A survey was just conducted by NerdWallet going over the biggest regrets investors had in 2019 – these are those results, and how that could be prevented. Enjoy! Add me on Instagram: GPStephan
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Article: https://www.nerdwallet.com/blog/investing/2020-predictions-survey/
#1 Regret: Wishing they had invested more money.
The ONLY solution to this horrible, horrible problem – is to IGNORE what all the expert financial analysts are saying, and just do one thing: Invest consistently, and hold long term. If the markets go up – great, you make money. If the markets go DOWN – great, you bought in at a lower price.
#2 Regret: Not investing aggressively enough
If you’re investing money that you’ll need within the next few years, most likely – you shouldn’t be investing in anything speculative, or risky. Second, if you INVEST money, and you find yourself PANICKING when it drops a few percent…chances are, you invested more than you should’ve, you didn’t research the investment as well as you could have, and you’ll either need to make SAFER investments in the future – or remind yourself that investing is very much like a yo-yo, and that price swings are a normal, every day part of investing.
#3 Regret: Wishing they had made MORE trades.
Unfortunately, this is another one that’s easy to point to – in hindsight – after you’ve already seen how the market performed. But, in reality – not trading enough is really only a reflection of what information you know – in the moment – and based on how well you understand that particular investment.
#4 Regret: Wishing they had invested more cautiously
To me, this is a strong indication that you should more reasonably adjust your expectations, and if you cannot cover potential loss – you shouldn’t be investing that much in speculative investments in the first place. Especially if the overall market is UP 30%…and your biggest regret was going too big…the way I see it, that’s not investing…that’s gambling.
And then…of course, we’ve got my favorite group…the 30% of investors who have no regrets. Because they understand the principles of long term investing, and they’re the people who smash the like button before the video even starts because they appreciate all the free content.
So when it comes to investing, especially in 2020…all that matters is consistency. It’s such basic advice, but it’s so true…time in the market always beats timing the market. Every single time, for the last 100 years…just buy and hold. Try not to trade too often. And don’t get emotional….and you’ll come out VERY very wealthy in the future.
For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness@gmail.com
*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
UPDATE: I donated $5500 so far from the Ad Revenue on the Mr. Beast video towards Team Trees! Thanks so much everyone for watching without adblock so we can plant trees 😉
I don’t watch any Graeme vids with ad block
trees or no trees, too many ad breaks. thumbs down.
Awww that so cool 🙂
Great video! 🙂
Do you have any videos on equity and how it works?
A recession WILL happen in 2037 (plus or minus 2 years). Im calling it now and you should prepare for it, put it in your calender and see what happens, but dont tell anyone or it wont work
Hey Graham,
In 2020 how do I get people to destroy the like button on my YouTube videos?
Question for Graham: I buying a 30k car. I have the cash to purchase it outright. If I financed the car they would charge around 4%. I’m debating on putting a small down payment and investing the rest. I feel like I would do better investing the money rather than purchasing the car outright. Any advice would be greatly appreciated.
Returned 43% in 2019, so glad I ignored the pros
Commenting on each one of Graham’s videos until he agrees to guest star on my How To Show!
we are actually NOT closer to 2050 (yet), since we are at the beginning of the year.
(for reference I’m writing this comment on Jan 6th, 2020)
Dec 31st, 1990 -> Jan 6th, 2020 = 10,598 days
Jan 6th, 2020 -> Jan 1st, 2050 = 10,953 days
I liked because of honey badger throwback. Good job 👍🏻
I’m 19 so technically don’t have a large paper trial of financially. I tried making a Roth IRA with vanguard and they denied my account. So now I’m freaking waiting wasting time. It’s annoying but believe they’re the best so I will wait and keep trying.
I see how you slickly added the “Smash that like button” google search cut scene. Well played!
Amd was a easy stock to buy. They just released new CPU line better than Intel.
Graham – the Martha Stewart was your best joke of all time. Well-timed , hilarious, and honest.
Hi Graham what do you think of the Motley Fool, for picking stocks
Invest in C R Y P T O
One of your best videos Graham. You didn’t need to ask to smash the like button on that one. Great content 👍
I just hit that subscribe button!
“She’s like a honey badger and just doesn’t give a fu- All she does is set 200 dollars a month to automatically invest in the stock market.” 😂😂😂
Personal finance club is probably one of the best pages on IG Jeremy posts gold
Gray-ham, you gotta relax on telling us to hit the like button on your videos. I think I counted 4 times? Therefore, I hit the like button 4 times 😏
Graham: Please make a video on multi-level/Network marketing. I feel you could really put a word out to those looking to make extra income and might end up getting in bigger debt/loss. I have lost significant amount of money trying to do that. I wish I could put a word out to the world and warn them. Please please!!!
Not putting more money into bitconnect 😔
No regrets here. All in on bitcoin with over 100% returns.
Would it be smart to invest with Robinhood long term?
Why should I use Dollar Cost Averaging if Lump Sum Investing ( “one shot” ) is usually a better strategy ?
https://www.morningstar.com.au/learn/article/the-dollar-cost-averaging-myth-why-lump-sum-i/197410
i have lost the $10,000 in my demo account, i have used a lot of strategies i saw on youtube and read up online, but its rare to make any wins, what will you advice me to do as a novice, which startegy should i focus on and master..?
He’s an account manager he trade world wide
Is he really good as they said, i have been hearing about his strategy all over the internet I want to give him a try.. ❤️😘❤️😘💞😍
Hey vandana your winning is sure i can vow for that, You have no worries trading with peter Dennis
I can vow for that too I trade with peter Dennis, he’s so reliable you will make great profit with peter Dennis.
Buy the sp500 index and hold it. Period.
Dude. I really like your videos BUT you get a thumbs down every time I watch for all the ads you put in the video. Cut those to maybe one or zero and I’d be happy to smash that like button.
Could you post the link to the Reddit post you mention on return and timing strategies
Just found your videos today and watched 4 in a row! Thanks for the advice.
I was wondering what brokerage service you’d recommend for a first time investor that is looking to purchase individual stocks. I don’t have a lot of money, but I want to start experimenting with stocks so I can educate myself for the future.
Thanks again for the info.
Respectfully,
Jacob H Rhoads.
I’m simple. If you can make me laugh, you get a like. Your “subtle” suggestions are hilarious. Keep up the great content!
Graham, Do you have LLC?
Still a fanatic of these occasional news based updates.
10:54… What a burn.
In 2020 I am going invest that much that going break my bank account
Good God, why did I cancel my YouTube Premium membership? There are literally like 3-5 ads/video.
You have provided me so much value, I am forever grateful for this.
I must return the favor through becoming the best version of myself and doing the same for the rest of humanity; that starts with me being humble and having humility since I have not achieved a fraction of what I wish to achieve.
The question is is it better to max both my 401k and Roth IRA or use that 20k for a real estate down payment via renters?
He will help you
so grateful I am now in a position to live my dream life all thanks to the help of, just Google with no spaces *E a s y L a p t o p L i f e .c o m*
anyone that has a smartphone can make money from home with *E a s y L a p t o p L i f e .c o m*
Thank you Graham, people really need to stop gambling and start investing 😀
When you invest in s&p 500, do you continue to invest monthly, over years, within the same one? Or do you invest in multiple s&p 500’s monthly?
What’s the app equivalent to robinhood available in Europe? or is it true that robinhood is launching in europe in the upcoming months? The ones I’ve seen had crazy fees or dodgy non-user friendly apps (asking from Dublin)
I’m not sure when its going to pop off but consumer debt. I make my money off selling options to people like GUH. So the actual prices don’t matter to me. I currently have no long positions and I’m just waiting to see if I get assigned.
Great video! To avoid all those mistakes, there’s a keyword: diversification;
This is the investment philosophy I enjoy the most. And for those who are new to investing: Be careful! Being greedy instead of patient is something that never pays off.
The time-lapse “Beyond Meats/lottery ticket” segment got my “Like” on this one . . . LMAO
Hey congrats on 1 Million Graham, keep up the great work! Definitely gonna implement some of the concepts that you mentioned, just gotta diversify my portfolio more first…
You have really good videos. But you got alot of ads man. Lol
I just realised how much I love this man
What was that video he kept showing of the guy losing money in aapl? I want to watch the original video because his face looks hilarious lol
Wall street bets yolo video!
“Time in the market” beats “Timing the market” 👍👍👍👍
Looks around at the Nikkei, Honk Kong Index, and EM… what goes down is not guaranteed to go back up.
IE the Nikkei (Japanese Index) peaked in 1991 and hasn’t come close to come back to break even 30 years later.
There is no guarantee that the US indexes wind go this route, and some other index in the world takes over as the prominent Index.
Normalcy bias is dangerous
Does anyone have any information on Fundrise? I am looking at options for real estate investment and come across this, looking to find out if others are using this…thanks!
This was my first year investing and I put all my money on AMD when it was @ 17.5$. I came across this channel and I sold my stock and placed it all in a Vanguard high divided fund. Thanks Graham!
The next great recession will probably be the US national debt because it is not running in over a trillion dollars deficit 2:10
I really wanted to invest in and since 2016 but I still need to wait 3 more months until I’m 18 5:20
Hey gram! This is a long shot but I have a question for you . Hopefully you see this msg. What is the proper way of going if I see a house I am interested but the seller is no longer list their property. It was initially “sell by owner” and I want to go and drop a letter to him to see if he’s still interested in selling the house without an agent. Save him the listing price and hopefully get me a good deal:) thanks !
13:37 “That’s what she said” 🤣🤣🤣
Trying to find that investment analysis by jershneid. I can’t find it. Anyone help me out please!
invest in the sneaker market shits going crazy
a recession will happen the same moment that no one thinks there will ever be a recession. if only the market was as natural as we assume…its really a play on human psychology from the tops on the financial institutions.
I would like to buy that desk lamp behind you. Where did you get it? Asking for my mom. lol
And that’s what she said!
Nice
Can somebody tell me what he was referring to when he said “medical you know what stocks”?
Blacky McBlackyBlack marijuana
I regret not buying a Tesla for $78.
Medical what?
My biggest regret is not investing in bitcoin in 2012 😢
I need a Canadian version of this! My son and i love these videos
Like for the that’s what she said joke 😀
Honestly, 2019 was an excellent year for us. We moved out of our first home, into a 3x larger home for our growing family with little money down. We took advantage of NY’s remodel program where they give you grant money to remodel a home that’s vacant. We now have 5 doors, living for free, while my wife is at home with the kids. We only started on this REI path in late 2018 and now it’s completely taken over our lives. The biggest regret in life is not doing it. Everything is permissible. Mercilessly invest everything you can, you will later thank yourself
Here is a little more detail:
http://investingpirate.com/2019/11/01/creative-financing-and-our-home/
The regret I hear from most people is that they wish they started investing sooner! Best time to plant a tree is 20 years ago – the second best time is today!
Good companies raise there dividends in reccsion 🤷🏻♂️
Graham: That’s what she said
Me: *Smashes the Like button*
I don’t always hit the like button, but when i do, it’s bc of statements like 13:41 xD
Recession will be in 2023/2024 and be worse then the last one, I guarantee it. Keep investing until then and make sure you have 6-12 months of living expenses in cash.
8:35 and she doesent give a f… xDDD
Real Estate > Stock Market… by a long shot IMO
13:37 BRUH
10:57 medical what? medical mary jane? medical pot? medical marijuana? OH NO DON’T SAY THAT!
on etoro there are overnight fees even for x1 leverage on indexes 🙁
Is it standard on every platform ? It kind of eats away at your profits to keep long term.
Some platform recommendations for long term index investing for europeans ?
Fear mongering. I love it.
When you talk about investing in compound interest. Is it then thrue the s&p500 you’re talking about. Sorry I’m not the smartest trader i am only 12🙈.
I like your videos Graham, but if you ever read this, be careful with your wording in calling the 2008 “the biggest opportunity” since that “opportunity” came from people losing all they got.
“That’s what she said.” Almost fell out of my chair at that point (replayed it to be sure I heard it correctly!). Wonderful video… and I made sure to hit the Like and Subscribe buttons! Thanks.
Graham: Good video, BUT, Martha Stewart was never convicted of doing anything illegal pertaining to stock trading. The FBI charges were dropped, so, why perpetuate a myth? A mea culpa is in order. At the trial, the FBI found she acted upon the advice of her Merrill Lynch financial advisor (who told Martha he was selling the same stock she held), which does NOT define insider trading. Needing to save face, the FBI turned this into a political hit job instead of admitting they were wrong, deciding to charge Martha for obstruction (sound familiar) and she ended up serving 5 months and “home confinement”. Martha is a great chef, but, she wasn’t “cooking the books”.
So true, excellent video!
Love the Google search. 😄
That’s what she said 😂😂
I invest all my savings in one go. And now i dnt have more to put in…how do i buy more aggressively?
the best part about stephan’s videos is the funniest & different way to smash the like button, just like everybody should be doing for my comment for the youtube algo.
8:00 👍
you asked us too many times this time to smash the like button
I destroyed the like button but now I can’t click it xd
my bigest regreat is to not have invested in DogeCoin
welcome to 2021
Buy and hold. That is it!
“2008 was a once and a lifetime” Me watching in April 2020: 😑
2:15 aged very poorly, very quickly.
Not really. The drop we saw was under 35%.
After a succession of payments from Alec Payden, it is ok to say that the individual is legitimate, I have no doubt going ahead with him, he even turned down my gift token and asked me to to give it to charity saying, “God has given him all that he needs, use him as a vessel and help those one need.
It’s been an honor working with Alec as well. He’s ever consistent.
Does he really trade for people?
I was tutored on averaging down and actuarial analysis by Alec some days back. There’s no way I’m not turning pro before the year’s end.
Spectacular trader. It’s been nothing but profits for over a year and some months.
Yes, he does trade for people with a 25% Commission.
Guh
I outperformed all investors in 2018 bc I was 17 and couldn’t open a brokerage account and barely knew anything about the stock market
YES!!!!!!!!!!!!!!!!!!
If only graham new what was coming in 2020..