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What about Robin Hood?
Graham, what are your thoughts on Betterment?
Great! I have a 3.50 at Capitol one. Think I’ll move my money
Alliant Credit Union remains the GOAT
Don’t forget Discover Bank. I’m getting 3.6% APY on my savings account, plus the best customer service in the business, and no fees.
Surprised capital one didn’t make the list. 😅
Most “bank” you mentioned are no name. Capital One bank does not pay as much but it’s much safer than all the banks you mentioned. If crap hits the fan, Cap One has a better chance getting bailed out by the Gov.
So discover is a good bank too?
250K insurance?? hahhahahahah SAFE??? hahahahahah Graham you are so funny 😀
Any idea where Andre Jikh is?
I use Sofi bank, presently paying 4.5% on savings accounts and keep some money locally at Wells Fargo (paying zilch).
Credit card options? Beginners Business credit cards option?
I’m getting 3.75% from Amex hys account
You’re in my head! I start to think about swapping banks cause my bank is shitty and boom new bank vid awesome!
brought to you by FTX!
Would love a game plan/organization video for people with less than 60k who have made ALL the mistakes
Surprised SoFi didn’t make the list. They’re offering 4.0% for their savings accounts.
No CaptialOne 360 savings?
I’m wondering why nobody is talking about PayPal savings???
They are giving 4.15 apy it’s insanely good why is nobody talking about it????
You absolutely got paid to promote these banks lmfao.
6.89% with Ibonds up till April 30th
Amex currently offers 3.75
From the pump and dumper that brought you FTX. I won’t be buying anything this dude promotes if I were you.
Do any of these banks have an account for teens with high interest or no. If anyone knows any banks with youth accounts and high interest rates I would greatly appreciate it 🙏
The one gripe I have about ally bank is you can’t request an increase to your daily limit on the spot. I called and they had to put in a request and wait 2-3 business days for approval. Meanwhile my local credit union does it on the spot no questions asked. I wanted to buy a motorcycle with cash and Ally bank was giving me hassle. Had to transfer the amount to my local credit union bank account and use them instead.
Can I hold my bank account in silver or gold?
Anyone else get denied when trying to open a Cit Bank account?
What about NewTek Bank rates ?
Don’t know why, but at one time a few months back JP Morgan Chase was offering 1-year 5.40% CDs… It’s hard to rate chase
What banks would you recommend for a business account? Or would it be the same?
What if it’s not a brick and mortar bank and communication breaks down? How do you get your money out?
Still Waiting For Earnings Report…
ally’s app and website are subpar. the site is down A LOT. Customer service sometimes doesn’t even know when the site will be down “for updates.”
I haven’t had that experience! But maybe I’m not on the site very much.
I am just so glad Graham is posting these videos again really stop watching Graham Stephan videos for about year with all the Clickbait videos, I do not mind the repetitiveness of certain type of financial videos like these
Graham what about Discover bank?
Discover & Members 1st are currently offering better apr than Ally as well
6th criteria…smashing the like button for the algorithm
Surprised to not see Discover Bank
Hey graham! What do you think of SoFi’s 4.00% APY on savings and 1.20% APY on checking. no fees/minimums. cool platform and great support. All online.
It’s what I have right now and I’m very happy.
Graham you the best!!!
Hey could u do video on the the new Apple bank account and your thoughts on the credit card
Use cash more, avoid the banks. And if you can, use gold, avoid the cash.
@Tom D The advisor that guides me is Laurel Dell Sroufe, most likely the internet is where to find her basic info, just search her name. She’s established.
@Lowcostfresh 2266 Laurel appears to possess a strong grasp of her field. Upon perusing her online page, I reviewed her credentials, educational history, and qualifications, which were all quite impressive. As a fiduciary who prioritizes my best interests, I proceeded to schedule a meeting with her.
i love gold, but banks have a lot of gold too, look at gold price trend from 2011 till 2015, they only need to sell some of it to take the price down.
& bitcoin
You guys are all amogus imposters
anyone have some type of gauge at who has the most elite customer service? I am banking with sofi and they don’t seem to have the best customer service..
Hey Graham! What about betterment? They are offering 4.35% and FDIC insured of 2M. is it a good option?
Similar to wealth front
Betterment has ATM reimbursements
Does redneck bank have minimum deposit?
Thank you these are the videos I like you’re the only one that knows how to do it right hip investigating and trying to make more money
Can a CD % change if financial collapse happens?
Also really loved this video!
These banks pay 400X what Bank of America pays 😂 time to switch
Is this only US? Would this work for Canadians?
Why would SOFI not be in here
Requires direct deposit for highest apy
Graham, Any thoughts on the apple savings account?
Bro Apple you didn’t say anything about Apple savings account!
Can you make more savings account in wealthfront ?
Would you trust wf with 100k
@Native2458 Why would you not?
What about ufb or newtek?
What do you think about the new Apple Savings account Graham?
what are the pross and cons of sofi?
No mention of Sofi.. What are your thoughts on them? I’m considering opening accounts with them in the near future
What about brick and mortar banks? I cannot convince my wife to use any of these banks. She wants to be able to walk into the bank.
Maybe capital one
looking big!!
Woah, I was wondering about vmfxx the other day, in the event of an apocalypse, for no reason 👀
What happened to Yotta?
I like Capital One, Discover, and local credit unions.
Discover is no where near fed rate 5.25%
Would like to see an updated video on heavy metal viability and usage !
Hey @Graham, what do you think of Phoenix Capital Group? Can you make a video about them just giving your opinion?
Thanks for the information. Will there be any negative impact on credit report if I open and close account in regular basis?
Robinhood is doing 4.65% on their savings rn
Conditions
I recommend Primis. 5.10% checking and savings account. No min
I have to trust the bank besides fdic insured
Capital One for me…
They have physical branches in Houston and right now they are paying 3.75% for their high yield savings account…
Surprised there was no mention of Sofi since they seem to be really popular
Have you tried the new Apple Savings account? Also another higher apy at 4.15%
Do you think credit unions are worth it? Can you make a video on best credit unions?
Capital One and Goldman Sachs are a worth mention.
I have a Vanguard savings account and this month they raised the monthly interest to 4.50%
How about bask bank n bread savings?!
it looks like for redneck bank you need to make 10 debit card transactions per monthly statement cycle to qualify for this rate? :/ yeaaaa
You missed Revolut and Wise. Way better than any stupid banks
Was looking at switching off of my horrible BOA account which only pays like .01%. Looks like Ally might be a good fit but have you looked into E-trade? Sounds like the have a savings account at like 3.5%. Was wondering what your thought are.
I use Betterment. It’s an investment app (just getting started in investing; I’ll find better options once some major life events are over), and it pays currently 4.5% interest on its savings accounts, which have no fees and are insured up to $2 million for individuals. I keep my emergency fund there, and it grows a little every month. I have a few thousand in a local bank, and I have a credit card (which I rarely use and don’t keep a balance on), so the 2-3 days it would take to move the money aren’t a big deal.
Redneck Bank is a gem. I’ve been with them for years and they are always ahead of the game with APY. Plus their debit card is great for laughs when handing it to merchants!
Surprised you didn’t mention UFB bank. I signed up a few weeks ago and their rates were higher then all the ones you listed in the video
I use Marcus by Goldman Sachs 4+%
Over 700 comments…I don’t have time to scroll to ensure I’m not repeating someone. Be diligent with Wealthfront or any other investment house using partner banks. Read who the partner banks are. If you have money in any of those banks then that amount would not be covered by FDIC insurance; you can’t double dip. It shouldn’t be a problem for lower amounts.
Wealthfront offers $5M of FDIC insurance
Educate yourself
Thanks for not using affiliate/sponsor links…it always is of concern when you are promoting/pushing something that you are being paid to promote…so appreciate it!
Something sketchy when the video has 8k like but 1k dislikes 🤨
Nothing wrong, dislikes probably from angry customers
Redneck bank is wild😭
What about Capitol One?
Apple Savings Account pays 4.15% it’s through Goldman Sachs
What about Betterment Cash Reserve? Making 4.5% with them on savings currently.
I had Varo for a while and it’s just frustrating using an online only bank
?
@Native2458 online only banks that don’t have physical banks. Dealing with checks, deposits, and withdrawals are unnecessarily annoying
The fact that Ally bank shows the customer service wait time on their website is so convenient
Wheres SoFi
I’m still skeptical of these new banks with high yield rates that have fine print they can change anytime.
Sofi
Ally and Marcus are brothers. My favorite duo, not to mention Marcus is a bank where to put money in the oven and forget it.
Anyone use betterment???
Which bank is for a saving account and gives a good return
I use CIT Bank and I love it!
Wealthfront can transfer your money into an unsecured FDIC account without your knowledge at any time to “secure your money”. The cash sweep thing is a bit trick because of this read the fine print in the agreement.
Thanks for this great video !! Since you seem to be willing to touch on brokerage products as savings instruments, it would be good to see a video on buying Treasuries and Brokered CD’s in an online account such as Vanguard, Schwab, etc… including a discussion of the risk/reward elements of those investments, and a quick comparison between current CD rates from brick/mortar banks versus Brokered CD’s. Thanks again.