in to btc atm & over the next 12 months or so i see less money in the system as the fed tightens & everything goes up in price. So where will the money come from in that kind of a setting?? I really don’t think wave seen the bottom yet or the kind of pain coming next year after mid terms. I guess we will see, I will keep buy and just trade long term more than ever, I have made over 9.5` btc from trading with Phil James in few weeks this is one of the best medium to backup your assets incase it goes bearish.<<<
We can all learn a thing or two from Phil James, his profit making skills is phenomenon. Thanks to him I’m making more profit and getting rich.
Phil James literally saved me, just before the crash he advised me to get out of my long position. I’ll recommend him any day.
Just perfect, I have been telling everyone how Phil James gave me a ray of hope after I thought I had lost it all,,
Don’t worry folks, this transitory inflation and will pass in the next month. At least that’s what some people who have no idea what they are doing told me 10 months ago.
I thought we had Free Capitalism in the USA. What Powell is doing should be illegal. “Free Markets My A$$”.
Your channel is plaqued with skamerz .. YT shoud really do something about them.
noob short
northen nj
Slow motion nuclear bomb
<
Blood in the streets
We need the housing market to correct. Let it burn.
I may be currently looking to buy
So with the feds increasing the rates, doesn’t that effect them too lmfao…
What worries me the most is we do not have enough Computor chips which go in every machinery, Biotech, Industrial etc etc. supply line is stifled because of Covid shut downs and will tale couple of years to return to normal. When these manufactures will not get chips manufacturing will come to a stand still still resulting in a deep dark recession. How come all good news on a Friday morning ? Seems like the Govt is trying to bolster people’s confidence for forth coming elections. That’s the biggest worry ” COMPUTOR CHIPS” I do anticipate some big up heavel in the stack market. Gas prices are still up and human beings used to selling products at black market price are not going yo come down on pricing as Salaries and wages have gone . This scenario is very much unlike any other we have seen.
That was a funny joke lol
Great. It’s about time all of the feel good spending on Chinese junk is coming to an end.
I thought getting to a recession was the whole point of it all …
Still a historically low interest rate
“On this Episode of! Millennials keep going into debt” 🤣👍
I was hesitant on liking until I saw the sink. Thank you.
4.1 mil bro. You’ve been killing it for the past few years. Keep it up!
Thanks for that CVNA video, opened a short position and it’s printing tendies!!!
Fed is the enemy.. that’s obvious. who named them is the real enemy maker
Hey brother! Really enjoyed the video and analysis. Just like you, I’m an expert and I’ve helped a lot of my clients make amazing profits over the years and I’m open to helping even more people make consistent profits in the market. I like to think of myself as one of the best traders in the market.
Just curious, is this a good time to buy stocks?
@Jeffrey I keep hearing a lot of people asking if this is a good time to buy stocks and i just laugh. Every month there are at least 10 dividend stocks that can earn you $500 profit a month each. You just need to have the right discovery techniques to find those stocks.
@Nathaniel H. Cooke I’m only starting out trading. Need someone far more experienced to guide me. Can you help me?
@Jeffrey I offer free coaching services so feel free to hit me up..
You should cover how this will affect debt holders like credit cards
Graham , I request a picture of a baby mtn lion
Buy BITCOINN
With energy supply being impacted, inflation will only increase even as demand starts to tank. The Fed will have to keep raising rates in order to destroy demand further which means more job cuts and bankruptcies. The real solution is greater supply through market competition, innovation and automation. The problem is with debt to GDP already at 130%, loans don’t get the ROI they once had. Debt defaults, new currencies, and wars are on the horizon.
Graham said a crash would never happen though
Great content Graham…i really appreciate your show reminding us of the crash and I am taking your advice that the stocks will crash another 80% and buy then
I don’t see how raising rates helps reduce inflation. Inflation is not due to people borrowing too much. It is 100% due to congress overspending and supply chain disruption.
Robinhood just upped to 3.75% 👌
Thanks for keeping us up on the latest Graham👍🙌
Y’all voted for this
Why are you moving your hands so often? No cap just genuine interest
This has to be the 19th time the fed has crashed the market this year according to Graham. Channel is just repetitive garbage now…
Great episode
Will someone explain how is this not stagflation
Talks wayyyy too fast.
Saw the thumbnail and thought it was a jake tran video
ship analogy well explained
Go back further in the process. Massive government spending causes economic dislocatioin. The Fed enacts an accomodating monetary policy to inflate the money supply for deficit spending. That causes inflation. The root cause is massive government spending.
👆👆👆👆👆👆👆
Was it not Blackrock?
i like listen to hacks!
I sold a couple of homes in the Tampa area for pretty good cash and I’m thinking to just leave it in stocks while waiting for a house crash to happen and as well avoid inflation, but is this really a good time to buy stocks? I hear it’s a madhouse right now and I still hear folks are raking in huge 6figure profits by the weeks and I’d love to know how.
👆👆sᴇɴᴅ ᴀ ᴅɪʀᴇᴄᴛ ᴍᴇssᴀɢᴇ ᴛᴇʟᴇɢʀᴀ’ᴍ ʀɪɢʜᴛ ᴀᴡᴀʏ ✍️
We need to get the rich democrats out of control, they’re like a girlfriend with your credit card
Yet again another paranoid video from you
i freaking love the crash, i know ppl that are retiring and depending on the stock market is really bad and sad, but eventually we will be rewarded for buying the diiiiiiippp!! i literally love it, yea my portfolio sucks but man the deals are great. if you are willing to buy something at the all time highs, you should want it when its at all time lows.
👆👆sᴇɴᴅ ᴀ ᴅɪʀᴇᴄᴛ ᴍᴇssᴀɢᴇ ᴛᴇʟᴇɢʀᴀ’ᴍ ʀɪɢʜᴛ ᴀᴡᴀʏ ✍️.
We are already in a recession the fed just dont want to admit it. As it woupd implicate biden administration for its forthcoming.
👆👆sᴇɴᴅ ᴀ ᴅɪʀᴇᴄᴛ ᴍᴇssᴀɢᴇ ᴛᴇʟᴇɢʀᴀ’ᴍ ʀɪɢʜᴛ ᴀᴡᴀʏ ✍️..
It is just going to get worse but luckily we live in a great time to have multiple streams of income in today’s digital world as long as living expenses stay low and you create a high income skill
Helpline 📲, ☎️📩
QUESTIONS AND ENQUIRIES CAN COME IN………FOR MORE PROFITABLE STRATEGIES 🇺🇲📩💯.
$$$ When regular ppl start posting videos about market is going down it’s too late. Always! They go Short, they get squeeze by market makers. Be smart! I’m long in the short term $$$
👆👆
The only cause of inflation is printing money. Half of all USD was printed since the pandemic. With that being said look at how much volcker had to raise rates in the 70s/80s and look at where we are now. We have a long, long way to go. The fed funds rate isn’t even half of the inflation rate yet.
👆👆👆👆
👆👆👆
ᴛʜᴀɴᴋs ғᴏʀ ᴡᴀᴛᴄʜɪɴɢ
∆∆∆✓
ʟᴇᴛ’s ᴅɪsᴄᴜss ᴀʙᴏᴜᴛ ɢᴀɪɴɪɴɢ…
You should change your background music because it sounds like a construction site in the background, especially at the end of the video
It’s like 2008 all over again, just with the potential to be worse. Back then it was mainly lending/housing. This time it’s the same plus and energy crisis, runaway inflation, and poor global relations. Hang onto your cash, 2023 is going to suck.
👆👆👆👆👆👆