In this video, I will share seven investments that you may want to avoid! One of the primary goals of investing is to minimize risk while increasing the potential for maximum returns. Some of the seven investments mentioned in this video can be speculative and therefore involve more risk.
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Post notifications!!
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I don;t know how you guys are so quick!
Which video would you like to see next?
Don’t forget to follow my Instagram @nateobrienn Some big trips coming up! https://www.instagram.com/nateobrienn/
A good topic would be “tips for maintaining financial behaviour”, maybe some guide to keep paying off debt, just saying
May be some interesting books reviews ?
Like the fresh haircut, also great video as always 👊
Hey thanks! My hair grows too fast!
Very useful and good to know ! Seems Real-Estate is the only reliable investment long term 🤷🏾♂️
Buying a property very soon!
Brilliant video as always nate. Like a younger graham stephen
Thank you!!! I’m almost 21.. feeling old, yikes
Worst investments
NYC / Long Island property
Drugs
Tinder dates
Buying a new car
Drugs have a pretty low ROI if you’re using..
Appreciate the straightforward, easy going, non commercial content as always Nate 👍
Hey thanks Chris! Hope all is well
Invest, make money, reinvest again and repeat process. Recipe for success! 🤑
Rinse and repeat!
Well you need serious capital to start an investment
@Adam Wajih most millionaires are not born rich
Benson Bendtner if you invest in yourself then into the stock market you won’t need serious capital to start, it’s about financial literacy not wealth with investing, just make smart, sound, and consistent investments.
Great tips Nate. Your number one investment should be in yourself. Keep up the good work:)
Yes! It’s difficult to lose value of human capital
More people should put time into learning about different investment opportunities. The difference between comfort and dismay down the road could likely be your unwillingness to invest your money.. I like your theory videos like the rules of money 💰
@Remmi Ellis I know right, research is key.
Lisa J research for sure and then taking action with the information!
Thanks! That is one of my favorite videos as well
Exactly 🙌
Nate O’Brien could you maybe do a video on the monetary value people place on their time and how that can be detrimental. Example like hourly workers and salary people could be making more freelancing or having their own businesses. “The value of money vs. the time is takes to get it”
Nice haircut man! Also great video as; always 👌
Hey thanks!
How old are you?
Aww! He’s a baby. Must have some good parents who taught him about investing.?
Parents not so much… I was a bookworm and made the switch to nonfiction around that time
Ahh I see.
I just checked out your instagram, can you start doing travel videos? Like how you save, how you book it to save money, etc.
I am twice his age and he just schooled me. I will take relevant and useable information from anyone who has the knowledge that I lack. Keep up the good work Nate.
Good words, Nate. Thanks for another great video.
Thank you Bob!
*If it sounds too good to be true it’s probably a bad investment.*
🙌💯
Major red flag!
Daniel Iles This is false… selling on Shopify seems way too good to be true. I just started 3 days ago and I have already made $1,400 in profit
“Bitconneeeeect!” 😂—too funny! 😂👏 —I can’t! 😂 Great list as always Nate! 👍
Thanks Lisa! I feel so bad for the people who lost money in Bitconnect
@Nate O’Brien: Me too, that scheme was brutal.
The things I collect are more out of passion than investment, but thankfully what I collect will at least hold its value well.
Coins and banknotes, and guitar equipment.
Not a bad idea!
My friend spent years collecting guitars and now in his “retirement” owns his own guitar shop and has been selling some of them (and building bespoke guitars). Doing really well. Buy limited editions like 1 of 10 made.
Lots of Gary Vee fans are out there trying to sling baseball cards right now. Best investments occur when you educate yourself in a particular field and industry and then put work and money into it.
And focus on one niche!
Solid info like always 👌
Hey thanks Justin!
Ay Great Tips Nate! Keep up the great work
Thank you Noah!
what do you think about Boodora investment and p2p investments?
Dude… you and I have the exact same hairstyle 💁♀️…… kinda creepy 🙂
Is that creepy? Pretty sure a lot of people have this hair style?
Nate O’Brien
Hair style is excellent.. it’s weird in that funny way like when you bump into someone who’s wearing exact same clothes
Bitconnect, for men who’s wives don’t believe in them.
– carlos
Looking Fresh Nate
Hey thanks brother
Don’t put all your eggs in one basket. Diversification is so important!
It really is!
This is what we should be teaching our children at school!?! Not the history of the past!
I love history but personal finance is sooo important
Well…it doesn’t need to be one or the other… try both.
Clearly some people didn’t learn enough history since its repeating itself with our president/dictator.
this is really good, thanks for sharing this man. Can you possibly make a video on Youtube ad revenue and how CPM varies from different types of videos we make on youtube and how different locations give different CPM?
thanks
where did you intially get a substantial amount of money to begin investing?
Started with $50. Any money I made from age 11-20 has gone directly into investments. Lawn care was a great way to earn some initial cash
Been mowing lawns since I was 14! Great way to get ahead of your peers financially. I made a video on it if you want to check it out.
@Nate O’Brien Damn. 9 years of investing & you’re only 20! 😳. I see where I’ve fucked up, I’m only a year in 😂. Thanks for the reply👍🏽
@Chris Glaze yeah sure I will. Thanks
This isnt Ryan Scribner, and I feel racist.
Hey Nate. Could you make a video on credit cards & how to properly utilise them? My credit score is “Good” right now but the credit brokers (Clear score & Experian) are recommending me to start using a credit card to get to “Great”. I’m only 20 like you but I’m not completely sure on how I’d go about using it.
I have a score in low 800s, sometimes 798. I use my cards and have for years. Just start using one or two, and pay them off in full if you can. If you ever have a balance, pay on time every month, more than minimum as often as you can. Over time your score will go up.
Michael check out Graham Stephen, he breaks down credit cards and credit scores really well.
Check out ask sebby, the credit card shifu and graham Stephen 🙂
Pennys stocks and crypto 100%. There’s a reason they’re penny stocks and with crypto there is no intrinsic value, it’s all speculation IMO. Just hoping the next guy will pay more.
That’s why I tend to avoid both
*My simple path to investing is 80% Total US index fund and 20% Total International index fund. Both low-cost index funds. Can’t diversify anymore than that! (Though you can change the weighting to a certain industry/size if you want). 90% of active portfolio managers can’t beat this and they spend their entire careers trying.*
70% VTSAX
20% VTIAX
10% VBTLX
@Nick Oloteo – Big Dividend Energy I’m adding bonds when I’m done accumulating wealth and am focusing on wealth preservation. Since that’s not til decades from now, I’m choosing to not include bonds since the capital gains of 100% stocks will be greater
Sean Lei – Money & Minimalism the capital losses will also be pretty high. You need some bonds lol. At least 5-8%.
@Sean Lei on Investing that’s just how graham invests
@Film Buffoon Bonds smooth the ride, stocks power the returns. The reason most people add bonds is because 1) they’re near retirement 2) know they can’t stomach the drops. Over the long time stocks significantly return higher on investments. If you don’t plan on taking the money out, going 100% stocks is not a bad play. JL Collins has a fantastic blog post about this: https://jlcollinsnh.com/2014/06/10/stocks-part-xxiii-selecting-your-asset-allocation/
Bang on mate
Best Investment You Can Make? Invest In Yourself
Losing human capital is difficult. Can’t agree more!
A Gen Xer financial wise beyond his years. I thoroughly enjoy your vlogs. $$$$$ 👍👍👍👍👍
Thank you Ken!! I was born in 1998, not sure what that makes me
@Nate O’Brien A Gen Z.
The problem with Social Security (other than the Govt. itself ) is that the more financially successful you are the less of your SSA you get to retain. Those retirees that are financially sound ( $75,000 annual income ) have their SSA taxed at 85%
Wow that is rough
Awesome tips Nate! Before the internet really took off, I lost money in a ponzi scheme before similar to a Bitconnect.
That’s rough, we’ll I suppose you live and learn. Hope you didn’t lose too much
Are you a Finance major, Nate?
I was…
@Nate O’Brien what happened lol
Ponzi schemes are the most common one I’ve seen people in their late teens and early 20s get caught in, heck even ppl in their 40s do. Normally a family member or some ‘rich’ looking guy selling you the life on how to earn full time salary, working part time. After you buy into it, they teach you poor sales tactics and mess you up psychologically. Seen way too many friendships torn because of it; run from them like the plague.
Very informational! Biggest take away I think is knowing how to manage risk. Don’t get invested into things that you don’t know much about or that screen red flag!
I have to disagree with the pool not being an investment. What if you leased a small amount of land and purchased a pool average price being around 20k and then charged people $15 a day and got 100 people a day for 120 days of summer? That’s 180k say you invested max of 100k on this pool investment. Still 80k profit. Anything can be an investment if you make it one
Many people would not pay $15 each day to swim though. They would probably go somewhere that they could buy a pass and save. Family passes in local places for me used to be $60. May have gone up a bit in the past few years but…
Nikki G I live right out side NYC in jersey and the local pool near me gets a lot of traffic I’ve seen 60 people there at a time it all depends where the location is
Nikki G and it’s $15 a day and there are membership options
@ethan Yeah, maybe. It’s possible.
If you are charging people to swim in your pool you better have a lifeguard ready and lawyer fees ready if someone gets hurt.
Nice one 👌
How could I learn more about analyzing stocks to make good investments?
Google, Youtube
You are the best Nate👍🏻
Funny story the other week my brother found our Pokémon cards when we were little ,turns out quite a few cards will go for $15 or more
my dad yep, my nephew is about 10 years older than my son, he gave my son his old cards and quite a few are valuable
Awesome video…
Cant believe I fell for bitconnect SMH
The single worst investment is NOT INVESTING
I wouldn’t say that, there are bad investments you know
I’m not loosing any money from not investing.
@K A You kind of are. Money depreciates in value each year. 100 bucks in 1980 is 287 dollars today.
@K A Not entirely true. Ivan pointed out inflation.
Also take into consideration, the likelihood of wasting money as you sit on a much larger pile of accessible cash, whether if its in a bank or lock box.
The 8th worst investment, *a girlfriend*
@Squintillions
Yeah it goes BOTH ways.
Squintillions nope
Timeshare girlfriends are thots.
@K A Women are people just like you. One person may be right for you, someone else may not be. Your name is business knowledge. Focus on that and positive thoughts.
Unless she is wealthier than you
You are right about SS. I am about to retire but I know it will not be there for your generation in the same way it is for my generation. Something has to give as there are more people aging out of the workplace than those coming in.
Plz everyone sell any gamestop shares you have. I care about your money. 💰 plus i bought a put option and would like to make some money lmao
9th worst investment: Picking a useless college degree
There are majors called “Undergraduate Studies” where you specialize in nothing. Those are the biggest waste
Engineers are always needed so if you have what it takes and like building stuff its a good degree to invest in.
Amen. Possibly the worst investment one can make as it cripples you financially for a very long time and sometimes for some, the rest of their life.
@Mitchel B Right.
@Andreas Rasmussen Engineering isn’t bad. Worthless degrees are often those that are not STEM or job-focused majors like Liberal Arts or English.
turn on subtitles at 4:28
Ryaken JAJAJAJAJAJAJAJAJAJA !!! 😂
What’s. The difference between buying stock and trading. I know what buying stock is but I’m about to start but I don’t know what “trading stocks” are.
In my opinion, buying stocks are more towards in terms of long-term investment (years) while trading stocks is short-term (daytrading for example is buying and selling on the same day)
@Hänsel thank you. So you trade with companies or other share holders?
@Antonio Gross I’m not really sure tbh, all I know is that we buy/sell stocks through brokers who act as the middleman between us and the stock market
I prefer long term investing. I have friends who day trade but it can be time consuming. Really a personal preference, both can earn you a considerable amount of cash
@Nate O’Brien so trading is trading stock shares with other share holders? Or with companies?
Been watching you religiously past few months and been very greatful for your info and knowledge. 🙌 keep up the good work brother!
I wouldn’t mind collecting watches as a hobbie
hey Nate have you already heard from P2P platforms (private credits)- whats your opinion about this relatively new form of investment
dude thx for being the only honest and neutral financial advisor on youtube. Obviously there is a revenue aspect to what you’re doing, but there’s no attached course that you’re trying to sell us to get rich – just good advice. Keep making videos man, especially for the younger audience like late teens and twenties!
I agree but I really do want to collect silver morgan dollars. Maybe you wouldn’t call them an investment but they are valuable.
4:27 hey hey heeeeyyyyy… Hey hey heeeeyyyyy..
i saw this and i was like Screw my game btw i shared it!
If you want to invest into cryptocurrencies: look into Monero for privacy, look into nano for speed and no fees. Read the white paper, proof of work, and look at what the team is doing right now. If you can’t see the coin solving a real world problem or being ant different then bitcoin or litecoin etc then it’s a shitcoin
Great video Nate. I did find value in it
Bittttcooooooin baby
Crazy how people do not invest because of fear
Good video Nate. I am steering clear of Crypto because I don’t understand it. That really applies for all investing…stay out of investments you don’t understand. (Or take some time to learn about them before you invest.)
Been following your channel for a month now- especially enjoyed the episode on ideas for passive income, so much so, that I intend to jack my job in December, take a full year off by going freelance and pursuing some of the ideas you mentioned… if I don’t try now I’ll never know! I’m 36 so i’ve got to do it whilst I’m still relatively young. And I’m a property owner in central London so hopefully that will be the catalyst to something bigger and better for me…
Thanks for the inspiration, keep it up 👍🏼
7. penny stocks
6. collectibles
5. ponzi, pyramid schemes
4. no diversification
3. timeshares
2. cryptocurrencies (you dont understand)
1. relying on pension/social security
#8, cars
#9 Women
#10 Child support
The worst investment is kids if done improperly!
InvestingGuardian FACTS!!
The Sauce
i have about 250 dollars to invest and i have pretty good knowledge of dropshipping but im pretty much clueless wen it comes to trading in both stocks and forex but they r very intriguing to me so ive been having a hard time deciding on what i want to start out with first
How’s dropshipping been for you?
*This Video is ̶d̶e̶c̶e̶n̶t̶ Awesome* !! 🔥
Bitconneeeeeect!!!!
Great video.
Well, if you buy 100 penny stocks @ a penny/share, that’s $1 right? if the company booms and each share becomes $100 par, your $1 investment portfolio would become $10000! isnt penny stock great?
I’ve watched about 50 of your videos in the past 2 months…and I was wondering what can I do this summer with a couple $100?I already have some in the stock market for the long term, but is there anything?
Content 💯 . Love your videos please check mine out let me know what you think.
Excellent advice. I can’t believe what people will pay for things and I am convinced that a collectible’s value is in the head of someone and is not real. I also do not understand bitcoin.
I just discovered you. You seem like you know what you’re talking about. Subscribed 👌
Every company started as a penny stock. Do your research about each company because he is speaking the truth about penny stocks.
Thanks
A ho is a timeshare girlfriend.
Dont you basically rent out the timeshares to make money? I dont really know much about it
And to think if Bernie Maddoff had never made it into the news you would not have described ponzi schemes as a bad investment. Never mind relying on you for financial advice….I would not trust you to be able to run a bath.
Hearing that you are 20 makes me realised how much time I’ve lost, I have much to catch up. Thank you for the contents
Government pension is one of the greatest pension. Police/fire/military/civil workers get one of the best pensions.
8. Marrying a gold digger
9. Having a kid
You can make cash and get your score boosted with goldensurvey. Org on their Web Site. ✔✔
on the chance that you’re deprived to gain 350 dollars per day just look for *h o m e p a y .me* . It’s just Frank.
I put money into rolex watches, international equities, precious metals and keep some cash dry powder
Penny stocks are not an investment. Speculation at best. Go ahead and lose your hard-earned money. Too many great reputable listed companies out there to choose.
Collectibles are hobby not investment. Waste of time and money. I don’t give a s$#@ about someone’s autograph. I want to invest in something that has utility…like earnings, dividends, interest, cash flow etc etc. And increase over time.