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STOCK MARKET RETURNS:
Over the last 100 years, the Stock Market has averaged a 10.3% annualized return – but, if you isolate presidential election years, that jumps to an 11.6% return.
In terms of which political party is “better” for the stock market, it really depends on whose data you decide to look at. For instance, YCharts found that the average Democratic President achieved an 8.72% return when both the House and Senate were majority Democrat, a 15.72% with a split Congress, and a 14.55% return with a Republican Congress.
On the other hand, Republican Presidents received an averaged 11.7% return with a Republican Congress, 12.2% with a divided congress, and just 1.04% with a Democratic Congress. Ultimately, what it seems to favor – historically – is that a divided Congress is best for the markets because any extreme proposals won’t pass, so it’ll be more of the same.
HOUSING PRICES VS RENT CONTROL:
Under a new proposal, the president calls on Congress to “cap rent increases on existing units at 5% or risk losing current valuable federal tax breaks – and provide $10,000 in mortgage relief to unlock homeownership for millions of Americans.”
But, practically, Rent Control has actually been found to make the housing situation worse. A Stanford study argued that Rent Control has an adverse effect on prices for renters and works against making housing more affordable:
-Rent-controlled tenants were 20% more likely to stay in their unit.
-Renters were more likely to move elsewhere if they didn’t have the incentive of having their rent capped where they currently were living
-In the priciest neighborhoods, turnover was HIGHEST as landlords actively try to remove tenants to achieve market rents
-Landlords of rent-controlled buildings were more likely to convert their buildings in such a way that it wasn’t rent-controlled, reducing the amount of housing by 15%
-The loss of available housing drove up the prices of rental units. It was found that a 6% decrease in housing supply led to a 7% increase in rental prices.
The net result is that, based on these studies, rent control ends up restricting the supply of new units into the market – and while some renters may get a bargain and win the lease-agreement lottery, most people never get access to low rent-controlled prices; if they do, they are incentivized to never move out because it’s so cheap, lowering supply.
THE FEDERAL RESERVE MEETING IN JULY 2024:
Even though Jerome Powell didn’t outright say: “We’re lowering interest rates at our next meeting,” they did give us some clues that give the option to reduce rates, should inflation continue on a downward path, and if they decide it’s the correct move to make.
To me, this is something that will likely take another year or two to “completely normalize” or get to a point where the federal funds rate hovers around 3.1% – which, they’re currently projecting to occur in 2026.
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One of the better google home jokes
The guy who owns a bunch of rentals railing against rent control 🤔 lol
Almost HALF of the country’s entire income goes to just paying off interest on our debt and inflation is still absolutely present. IDK why they’re cutting rates. We’re cooked.
*The inflation has lost it and the sad fact is, It’s pretty obvious we are headed for hyperinflation. I think stores better have tight security because when people can’t afford to feed their families, things might get ugly.I appreciate Sharon Fogg alots, you’ve helped my family with your advice! Imagine investing $2,500 and receiving $11,300 in 5days 🇺🇸*
Good content – too much jazz hands
why would prices soar? if theres a rate cut?
graham is just flat lying at this point. who is funding him?
Gas prices dropped.. WHERE?
Youtube finance personality straight up lies in video title. Alternative title for you:
Landlord fear mongers about proposed rent control policies that would hurt his portfolio and income.
This guy still bullshitting about a housing crash 😂
Why would they need a tax cut when the country has more debt than ever before? And they can’t even afford to pay for it now.
I’m praying for lower rates. I need a new truck.
Graham just makes these vids to promote his sponsors! Vids are boring and lame with the same mambo jumbo!
Do a show on annuities. Want to learn more about the plus and minus.
Also, your young followers should know about life insurance to protect their families and themselves. Many ways to fund them and buying young you get better rates.
The more houses there are, the more current owners lose on their property value. THIS is why housing is out of control. Owners don’t want their now 800K house to drop back for to 450K…it’s purely greed.
How do current home owners prevent new houses from being built?
For it being breaking this was a long winded video. I came for breaking not a history lesson. Title doesn’t match video
i am Confused and open to discuss. I had $250k waiting for rate hikes to end, but now I’m unsure as rates may keep rising and stocks falling.
The stock market will go down further and goodluck on the fed pausing rate hikes w/ all the hawkishness that has failed to keep up with inflation.
If the unemployment rate is able to remain steady while the Fed hikes and inflation falls back to target, a soft landing might be on the table
no soft landing expected. Inflation still high, Fed’s next move uncertain.
Fixed income Tbills and bonds may work for you while you try to figure out the next entry point for stocks
I agree It’s always good to have a balanced fin-plan. I work with a professional planner multi mrkt and fixed-income strategist in NY.
the fixed income portion of your portfolio won’t simply serve as a buffer to the volatility of the equity portion of your portfolio, but will provide legitimate income.
So no y0ta response?
this guy has been screaming housing crash…..Now its going back up! time to stop watching all this crap!
Thank you for scamming with yota
The RESON prices went down by 0.1% is because NO ONE HAS MONEY TO BUY THINGS. So companies who take advantage of this are have to eat the cost of Employees and DROP PRICES! IT HAS NOTHING TO DO WITH OUR ECONOMY GETTING BETTER!
Meh.
Do you take into consideration big corporations buying up rentals jacking up the prices of rentals? In my area of northern California there is not a big economy and having no rent control seems to put tons of pressure on the middle class. If your not making good money or broke enough to get rental assistance people tend tp struggle
there is ultimately a problem with landlords being over leveraged which puts unnecessary stress on prices. having your entire financial future rely on one or two or three tenants is ultimately a bad idea the same way having a business entirely at the whims of two or three customers isn’t the best plan.
Fantastic break-down overall! Especially enjoyed the segment on rent vs home owning. Really appreciate that your research isn’t biased, and focuses on the numbers.
Not cutting 94 days till election
Inflation at 25% I work for HEB
No denying stock market was way way better under trump than before pandemic than Biden
I’ve talked to renters that have had increase of 20%
The rent is out of control its been out of control since last year the owners are raising rent because of higher tax but they also increase the rent to pay their escrow and principal people are not stupid is out of control in its abusive
I disagree that more apartment will lower prices. I think we are beyond that point. The number of apartment complexes in my city have tripled and the prices are 40% higher than before they were built.
AI stocks are set to dominate 2024. I prefer NVIDIA because they’re well-positioned for long-term growth and support other AI companies. I know someone who made over 200% with NVIDIA. I’ll also consider the other recommendations you made.
If you’re not familiar with market investing tactics, you should get advice from a financial counselor.
I agree! That’s why I work with one. My $520K portfolio is well-prepared for all market conditions, having grown 85% since early last year. My advisor and I are planning for this year too. my opinion, financial advisors are among the most important professionals, just like doctors.
Who is your advisor, if you don’t mind sharing?
Her name is Bonita Jeanette Rodriguez. Just look her up
Thank you for the recommendation. Bonita seems to have a solid reputation. I checked her credentials and set up a call with her.
The dollar is literally being destroyed / debased / devalued. I just want my money to keep outgrowing the inflation rate. How do I properly invest 250k in the market and what strategies do I employ to make significant gains and stable cashflow?
navigating market volatility can be challenging, it might be beneficial consulting with an advisor to provide personalized insights based on your specific situation and financial position
True, I always emphasize the significance of having an advisor. This has kept me afloat since the covid-19 outbreak and as of today, I’m just about 10% shy of my first million dollar after subsequent investments.
nice one! who is the professional that guides you please? enthused about investing for my eventual retirement but dont know how to go about it, for now I only invest in my 401k through my employer and gains are quite slow
Katherine Nance Dietz is the licensed FA I use. Just google the name. You’d find necessary details to workwith and set up an appointment. To be honest, I almost didn’t buy the idea of letting someone handle growing my finance, but so glad I did.
insightful comments, curiously searched Katherine Nance Dietz on the web and at once found her page, no bs! she seems impeccable..
What do you think about dollar cost averaged 3x leveraged ETFs in the short to mid term for a young person investing with a high risk tolerance? Something around 2-10 years maybe. It wouldn’t exceed about 20-30% total portfolio and could be readjusted in the event that it does grow out of alignment.
Blemming?
Graham Stephan just invested in Bonumbit, which is still in presale. Coinbase and Binance are launching it soon, and I’m expecting the price to soar.
Big news: Graham Stephan invested in Bonumbit! It’s still in presale, but with upcoming Coinbase and Binance listings, the price is likely to skyrocket. C
Graham just made a big move by investing in Bonumbit. It’s in presale now, but with Coinbase and Binance launching it soon, the price could shoot up
Graham Stephan is backing Bonumbit, and it’s currently on presale. With launches on Coinbase and Binance around the corner, this could be huge. I’m following his lead—are you
Graham Stephan just bought into Bonumbit, and with it currently in presale, now’s the time to act. Coinbase and Binance are listing it soon—get in before the price skyrockets
Graham’s latest move? Investing in Bonumbit! It’s on presale now, with Coinbase and Binance listings on the way. I’m following his lead
Graham latest investment is in Bonumbit, which is now in presale. With Coinbase and Binance listings imminent, I’m jumping in before the price takes off. Following his trades usually pays off
Do you think it’s a good time to consider selling some stocks, or is it better to hold onto them for the long term? I’m considering rebalancing my $2M portfolios, So I’m curious about the best strategies to invest this year.
Markets look like 2015-16. Probably going back to all time highs, but will probably go sideways until fed signals rate cut, Recently sold 25% of my $285k portfolio comprising of plummeting stocks that were recommended by certain financial YouTubers, quite devastating!
not their fault, the stock market seems to be more of a casino for gamblers now than a place for investors. even if you were averaging down on ailing companies, its your duty to properly research, buying the dip does not guarantee a rebound
Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.
this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i’m in dire need of proper portfolio allocation
Finding financial advisors like Carol Vivian Constable who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Thanks for sharing, I just liquidated some of my funds to invest in the stock market, I will need every help I can get.
LOL within 24 hrs I realised this video didnt age well.
Still no response or answer to your Y0tta sponsored videos. People have lost money please respond as soon as possible.
I wonder how many calories Graham burns in one video with all the hand movements
Market goes up, and down. Chill.
You probably shouldn’t cut up someone else’s YouTube video and use it as your own
Wow, another rate cut? Just when I thought my emergency fund of 234k was safely sitting pretty, now I’m tempted to dive into the inves tment pool. But where do I even start? Anyone else feeling the itch to make their money work harder?
navigating market volatility can be challenging, it might be beneficial consulting with an advisor to provide personalized insights based on your specific situation and financial position
No doubt, getting proper financial advice is invaluable, my port folio is well-matched for every season of the market and just yielded 120% from early last year. I and my adviso are working on a 7 figure ballpark goal, tho this could take another year.
How can I participate in this? I sincerely aspire to establish a secure fina nclal future and am eager to participate. Who is the driving force behind your success?
There are a handful of CFAs. I’ve experimented with a few over the past years, but I’ve stuck with ‘’ Linda Aretha Reeves” for some years now, and her performance has been consistently impressive. She’s known in her field, look her up.
Just looked up Linda Aretha Reeves after seeing your comment. She seems like exactly what I need to succeed in my financial journey. Thanks for the recommendation!
Good vid but I’d stay away from the sponsors my dude lol.
Rent “control” is hardcore socialism borderline communism. The difference is the gov hasn’t seized my properties yet.
As far has the feds lowering the rate by probably .25% there will a small spike in prices. But long term no effect. The game is set in motion…
Unemployment is up
Foreclosures are up. Way up.
Commercial real estate especially offices is a disaster.
Car buying? Forget about it. They are done.
We are in a recession and have been. Just can’t doctor the numbers any more.
The Graham I know would tell me to eat an egg and cheese bagel for less than a dollar. Not 10$ a meal. I get he’s just repping the promo
They ain’t cutting anything 😅
After intentionally causing hyperinflation, Powell and Yellen now plan to cut rates just before the election to help the Democrats regardless of the consequences.
Short… short.. short…
Next video can you investigate which presidential candidate has more felony charges ?
Nationwide rent control will work if the rent is similar. It would be a race to the top if it is not
If there was no rent control there would be more homeless.
nationwide rent control is 100% unconstitutional
We are still waiting on Coward Stephan to step up and take accountability about the Yiotta stuff (misspelled on purpose because he is censoring certain keywords).
So much delusion around this whole channel😂😂
Used vehicles prices going down 1.5% lmfao 😂. Whoa I am sure that’s messing the market. smh greed is a hell of a drug.
What do you know a landlord against rent control because it makes it “worse”
Feel free to do your own research, please don’t just rely on me!
Graham you need to go to a seminar about hand gestures man. Your hands are just being used for no reason. Please watch a 5 minute video I beg of you
It seems to help video retention though!
Doesn’t matter what happens, if market raises you make money, if it dips buy more on sale.
Love these comment sections. Full of folks with the knowledge these channels “provide” and maybe a book or two that really never understand the who, the how, the why or where of our markets. But engagement is awesome.
Any one voting for Harris is directly impoverishing themselves and their kids. What do they think borrowing money is?
Things fall apart when they cut rates, look at history
My rent has gone up nearly 10% each year in Nashville
The ONLY way to lower rent costs is to build more…😂 What a tired argument!
Is there a better solution?
if these people need a place to live and are staying somewhere that is rent controlled.. i don’t see as large of a problem. yes create more housing. there are lots of people that need it
Hit 200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with 14k in last month 2024?
Yes, remove food and energy from the list. I don’t know about you guys, but my cost are first is my housing. Then is my food then is my energy power for my home gas for my car. Careful with manipulation of definitions Convert the dow jones into grams of gold versus dollars and see what the graph does
This sounds like it could have been made 10 years ago. Graham must be getting tired of doing these macro videos.
I am completely agnostic to political parties and finances but there is an interesting note to Herbert Hoover.
Herbert Hoover always said what sank his presidency was when they first saw economic troubles coming he tried some conservative fixes but quickly started taking the advice of more progressive people (dumping a lot of money into it, a couple years before leaving the gold standard) but things just kept getting worse and worse until the economy collapsed.
After his presidency he did a lot of conservative work that he was lauded for. The Hoover Dam is named for him because of his post presidency work.
Personally I don’t know what to believe. So many factors went into the great depression that I don’t think they could have stopped it, only softened the blow.
Development builders are out to make crappy houses to sell at current market prices AND build houses SO close together in order to maximize (read: squeeze) every single possible dollar out.
Then to hit people when they’re down, these properties come with an HOA.
Remember people hes just speculating on data.
Yay! a thank you for liking the video pic. 😂
This is terrible advice. The economy is on the verge of a major crash. prices are falling fast and no buyers. The stimulus money has dried up and unemployment is growing quickly.
September will be too late. Everything is collapsing right now. We’re efd.
If you call this collapsing oh boy, you have something coming😂😂😂😂😂😂😂😂😂😂😂😂 9% fall collaps bahahahah.
Hong Kong and the United States stock trading is still recommended to use Usmart, the United States stock trading commission is much lower than what Long bridge, opening fees and platform fees are also low
I think the rate cut is coming today haha.. holy crap this is going to be a red day
I was recently thinking of starting a Roth IRA, is now still a good time or should I wait until things are certain?
Thanks for the input
These spam comments are out of control 😂
Seriously. Why hasn’t YouTube done anything about this?
wHAT DO WE DO WITH THIS CRASH? HOLD OR SELL OR BUY?
Wrong!! Election coming up so they drop prices to make you think that it isn’t that bad, no big difference….. yeah you just paid 3.5 years overpriced everything, getting a few months break. If democrats win, fuel prices will go up again!!! So does inflation continue then.
The US cant afford a low inflation anyway
Ehhh I think it’s time to unsubscribe from this channel
Prices will come down the same way that those corporate tax cuts will create jobs or any positive benefit for the general population. LOL
This aged like milk on a summer day
Hey Gram, came here to see if you released a video about this past weekend and why stocks went down over the weekend. Can you post about it?
Did you just vsauce us?
Graham, you’re my guy. You need to answer a few questions about some viewers who have. I am for you, and I like you. I have learned a lot from you and a few others. I just don’t want others to hate on me.
I have started a great budget. I am working on getting reed of all my debt I have. My home is almost paid off. I am going to save later on for a new house.
Costco has been selling the food containers since the Covid tyranny times
You can’t take out food of inflation rates. That’s what people need every day.
With markets tumbling, inflation still high , the Fed imposing large interest-rate hike, while treasury yields are rising rapidly-which means more red ink for portfolios this quarter. How can I profit from the current volatile market, l’m still at a crossroads deciding if to liquidate my $400k bond/stock portfolio.
Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She’s helped grow my reserve notwithstanding inflation, from $275k to $850K
impressive gains! how can I get your advlsor please, if you dont mind me asking? I could really use a help as of now
Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
Great stuff as always, thanks Graham!
I use to think investors lose out amid crash, meanwhile some make profits. I also thought folks went out of business during the great depression, but some went into business. Bottom line, there’s always depression for some while others amass wealth gains.
We just need to get rid of the federal reserve!
One thing I have learned about the stock market is that it is very very manipulated. It will not let investors know when it go up or down. It will always do the opposite what investors think it might do… If investors can figure out what the market is going to do, companies will go bankruptcy…. So I don’t waste my time and energy to bother what the market is going to do…… for me .. Long & short-term trading is generally safer, allowing investors to weather market volatility. I have managed to grow a nest egg of around 100k to a decent 432k in the space of a few months… I’m especially grateful to Aldona Sabaniene, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.
I heard her strategies are really good, How do I reach your Coach/mentor…
She mostly interacts on Telegrams, using the user-name.
@AldonaSabaniene.
Wow. I’m a bit perplexed seeing Aldona Šabanienė been mentioned here also. Didn’t know they has been good to so many people
I have been seeing so many recommendations about Aldona, Her strategy must be good for people to talk about her. Does she work for companies as well, I might be able to get her a deal with my board here in Canada .