Lets talk about The Ray Dalio All Weather Portfolio, Investing in 2022, and whether or not The Santa Claus Rally could happen throughout the rest of the year – Enjoy! Add me on Instagram: GPStephan
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INTRODUCING: THE ALL WEATHER PORTFOLIO by Ray Dalio.
His theory is that we have FOUR major cycles throughout our economy:
* Rising prices (inflation)
* Falling prices (deflation)
* Rising growth (bull markets)
* Falling growth (bear markets)
And, in each of these 4 quadrants, there’s a BEST PERFORMING ASSET that can be used to keep your portfolio in the green. In this case, it’s a mixture of stocks, equities, bonds, and commodities: Equities perform best when the market goes up, commodities do well when inflation goes up, and bonds take care of the rest when everything falls.
But, in terms of THIS allocation – its broken down into 30% equities – like VTI, 55% fixed income – including TLT and IEI, and 15% commodities – including Gold and a Commodity Index Fund.
Unfortunately, with almost any fund…it’s easy to selectively pick and chose dates that work for a specific narrative, like conveniently starting the All Weather Portfolio at the height of the market in 2006….right before everything crashed. But, if you go back to its inception in the 1970’s…you can see that, LONG TERM…it’s underperformed the SP500 by 30%. And even more recently, with low interest rates and high growth it’s – underperformed by nearly 50%.
It can work as a portfolio designed to lower volatility and give you more consistent returns – but, it comes at a cost of potentially underperforming the market for the near future.
THE SANTA CLAUS RALLY:
his refers to the occurrence where, in the LAST WEEK of December, the stock market RALLIES, boosted by happy people, excessive spending, and year-end holiday bonuses.
In fact, since 1950…December has, ON AVERAGE, been one of the HIGHEST RETURNING MONTHS of the stock market – averaging a 1.39% return, right after November…which, this year, posted a 6.91% GAIN. Not to mention…since 1969…the market has been UP that last week of December, 75% of the time.
This also leads into what some traders call “The January Effect,” which occurs when investors make their initial purchases in the beginning of the year, after selling off losing positions in December for tax-loss-harvesting. When it comes to this…January has historically seen a nearly 1% increase in the SP500…and, 65% of the time – this has proven true.
However, even though having a 65%-75% chance of something happening is REALLY ENTICING…it’s actually not as good as you think:
If you invest in the SP500…since 1950, we’ve only had 15 times where the market closed lower by the end of the year….meaning, you have a 79% of making money if you just dump EVERYTHING into the market, all at once, on January 1st…and then, just wait.
Of course, only time will tell how this ages…and, maybe this is the 25% likelihood that Santa Claus never comes to give us our tendies and January profits…but, regardless, year over year, you have a better chance at making money, as long as you don’t panic sell and keep buying.
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I’m just going to max my tax advantaged accounts and buy VT
I had noticed you video edits were more satisfying and turns out it’s Alex
Cathy Wood lost all that money because people don’t realize she’s a one-hit wonder who only made money because of TESLA. So yes, this is unique to her. And now the scumbag is telling people to still buy Tesla while she’s shedding her position. It’s very irritating when her name even pops up. Idiots listen to Cathy Wood.
I feel like the only real human in the comment section…
Do more research on your own if you really want to know how the market operates and learn not to use your emotions to dictate your trades
new rolex watch
I wanna hear it from the dog that he wants me to smash the the like button
When the Fed Fund Rate goes up the Market never crashes. Its will slow growth and cause a possible small correction but wont cause a crash. Check the past DotCom Bubbles and Housing Crash, Rates were up and markets were thriving. A crash happens when the Fed Pauses and Reverses Rates to due an Emergency Situation. You guys are scaring people from investing. You cant predict the top of a market
Gotta hate clickbait
Called Editing
Make a top ten investing strategy
Does this video mean I should invest in S&P 500. I bought a few ETFs for S&P 500. Is that what he recommends? Thanks. I appreciate an answe
Yea stock ticket symbol is VOO
The title has nothing to do with thus video
Making big money on robin hood puts. The company is sus and….THEY REMOVED THE DAMN BUY BUTTON. Not financial advice.
Do you recommend REIT’s for young investors?, love the videos i been following since my freshman year in high school
Don’t know why the “But Gram” voice always gets me.
Amazing content!!! So glad the YouTube algorithm recommended your channel, new subscriber here!
I love the financial gurus getting bearish. It’s almost time to buy the dip after this Manchkin fud.
These Marvel crossovers are getting even better – didn’t see that MeetKevin cameo coming!
Graham, you’ve got a solid amount of scammers in you comment section. I’m sure it’s not easy to keep up with, but it’s been ongoing in many of your videos.
I unsubed once I saw kevin. Everyone else should as well. They arent trying to help you.
Hello Mr.
Dont you need an assistant? That’s my dream job. 😫
Gram thank you so much for your videos I always hit the like button. I seriously think you have the best videos on YouTube and you trump the news for information on investments + strategies. You’re great. Kevin is great to but his videos are way too long. You’re to the point. Bam.
Ps I watch all your videos.
The market is never a loser in a twenty year cycle, but the 2000s decade scenario scares me and could really disrupt my retirement. When you are no longer accumulating but withdrawing its hard to be anything but cautious.
I just did a google search, and her work is quite astonishing I can’t believe she has so much experience, I sent her a message using the mail I found on her website
.
“Courage taught me no matter how bad a crisis gets … any sound investment will eventually pay off.” — Carlos Slim Helu
@Jones Herbert Glad I found her recommendations earlier on. I joined her program March 2020, I’m so glad I’m following her and making my way through all the information provided. I love her approach and although I have little to invest I have taken my portfolio to 740k$
Thanks for the recommendation. I’m really satisfied with her reviews and certifications online, this is a much safer and easier way for me to get back in this very volatile market.
@Jones Herbert It would crack you up that I didn’t believe until I got my first return, only invested $40,000 through her because I was skeptical but It was shocking when I saw my process in just 4weeks and when I eventually got my profits of $126,000 I was really excited.
Im so strong on SOFI bruh makes me mad
Without watching I’m going to guess what this is about. Just DCA
Ray’s latest book published a couple weeks again, he hints at a shift in the all weather portfolio allocations
I’ll keep smashing
did you take advantage of the expiring coupon code
The S&P500 is great when everything is up except inflation. Gold is great when everything thing is down except inflation. That’s why gold ultimately beats the S&P500 in terms of stability. Looking at 50 years is very selective and useless
Roman economy never crashed 90% until it did.
my ears… ouch
The key to making money in stocks is not to get scared out of them. An important key to investing is to remember that stocks are not lottery tickets.get an F.A.
Alright I’m normally impenetrable to the like button but that one was smooth graham
Anyone who is not investing now is missing a tremendous opportunity,
Imagine investing $1,000 and receiving $9,300 daily profits. Ms Louden
is the best.
Investing puts money to work. The only reason to save money is to invest it.
Yeah, my first investment with Ms Louden earned me profit of over $18,550, and ever since then she has been delivering
Her success stories are everywhere….No doubt Ms Loudens tradlng service is very good, i lnvested $2,500 and made $15,700 in 2days, Her analysis are awesome.
Please how do I Reach this Ms Loudens??????🙏🙏🙏🙏
LOL 🤖 bots are fun
Reading about people grabbing multi-figures monthly as incomes in investments even in this crazy days in the market, any pointers on how to make substantial progress in earning? would appreciate
Simple step-by-step process, excellent communication and response times. The service was extremely streamlined and friendly throughout. Would recommend them to anyone give Eunice Turner a try.
I watch this channel exclusively for the black and white portion.
Hi guys! 🤗Pretty PLEASE, I need some little help here to understand the content, if anybody more knowledgeable is willing to spare a minute 🙏 So, after growing up in a broke and broken family, knowing “debt” as the only constant word, I am determined to create a better future. I’m currently debt-free with a about 1000 euro to invest. I was trying SO hard to understand the content of this video, but it literally sounds CHINESE to me 😳🥴Is there anybody who is willing to share some “digestable” key points of what I should do to START INVESTING as a newbie, as of now, December 2021? THANK YOU 🙏
Every family has a person who breaks the chain of poverty. *I hope you will be that person!*
Love to watch your videos ,If there is one thing I have learned in recent months it is to remain calm, especially when it comes to investments in cryptocurrencies. Learn not to sell in a panic when everything goes down and not to buy in euphoria when everything goes up. I advise y’all to forget predictions and start making a good profit now because future valuations are all speculations and guesses.The market is very unstable and you can not tell if it’s going bearish or bullish.While myself and others are trad! N without fear of making a loss others are being patient for the price to skyrocket. It all depends on the pattern you follow..
fadwatrade700 VIA Te le gr am … 📧📧
Just stumbled on this. I thank God I got my act together and took my finances seriously. It’s not been easy but getting into the market turned out to be rather rewarding.
It’s been to my utmost satisfaction trading with Clemans, he is ever consistent with his results.
scam dont believe these. Look at grahams vids and its the same bot comments just different “people”
@Kody Hogan this was the worst convo by far. Lol
@Anesu Mlambo
Education on financial literacy first. So you know what you are doing and why, what is happening and why. You don’t just want blindly follow a crowd
@Margaret Lou So you have an account manager?
The fees are probably eating into your profits?
I really appreciate that you write a summary of the video in your description👍🏻👍🏻
I feel like every time I watch one of your videos, it’s always the same kind of talk that overall seems to discourage investing? I don’t know if I am misunderstanding your messages but they always seem to point towards that investing in stocks or anything really will lead to a loss… so why invest? I really am confused
That’s why you should do your own research, develop YOUR investing strategy and STOP listening to YouTube talking heads who make money from views not sound investments.
Vanguard (VOO) working 👍
The U.S. stock market has fallen into a Ponzi scheme. More than half of the Fortune 500 companies do not make money and are doing financial tricks. Most companies are already insolvent. Now it is constantly raising the stock price, and then collateralizing stocks from bank loans or issuing bonds, borrowing the new and repaying the old. These loans are ordinary people’s bank deposits or pension funds. When these companies are bankruptcy, ordinary people will lose all their money in bank and pension.
Very hot topic explained perfectly
My current 2022 strategy is to keep buying BABA as long as the stock is beaten down. Once it starts rising up again I’ll just sit back and enjoy the ride!…
I appreciate your videos. I have a new YouTube channel in the same genre, but my videos are undoubtedly more Raw. However, I am impressed with your editing. Would you care to share with me what video editor you use? Merry Christmas. Blessings.
Graham did you get a Hair Transplant, can you do a video on it?
1:48 this is true for fund, and traders but not for holders. Since the market’s inception it has gone up 2/3 years. All you need to do is spread your bets, and wait. Well that is all you had to do.
Liked mainly because of the pupper XD
Great stuff. I started watching your videos last year as a beginner before giving stock market a trial. I was able to make $46,000 with a capital of $8,000. Please keep it up
I am new to trading and have made alot of losses, can anyone help me out with a strategy that works for them?
Woooah, what a coincidence, you invested with Mrs Lucy also . I also trade with her I get to earn a biweekly trading income of 21,000$… Really grateful to her
I will advice you should stop trading alone if you losing and start trading with Mrs Lucy trading
As a first time Investor,I started trading with just a thousand bucks now my portfolio is worth $15,000 within a week and two days of trading with Mrs Lucy
I’m also a proud beneficiary! I’ve built my portfolio massively and still building. Started with a YouTube referral just like this and a few thousands. I’m way up to the profits now…
Only reason gold is still relevant to many people is a grid down situation haha
Ignore this noxiously noisy kid and go buy Mark Spitznagel’s Safe Haven.
Don’t give out false information! This is so clickbait.
Only ever see you through the thumbnail…but it seems like it’s the same video every time I see it.
Warren Buffet said that investing in the index is better than investing in funds.
Graham. Almost all of your videos have negative titles and thumbnails. You must have found this is what people click on?
13 minutes of great English parlance. But you forgot something: To explain what’s the freaking All weather portfolio. 🤣🤣🤣
Catfish title
Just because a stock is going up doesn’t mean it’s a good investment. just because a stock is going down doesn’t mean it’s a bad investment. theres more to a stock than just its stock price. An entire company more. focus on the company, not just the stock price. true words from my F.A Rita Wildrin Mora…I made over half a million from TSLA and NVDA
I’m familiar with Rita Wildrin Mora. I came across her track record ever since i looked her up on the web. Quite impressive.
Consistently investing in quality paying companies over the long term is a relatively easy strategy to create generational wealth.
i like to look at the business alot, things like nvda are never gonna fail and are continually gonna get bigger, look out for Neuralink becomes public people
@MrYellow lol read the comment closely, dude is a scammer mentioning “financial advisor Rita Wildrin Mora”
@MrYellow exactly i’m pretty confident in nvda … Neuralink i have my eyes out for that one too
If Spiderman was an Investor .
INVEST IN FORD MOTORS
NOT A MEME STOCK
STABLE STOCK
SPREAD IS ABOUT $1, (GOES DOWN $1 OR UP $1
Thanks to you Graham I’m trying to invest and learn more and more about it. But can I ask you a favor? Is it possible for you to slow down while explaining things? English is not my 1st (nor my 2nd) language and I find it really hard to focusing on what you are saying while trying to understand the language. I tried to change the speed of the videos but honestly it’s not so fun to watch at slower speed. Either way I appriacite your content and I for sure smashed the like button for the youtube algorithm 😁
Ray Dalios AWP is a very wonky creation.
12:04 is that including dividend reinvestment?
You can never escape Kevin and his courses…
Hey ummm maybe do a video on the best apps to invest with…???
This is why I teach people about Precious Metals – Such as Gold & Silver. When the Markets collapse and the Dollar/Pound falls, Gold/Silver Rises. It is the best hedge against inflaiton. Otherwise known as God’s Money.
i dont understand the bond concept.. govt agencies are the worst in terms of efficiency, i see its backed by govt so u will get money back but but overall them doing anything is money down the drain, it takes too long or doesnt even start or cost many folds more. they will ramp up tax just to payback
I pushed the like button when I saw the dog 😅
shutupppppp 2022 is going to be great
Hi,
Where did you buy the sweatshirt that you’re wearing on the thumbnail of this video?
Thank you
You’ve been claiming bubbles and crashes for years and the only one that was correct was Covid… which resulted in market corrections and returns of 40% in a single year. Yeah okay, you’re not an investor, you’re a home salesman with good communication skills. It’s like I should find the hottest cars salesman and give him a YouTube channel that recycles videos
hi
Do you drive that Ford GT or is it just for show?
Investing In Bitcoin and cryptocurrency is the best investment anyone can do this season because it has made a lot of people millionaire’s with the help of Mrs Jennifer
My portfolio just keeps going downnnnn. My only hope is to hold for a while.
Stay calm. Buy the dip. Be greedy when others are scared
TLDR
The rich is going to sell off and leave us holding the bag 😳
This is not going to age well.
Can’t wait to come back after the largest crash in history and watch this
I don’t talk like that.
Best intro ever lol you cut off Kevin at just the right moment
Not in India…there there US Markets….youll catch up too, dont get demotivated😄
On this note….ill come to this vedio again after 10 years, to witness my portfolio growth
Bought MOLN at 18$ sold at 32$
Kathy woods can’t beat Nancy P, insider trading is allowed right?
i clicked off after “all weather portfolio” i want tendies, not rembies
Mrs Clarissa is legit and her method works like magic I keep on earning every single week with her new strategy
expert Mrs Clarissa she’s really amazing with an amazing skills she changed my 0.3btc to 2.1btc
I think I’m blessed because if not I wouldn’t have met someone who is as spectacular as expert Mrs Clarissa
I think she is the best broker I ever seen
Mrs Clarissa is obviously the best, I invested $3,000 and she made profit of $28,000 for me just in 15 days
will it ever recover?????
Soon
He gives financial advice but then he says, “not financial advice”. What gives? Why won’t he admit that he just gave financial advice?
Aww she’s adorable. What a good girl!
I agree with another person who has commented here.graham seems to discourage investing in individual stocks. I say do your research and buy the dips and hold long term.
The market has become most even more difficult to predict because of Russia attacking Ukraine, no one expected Russia would actually attack, wealth is shifting and inflation is rampaging every sector but the smart ones know that it is best to put your future with a trusted professional to secure and even grow the value of your asset and that’s why I am stuck with Suzanne Stephens Ellis, I have experienced amazing growth in my Portfolio since I joined her platform in March 2020 and she keeps giving me great returns.
FMAGX -25% since video
Good
👌👌👌
Actually the best thing I did was to buy stocks and ETF during 2022.