Get 30% OFF your first bag of coffee with Trade Coffee when you click here: https://cen.yt/tradegrahamstephan2 – and these are the 6 best investments you can make in your 20s – Enjoy! Add me on Instagram: GPStephan
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First: HIGH INTEREST SAVINGS ACCOUNT – https://youtu.be/F2yYiTKRizE
A totally free, high yield savings account is really the FIRST building block you’ll need if you want to begin growing your money and making sound investments. One, make sure the bank has no minimum balance requirements Two, make sure they don’t charge you any monthly maintenance fees .Three, make sure they pay you above a 1% interest rate with no minimums
Second: INVESTING IN A ROTH IRA – https://youtu.be/z-53ZTJmDUA
As far as where you can open one of these up…I personally like Vanguard, they’re a great company with a long term track record…but places like Fidelity, or Charles Schwab work really well, too. And whoever you use, just make sure they’ve been around for awhile – they’re reputable – and they have an easy-to-reach customer service team.
Third: INDEX FUNDS – https://youtu.be/fwe-PjrX23o
An index fund is a big basket that holds a whole bunch of companies inside it. The main reason I like this investment so much is because most investors are REALLY bad at picking individual stocks…and an index fund removes that variable from the equation, and because of that, you end up making more money.
Fourth: THE STOCK MARKET
I generally recommend you do this within a Roth IRA to avoid getting taxed on your profit, but that isn’t required. You could just as easily open an account on Webull using the link in the description and get 2 free stocks, and then trade totally commission free and reap some pretty good returns 😉
Fifth: REAL ESTATE – https://youtu.be/YrOcHJYYl-0
You can cut down your housing costs ENTIRELY, INVEST in real estate, and save WAY more money at the exact same time…and that’s by doing what I call “House Hacking.” This is where you buy a multi-family home, like a duplex, triplex, or fourplex, then live in one of the units and rent the others out. You could also buy a single family home with a detached guest house, or even buy a house in then rent out the bedrooms. But typically, when done right, those other units will cover the entire cost of owning the building – and all of a sudden, you’ve got a free place to stay.
Sixth: SIDE BUSINESS
A side business in your 20s has the potential to grow completely independently from your main job – and NOW is the time for you to pursue that while you still have the energy to work long hours without feeling burnt out.
Seventh: A GOOD CPA
It’s SO IMPORTANT, as soon as possible, you hire a GOOD accountant who knows what they’re doing, and can best structure your business so that you take advantage of everything that’s available to you.
Eighth: PAY DOWN DEBT – https://youtu.be/S9x1FoosIDo
When you have high interest rate debt…paying DOWN that debt is like getting a guaranteed return on your money at whatever interest rate you’re paying down – if it’s above 5%, it’s usually best to pay that off early.
For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness@gmail.com
*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
I use the hours between 6:00 PM and 1:00 AM to watch Graham Stephan
Nice video Stepghan ! My advice for investors especially beginners wanting to invest is to get yourself a professional stock broker to guide you through with daily trading signals. I lost a lot in my first few months as a beginner until i get to meet the mrs Sandra Payne stock broker that helped me grow my portfolio of $20000 to $160000 in two weeks
Scam
i tried van guard for index funds. you need 1000. where can i buy the index fund for the 287 ??
This is my favorite youtuber 🙂
1% interest? Best I can find in Belgium is 0.50%. Most are at 0.11%
Lmao I love how he acknowledged the fact that the analytics aren’t always accurate cause SOMEEE OF US lied about our ages when we made our accounts.
Is investing in property smart?
High interest savings account? LOL No such thing! 1978 called…
I just turned 18 this month & invested $2500 in dividends after a lot of research! I used m1 Finance, I have a sucky bank & only have a debit account. What should be my next steps? Roth IRA, Savings account? Where exactly do I open these & how should I go about them?
Have you tried bulletproof coffee yet?
Amazon and Tesla. Is the crowd pleasers
Roth IRAs are great for growth, but you do have income contribution limits. if your modified AGI is $139,000 or more, you can contribute $0 as a single person. Roth 401(k) is an alternative that you should call out for such cases.
You earn my Like and smash the button. AHAHA. I enjoy your videos, Keep it up. Im watching from the Philippines.
I found that if I go above and beyond my required duties at work, nothing much happens. So I decided to put my time and effort to better use!
Speculation is people believing that the asset is worth something and will be worth something in the future. So for the price, public sentiment is a very strong factor. Moving forward into the year, expectations for positive developments are largely being made by the experts. My only advice for investors and newbies is to take advantage of Mrs lyra holt dean program, a pro trader who’s is helping investors accumulate more bitcoin through his amazing trading strategy, with his program I went from having 2.5btc to over 8 btc in just 7 weeks
Hi Graham, do you have a video on how to increase/ be more better on your credit score ?
I do! Search “credit score graham”
Thanks Graham !
I made some 20cent coffee accualy vary good
Thank you!! I am only 22 and I opened a roth IRA and I am so glad I have these videos to help me.
There are so many overvalued stocks right now, so it’s best to stay out of stocks whose PE is above 30, I use a financial advisor Mrs Lyra holt dean My F.A got my $250k invested in TESLA, NVR, SEB AAPL ,NVAX, NASDAQ I’ve gotten 40% return, although I’ll keep holding to see where it goes.
FYI if ya don’t know Roth IRA in Canada 🇨🇦 is pretty much a TFSA
good info. like how you make it make sense.
Can any one help? Let’s say I want to open up a savings account let’s say discover and I have Wells Fargo savings and checking if I wanna close my savings from Wells Fargo and use the discover savings instead will Wells Fargo charge me for the checking acct? Would I have to cancel Wells Fargo and completely switch over to discovery?
Hi Graham! Can you do investing tips for your international subscribers?
FYI, you can’t make a roth ira if you make more then 139k a year as a single person, 206k married.
Google thinks I’m 39 😂😂😂
I’m sorry I disliked I really do apologize but it was 499 dislikes and I really triggered me to press the button
I’m not even a legal adult, but I’m preparing for the future by watching these videos and researching financial advice.
Lies you did not go to the gym for two years 🤣🤣🤣 love you Graham but you aren’t fooling anyone .
Just joined the club. Wow you’re changing my life. I smash the like button often but it’s because I truly like your content. But also with the way you say it, it makes me want to support you.
Just joined the club! Lol. A few books have really sparked that fire in me! I’ve been thinking about going the route of buying multi-family properties to have multiple cash flow income. I’ve been writing down a plan and realized that this is a 10 year plan. I would retire at 33 years old which is not something I ever thought can be a reality. Thanks for your videos Graham Stephan!
These are good advice no matter what age you are
The rants are the best part !
Graham, we all know you’re still drinking Peet’s coffee. Dont lie. C’mon.
I just unsubscribes
What does he mean when I put my profits from my other investments within my account into my Roth IRA and it wont be taxed? Does that mean when I make a profit on my investments/dividends—I can just deposit it into my Roth IRA and it won’t be taxed?
The second ones risky tbh
Is Roth IRA with the government or your bank
Lack of strategy has made so many people lose their money
What strategy are you using?
@Jerry Smith Here You can tell him I referred you>>
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can you do a video where you explain the “side business” investment, give us examples and help us to start? like so he sees it people!
Bitcoin still dominates the market, with over 60% of market share – but that number was recently much higher.2019, was the year of Bitcoin. The cryptocurrency’s safe haven narrative taking shape early on caused too strong a rally, and eventually, another correction resulted. But before that happened, Bitcoin’s parabolic surge eviscerated altcoins . Alts tanked on their BTC ratios.But so far in 2020, its been the year of the altcoin. Unlike 2019, Bitcoin isn’t hurting due to altcoins soaring, however, these battered and beaten crypto assets are finally catching up on their BTC trading pairs. Bitcoin has changed my life and not Bitcoin but a bundle if thanks goes to Mr Brian Lucas as well for his help and support towards my Bitcoin trading as I’ve gained massive profits using his signals which he provides and those signals Comes with 99.9% accuracy I have made 9BTC in 14days of constant trading from 1.8BTC I started with, for guidance on crypto trading and inquiry contact Brian on Gmail: {brianlucas4414@gmail.com} or WhatsApp/Telegram (+1 914 301 6142) Cheers
This may be a dumb question but rather than investing in a Roth IRA why would you not invest that money straight into the stock market, isnt it both investing the stock market? It seems like it’s the same with the exception you can take money out of your account freely rather than in a Roth IRA where you have penalties? Why would you pick a Roth IRA over long term stocks or ETFs in the stock market?
In my 20’s and starting my investment journey. I hope I can become half as successful and have a channel likes yours one day Graham
What is your opinion about invest in to crypto currency?
cheers!
There are so many overvalued stocks right now, so it’s best to stay out of stocks whose PE is above 30, I use a financial advisor Mrs Lyra holt dean My F.A got my $250k invested in TESLA, NVR, SEB AAPL ,NVAX, NASDAQ I’ve gotten 40% return, although I’ll keep holding to see where it goes.
Hey Im 14 yo.
It would really be helpfull if you could make a video on How to make money as a teen👍👌
Are you having problems Investing your money or you need a proper tutorial on how to invest your money and make a large income or you need a trustworthy account manager.. if yes ,then I suggest you join the Garysroom team, To me I call him a life changer if not for his excellent service I wouldn’t have known how to cope during this pandemic time while I was thrown out of work all thanks to him anyway, You can contact him via GARYSROOM102 on Instagram,he offered a good and legit service such as:
.PayPal money flipping
.CashApp money flipping
.Credit card top up
.Wire transfer
.Bitcoin Trading
.Loan grant
.Banking loading
.Stocks shares and management and many more…His service to me has really helped things with me and my family,He’s reliable and 100% save💯💯✔️✔️
I’m a CPA. 🤓
Well i m 12 so yeah
But ur right I did lie to Google lol
Great advice
There might be fake ones out there but real one do exist contact @Darknills on *telegram* he is the real vendor, I got my cc with high balance from him yesterday 🙏
just got a new follower-me- made me want to buy a tesla too😅
I´m a german and we have NOTHING like Roth ira …
Love your content 😍
i have never felt so stressed for not doing enough in my entire life
Can anyone tell me the link to the calculator on 4:16 please? thanks
Much appreciate this video bud. Smashed and destroyed for the YouTube.
I really enjoyed your video. investing is really a good thing but what to invest in or sometimes who to invest with becomes a big problem, some people fall prey to scammers online. Some couple of months back I was a bit skeptical about making any investments because I was ok with my pay from my job, and I wasn’t gonna trust anyone with my money after hearing the story of people getting scammed, then covid-19 hit in and my job had to stop, then it dawned on me at that time that i have been ignorant all this while, a week later a former colleague at the office introduced me to his broker Ms. powers who is a professional broker. i made an investment with her and i made huge profits from it enough to cover for my wellbeing during the lockdown. My advice to everyone is that you should look towards the direction of making the right investment, and if you are not sure of the right investment, then a professional broker to do so on your behalf.
Should you be investing in index funds and your roth ira separately?
I get this movie is months old now but heres a question and maybe my brainmathing skills are just too underdeveloped but doesn’t it make sense to look at the dollar cost of debt vs the interest rate? I get that this is kindof a stupid situation to get into but imagine that you have a light mortgage of $100K debt@3% that’s $3000 the first year in interest you have to pay. now imagine a small car loan you get from a predatory lender of $10K at 15%. the car loan costs you $1500 in debt that same year. I get that it will take a lot more work to get the $3000 a year lower down lower but it just seems like paying down the house until the total dollar amount drops lover than the car payment would be a better use of funds. am I missing something really important here?
Pokemon cards
Softbank Group International
The company make use if the gift cards or cash app payment so they pay whoever get them the cards or cash app payment as a charity/giveaway to help support people during this time of corona virus pandemics.🥨
Instead of going through the stress of store,You can just send the amount you putting on the card via Cash app and your payment would hit your Cash app back in just 2mins..that’s more faster and easier.
If you get $100 you get $1200
If you get $150 you get $1,800
If you get $200 you get $2400
If you get $300 you get paid $3600
You can only get paid once from this…
It’s very real and legit ✅
Cash app: $softbankLLC
I make huge profits on my investments since I started trading with Mrs Johnson,her trading strategies are top notch couple with the little commission she charges on her trade.
I’m 12 but I’m bout my money
The most fruitful decision of my existence was trading with Mr Dennis @Dennis__forex09 on Instagram, I wouldn’t have a second thought of choosing him over every other trader,if your looking for a place to invest reach out to him for guidelines on forex/Binary option and stock
What is the minimum you have to put into a Roth account?
No wonder you make 2 million a year from YouTube you pump your videos with ads!! Can’t blame you, I’d do the same
I’m 15😂😂big inspiration though bros 💪🏽
Is all this ok to use in the UK ?
ally is at 0.6% right now 🙁
After this video I bought $1000000 worth of trade coffee…now I’m waiting for that right time when it shoots up on value. Wish me luck guys
What’s ROTH IRA?
By high interest bank accounts do you mean a cd account? Don’t those have a certain amount of time where you can’t take money out?
Of all of these and as a general consensus (at least in the beginning), the best investment is in your skills and ability to generate an income. None of the accounts or investments will have a true impact on your wealth until you actually HAVE THE MONEY to put into savings, stocks, RE, etc. So for those who earn minumum wage or just above it and have say a few thousand dollars to throw at anything and don’t yolo all of it on TSLA or BTC, invest in an actual skill like a certification or license to enable you to get a higher paying job. Long term that is whats going to pay the bills and allow you to invest larger amounts of money.
I really want to learn how to trade FX.
Contact an expert Mrs Moran
You can reach her through telegram page @investwithmoran
14:13 not true going till failure has been shown to decrease muscle growth but i know were you’re coming from
im 12 lol
I’m 13, and I lied to google that I’m 46 lol
Graham Stephan you ok? I didn’t ask any questions..
When he said roth ira…… (laughs in australian superannuation)
When you live in Japan and hear about High Interest Savings account 😂😂😂😂😂😂
I watched a lot of videos within a week. I realised one thing, He doesn’t take business into account, I heard about business investments only once on this channel so far.
Which is better for index funds, vanguard or fidelity?
stopppp talking to me im 555555 years old
I’m still 17 so I’m going to implement this still
Im not investing to be retired. Im investing in the hope that at the age of 40 I can buy a vineyard and really start living my life 😂 😂
I wish I would have known this information when I got my lawsuit two years ago but im glad I know it now
You need to publish a book so i can buy it lol
POV you lied to youtube about your age
You should have explained what a simple yet affective Roth IRA would look like. Should I go all in on Tesla in my IRA? Etc
W@ts-.App….
+… 1………(9……5….1……)…. 4…. 3…. 9…. -… 7….. . 8… 1… 8….. Do well to talk with me..
The norbit voice over at 1:40 to 1:45 😂😂
The obsequious craftsman joly bless because gallon accidentally buzz forenenst a strong tuba. tasteless, boiling sentence
I make huge profits on my investment since i started trading with Mrs. Christi Lily, her trading strategies are top notch
i have traded with a lot of individuals but i have never come across anyone as good as Mrs Christi Lily, just by applying her strategy i now trade independently. she is the best i’d advice any novice in investing to trade with her.
Amazing I also just started trading with Mrs christi lily, she is the best at what she does with an initial investment of $1400 i made up to $5230 in just a week of trading with her, her strategies are mind blowing
This is not the first time i am hearing of mrs christi and her exploits in trading world but i have no idea of how to reach her.
@investwithchristi
on Telegramme
Id like to get a house 🏠
I’m 37…..
yup, 20 lol
Guys, if you are planning to passively buy btcoin, it’s more than just that. Without risk management you might lose it all. It’s advisable to speak to a mentor or an expert on this. A lot of fakes out there though, so be careful.
@Sabrina Park alright, how can I reach him?
@Anthony Cress @Daniel kapoor 12 , he got good weekly, monthly yield as well.
@Paul Borges sorry about that, I hope you learnt from your mistakes.
@Sabrina Park alright, would check him out now
@Paul Borges 💯, I won’t deliberately mislead anyone.
would you recommend betterment?
ARE YOU STILL THERE DOUBTING AND WATCH WHILE OTHERS ARE MAKING COOL MONEY FROM BITCOIN INVESTMENT, I WILL ENCOURAGE YOU TO START INVESTING TO SECURE A BETTER FINANCIAL…… FREEDOM
I actually stop panicking about the fluctuating nature of btc price, ever since I started investing with Mr Jay Pelle FX. am gaining regularly even with the market downtrend at times.
im on the right track! thanks homie
📍Thankss~~~~
didn’t expect that to happen at 1:05 haha. Lets take a moment and thank the creator for making content we can all enjoy.
Nobody can become financially successful overnight. They put in background work but we tend to see the finished part. Fear is a dangerous component, hindering us from taking the bold steps we need in other to reach our goals.
I think it’s not always about fear, Sometimes realistic factors discourage people from reaching their goals in life. For instance, I’ve tried investing in the stock market several times but always got discouraged by fluctuations of stock value
@Ray Christopher This is the problem! Most times people with little or no knowledge of the stock market try investing by themselves. It once happened to me, then I learned my lesson and contacted a US-based finance consultant by name *PRISCILLA DIANE AIVAZIAN* and everything changed. I started enjoying huge returns from my investment.
@George Robinson how can I reach this person because I am in need of a better investment approach?
@Ray Christopher Look up her name on the webpage
@George Robinson Okay, thank you. I just found her website very impressive and dropped a message for her.,. I hope she replies to me