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Inflation –
When you calculate the cost of ALL items, inflation increased from 3.1%-3.4% – driven higher by one single category: Housing. Since this is typically driven by one-year lease rates, you’ll see that inflation has actually been BELOW 2% for almost an entire year when “Shelter” is excluded.
Soft Landing –
The more time goes on, the closer we’re getting to the illusive “soft landing,” where inflation gracefully comes down without a recession or rising unemployment. However, according to a report, “A soft landing means the top 1% gets record stock prices while you get stuck with the most unaffordable housing market ever, along with permanent price increases & record credit card debt.”
The 2024 Stock Market – Check Out AWealthOfCommonSense Blog: https://awealthofcommonsense.com/2024/01/new-all-time-highs-after-a-bear-market/
In all but one case in 2007, all-time highs led to even more all-time highs one year later – and, besides the 1960s and 1970s era of stagflation – 3, 5, and 10 year total returns were also positive. As Ben points out, “The average one, three, five and ten year total returns following new highs were +16%, +27%, +59% and +206%, respectively.”
It’s also worth noting that some data disagrees with this, pointing out that – since 1990, every time the Federal Reserve lowers rates, the market drops. That’s because The Federal Reserve hasn’t dropped rates unless they absolutely need to – so market drops have often coincided with rate cuts.
The 2024 Housing Market –
According to a recent report from Zillow, buyers are finally seeing some relief with lower mortgage rates and Sellers’s rate locks are appearing to wear off, with signs that they’re coming back to the market. Case in point: “A recent Zillow survey of homeowners found that 21% are considering selling their home within the next three years, up from 15% a year ago.”
On top of that, it’s also reported that values are actually beginning to fall. For instance, “home values only climbed month-over-month in just three of the 50 largest metro areas in December.”
Although, the downside is that – for potential homebuyers, “listings are still going under contract in about a month – which is 50% faster than pre-pandemic norms.”
As far as prices are concerned…they say that “the demand for housing will remain high, based on a large share of Millennial first-time homebuyers looking to buy homes, which will push home prices up. We forecast home prices to increase 2.8% in 2024 and 2.0% in 2025 nationally.”
It’s also anticipated that 2024 is going to be a “pivot year,” where we’re going to see homebuilders meet that pent-up demand for single-family and multifamily housing,” adding some much-needed supply back onto the market.
The January 2024 Federal Reserve Rate Cut –
The FED decided to pause rates for the foreseeable future – although, in terms of when the highly anticipated “rate cut” is going to happen, they’re leaving it “To Be Determined.” Jerome Powell recently “reflected a growing sense that inflation is under control and growing concern about the risks that “overly restrictive” monetary policy may pose to the economy.”
Reuters also pointed out that they no longer included the “phrase ‘unacceptably high’ to describe inflation, while laying out reasons why they felt inflation would continue to fall.” All but “TWO Fed officials see the benchmark policy rate lower by the end of 2024 than it is now, with a majority of policymakers seeing it trimmed by at least three-quarters of a percentage point.”
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-Jerome Powell Today: “An interest rate cut as soon as in March is unlikely.”
-Here is a link containing the source material for each piece of research cited. I do my best to make my videos as accurate as I can, and the additional resources should help anyone who wants to look into them further – enjoy! https://docs.google.com/spreadsheets/d/1FVp_cvDUTy39qigQWE8dCx1kY0GD9cqU5rPrjWazr3c/edit?usp=sharing
When’s the next portfolio review coming?
The thing is about inflation rates when categorizing everything together is some things have such a high profit margin but some items don’t really need to change pricing cuz inflation, and some do because greed, majority of items have big profit margins It’s hard to inflate it that bad The fact it’s increasing so bad Is something more serious going on I think it’s because Joe biden’s is in office
😂😂😂 I don’t believe any of the cooked Suffay numbers cooked up by this government.
CPI: REAL 13%
UNEMPLOYMENT: Revised higher every month.
@GrahamStepan you see these bots?
soooooooooo I’m still screwed with trying to buy a house in florida lol….got it
The freaking scammers and bots 😬😡🤬
If BlckTken300 is everywhere you should probably ask yourself why that is the case? Obviously the move we have here is beyond what we had in the last 10 years or so. This comes with a plan, a plan which will make us survive when we can finally make own decisions and start to become independent. I know it sounds a bit odd that THIS company out of all of them is endorsing this living style but if you follow the lead you might understand why and how that works. Im just leaving this here, might be useful to some
Somehow always these ppl do not mention actual reasons behind the scenes. The reason why we can go so big is ONLY because of BlckTken300
If you are into it or not does not matter, BlckTken300 is the right thing for this world now
Think about if you could have your own fate which is possible with BlckTken300 . What do you think happens after inflation? I am sure they will keep living cost high and even if the whole war finally gets to an end that still doesnt fix anything for us. Truth is we are getting ripped of every day and theres not much to do about it except for using the projects which actually HELP
I stack some of the BlckTken300 everyone is literally mentioning it it has all the momentum
Interesting talk about BlckTken300 I suggest anyone to listen to the guy talking about it in the video. Personally I didnt think they would really do that but seems like the launch just happened and there are enough slots available, could be worth huh
Not only is the 50k in very soon but we also have another hit making impressive progress which is BlckTken300 they are running deep and hot guys
How is BlckTken300 better than anything else right now?
Dude seriously awesome video but where are the words on BlckTken300 ? That is the biggest in its own kind, not?
BlckTken300 has potential if they finish all the plans
So the foundatition for this year to become the golden one is set in stone, ETF approval, halving are the things people talk about it but the truth is that BlckTken300 has more of a role than any of these. You really believe it comes down to what mainmedia tells you? If you believe that then you slept the last ten years and you should actually wake up. Having the strongest brand in the world making their own asset, that’s something which matters and that is what I would encourage you to understand
I seriously believe that BlckTken300 story is just about to start, they can become top100 in 2024 and with $1 it is a cheap as fk one as well considering that millions will use that asset from day one
Thank you for this but I would appreciate words on BlckTken300 everyone talking about that so that should be priority for a review?
Alright it took me a bunch of hours to consider everything but I see nothing else performing like BlckTken300 for real
Stop hiding the truth that all priceaction is mainly jumping skies because of BlckTken300 and nothing else
Too many false stories on how coin X is going to be crazy or how we have 10x on that one, nothing of this has any relevance when it comes from such shillfluencers. The truth is BlckTken300 is by the strongest brand in this world and this one actually has meaning, more meaning than anything in top100 and below that and yet these guys will never want to let you know because they have their personal agenda to push
I usually lurk and never write but why wouldnt you be excited over BlckTken300 ?
Thank you for the video ! Do you believe that BlckTken300 will be the main pump in 2024? I mean they prepared it for a long time and the vision is beyond greatness
Just checked the article on BlckTken300 . Its definitely happening right now and Id want my part of this cake, who is dining with me tonight?
Always long on BlckTken300 there is nothing wrong about that, best company in the world made it at the end
I think BlckTken300 is the best altcoin for the next few years given who made it
Gary and SEC are clownheads, trying to mislead from BlckTken300 which they can’t rly make any debate with, they know they lose like they lost against XRP
My largest holding this year will be BlckTken300 . I like Jeff he always seems to be inspiring and innovative and unlike Musk still up there with ideas
Want to know why this year everything will be different and for long time actually better? The answer is all in BlckTken300 and I have never been that excited for a long time, thank you for providing home and food for my kids
Anyone reading this should get in BlckTken300 , in my opinion, its game changing
Love the video. I am a believer for BlckTken300 and follow it
I think with $1 on BlckTken300 that is the best price in 2024 it will have, everything after is only going up
BlckTken300 has the most potential to do 10x. While BTC and ETH can have their 2-3X this year I believe that this one since it’s branded by a strong name will have overall better results
Best bet on BlckTken300 to become the most talked asset this year and it has a real chance to do good. Not just for itself but more in a general sense of good. We need things like this to stand against all the leechers taking money from us and making our living conditions worse every year. This year can be a turning point and this is exactly step number one to accomplish that. Lets go
Just few days in BlckTken300 is clearly setting up the new milestone! The only real way to counter the current recession is by acting on yourself, making own decisions and making sure that you got enough no matter what happens. If you trust conventional ways you might end up being homeless or worse at one day, seriously.. This is why I believe in projects like this one which are clearly there to make a difference and it starts right now
Word spreads really fast with BlckTken300 doesnt it?
BlckTken300 , making everything right in 2024 it seems
I dont know about you but I think we should all spend some time to really think what well do this year. BlckTken300 is a strategy which can give sustainability and avoids bad decisions. Even if you only use that for cheaper groceries its already better to run with it than against it
I was sure last year would end terrible for me but I think BlckTken300 is spot on with what they do and how they do it. Cant say for how long its going to work and for sure it is overyhped right now but even if just half a year or something it would be smart to ride the wave and then jump away eventually, but the reason why this is smart right now is because its so cheap, wont ever find a better entry than now
I am with 90% on BTC and also keep some in BlckTken300 thanks for the video as always!
While everyone is focused on BTC, ETH or any top alt coin and playing defensive they are missing on quality projects that are about to be launched on CEX. For example BlckTken300 will hit mainstream soon, 10x-20x quite possible even during this bear market but only few people know about this.
Great video. I am ballsdeep for BlckTken300 and love your review for that as well
This is gonna be a crazy year for digital assets now with BlckTken300 right? We already are set in for the bullrun anyway and if companies like them enter the field and make their own asset which will be integrated widely and used by the mass then we are on the bottom of the mountain with only one way which is upwards
If you needed any confirmation SEC is a joke ya got it, all this crazy edgy move just to distract from BlckTken300 is hilarious
We really need to talk about BlckTken300 I think its going to make 2024 to be the best year of the entire 2000-range
I think AMZPKK will be the most important one 2024. BlckTken300 delivers where others fail to deliver and that is very promising
When stocks and common assets decrease 70-90% BlckTken300 is actually the counter to that. Hope you guys knew that already, if not you do now
Its true I kept my doubts on the current environment. But BlckTken300 is seriously smart, it doesnt matter how old you are, this will provide for you and your family which is my only goal in the last years I have to make sure the children are fine
Somehow real priceaction is never really understood, the thing is BlckTken300 has more impact than these stories you get all the time of X or Y
Overall, 51% of traders think this year would favor stocks, mutual funds, and other equity-based investments, despite Treasury yields and other safer cash-like investments paying big. I’m looking for opportunities in the market that could fetch me $1m ahead of retirement by 2025
Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions. Alternatively speaking to a certified market strategist can help with pointers on equities to acquire
True. Having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till Q3 2024.
I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you
Leila Simoes Pinto’ is the licensed coach I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
This year everyone gonna be big ballers with BlckTken300 never has a company brought that up before and this will be the perfect bridge to the casuals as well
The SEC is just mad that BlckTken300 exists this way and that they have to face that and cant hold things longer, time for some last minute buyins on their own end
With BlckTken300 this year is way different and way more powerful as well. These guys did everything right and they can only improve more and more, love it
I want to let you know that BlckTken300 made it this year. Any better way to start a global change? Dont get me wrong I know they are not like altruists or something but they keep doing the right thing to improve the situation, power the ecomonmy and so much more. We need players like them and we can always jump in the train at good spots such as this one
When I started my stacks in 2017 I believe I came to the conclusion to never give up. With BlckTken300 this is a super strong contender where $1 is way too cheap for it right now
I believe the more know about BlckTken300 the better for casuals and newcomers which is what we need as 90% or more are still highly skeptical to enter
Can anyone explain BlckTken300 ? I am curious and wanna know
No more DCA if things are progressing and we are at the first step for new ATHs. Hopefully BlckTken300 was the right pick as you recommended earlier
In so many ways the worst is behind us. BlckTken300 does the EXACT right thing to turn around and everyone reacts already, whether that is big companies or just individuals its a global revolution and not to be missed. But I am just a guy commenting, you should make your own mind on this
In long ways ETH eventually will outperform the rest but closest to that has to be BlckTken300
Market plummets? What market was that?
I love your research Graham.
Thank you for taking the time to help me learn. ❤😊
What’s up Graham, it’s Guys here. 🤣🤣🤣
That means inflation is creeping up. increase rates half a percent now to nip inflation in the bud or they will have to increase more if they wait. Happy Scandanavian history month everyone. Biden 2024
I used to watch your content but now it’s just fear based bull crap
Graham do you have a bunker too? Are you ready for the apocalypse?
So detailed and legit never a dull moment 😊
My rent went up 26% from August ‘23 to January ‘24!! I hope that means it went down for some people, somewhere. It’s definitely not going anywhere but up in the northwest!!
The market is high so i should just hold all my money until a pull back?
With markets tumbling, inflation soaring, the Fed imposing large interest-rate hike, while treasury yields are rising rapidly—which means more red ink for portfolios this quarter. How can I profit from the current volatile market, I’m still at a crossroads deciding if to liquidate my $125k bond/stocck portfolio.
The market is volatile at this time, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.
Picking stocks is a risky thing to do, particularly for non-professionals. I learnt that in 2020, when I lost almost everything. But I switched to using a financial advisor and I’ve been returning at least $38k every month so I’ve been sticking to investing via an Advisor.
My advisor’s name is SUZANNE EVELYN RINELLI. Thank me later.
My advisor’s name is SUZANNE EVELYN RINELLI. Thank me later.
People still listening to this guy? Check his previous videos going back to pandemic and let me know how accurate you think his predictions are 😂😂😂 him along with Jeremy, Andre, Kevin are the four stooges in my opinion.
First couple words: “What’s up Graham, it’s guys here” lol!
Hey graham I’m 19, a college dropout that got an engineering job to hopefully be able to start a real estate portfolio. I know that you’ve made plenty of videos about owning rental properties but I would love for you to make another video about how to start, especially if you’re young. Like should I use an FHA loan on a duplex and house hack it and if so how much should I have saved to get one or how much to set aside for all of the surprise expenses that come after buying a property. I’d also like to learn about how fast you should expand a portfolio. Your old videos are a lot of help but in this economy it’s almost like everyone’s old videos on finance tips are almost unachievable just because of how high the cost of living is.
Waite this out. Buy a lot with a well and a large tree. Build a tree house. Little to no taxes. Stove solar panels and large solar generator. You now have water heat and electricity plant a garden and buy chickens. Food water shelter. FREEDOM. No bills. No taxes. No government. Get a dog for security and companionship. You are welcome 🤗
Go outside do street interviews this crap is getting olddddddddddddddddddddddddddddddddddddddddddddddd
I hope man. My 1.9% mortgage is due for renewal in Nov 2025
Thoughts on Gold and Silver? Large portion of my savings is in a bank that is not invested in stocks. Thanks!
The fed has no choice. I knew that wouldn’t drop rates. The only way they can combat inflation. They need to destroy the housing market.
nice!
@grahamstephan do you have a cook unity code?
Too many bots in the comments , can’t enjoy real ones.
bots goin crazy in here
Food costs are up a steady 30-40%
Great video, yet again. Also thanks to the ‘Valerie Ellen Cirbo’ suggestion from your recent video was very useful. My st0ck portfolio is now well balanced for any situation
The force is strong with this one
Under “normal” circumstances sell only when you actually need money for other obligations…Unless, a company management consistently shows they’re out of their f#%+*= minds.
What’s up Graham its guys here 0:00
it will be a reverse market crash. they had better raise rates in stead. the government has not stopped spending and therefore inflation will continue to rise.
You really have no idea 🤷 what is happening to the United States & every other Western Civilized Country. That’s a fact. Because it’s so simple. These countries are being torn apart from within. Western Civilization is under attack and is losing. All the Politicians and Corporations are destroying Nationalism so they can complete their global one world government, currency, language and religion. And they using division to keep everyone Pre-occupied in all means. Wake up man.
Kevin, can you please talk about longevity and age reversal that scientists are working on? I think people should invest in this industry. a world without death is nicer and prettier for sure. Please do us a favor and talk about it. thank you
Are you in your garage? Do you hang pictures in your garage?
Graham ! Just started viewing your content , I know .. all late ! It’s literally changing my mindset , God bless you buddy , keep up the wonderful work and truly thank you . I’m really excited to see what is next for you , thank you for sharing your gift .
Successful people don’t become that way overnight. What most people see as a glance of wealth, a great career, and purpose is the result of hard work and hustle over time. I pray that anyone who is reading this will be successful in life…..
this Kid has the same youtube formula. Make 59 predictions on a dart board and hope one comes true, when it does go “see I said this was coming!”
I am forever confused by folks who keep echoing these (various) inflation rates ranging from 1.whatever to 3.whatever, when the costs of everything that I purchase on a daily basis is essentially 40+… 60+… 100+% higher than it was a few years ago. At MINIMUM, this reflects more like 10+% inflation rate, annually. How and where are these factors being hidden?
It all looks like a big-ass SHELL GAME to me… and we’re supposed to “trust” the people who keep (moronically) being voted back into office to run our government?
Good 👍
nice hand gestures
0% chance any of this is getting better within 12 months. I like your positive attitude and optimism, but much of this is speculation. supply and demand drives markets
90% of the comments here are bots. Is anyone here an actual human?
oh no! we are all poor!!!! get out now!
Hey @YouTube, would you mind doing some actual work for your creators and remove all these obvious bots spamming crap?