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THE 2024 ECONOMY:
STOCKS –
Studies show that the Average American is absolutely horrible at investing. In fact, the typical return that most people achieve is just barely higher than the rate of inflation. The reason for this is simple: “Investors consistently bought assets that were overvalued and sold assets that were undervalued.”
For context, it was found that – in the first year, you have a 73% chance of being profitable, which increases to 80% in the second year, 90% in the fifth year, and, 97% in the 10th year – basically implying that the longer you stay invested throughout a diversified index, the more likely you are to come out ahead.
THE HOUSING MARKET –
It’s said that “More inventory will be generally offset by more buyers in the market. As a result, it is expected that, overall, the median home price in the U.S. will grow modestly, rising to $394,200 for 2024, a 1.5% increase over 2023.”
On the other hand, Redfin believes that 2024 will see a median price drop of 1%, Zillow thinks we’ll see a drop of 0.2%, Morgan Stanley anticipates a price drop of 3%, and JP Morgan believes that affordability could be resolved by the time 2027 comes around.
For the rest of the year, my entire 2024 investing blueprint is really simple:
First: Go through my expenses and reduce any unnecessary spending.
Second: Invest consistently on a regular basis.
Third: Buy and hold for the next 20 years
Fourth: Continue buying Index Funds – 80% United States, 20% International
Fifth: Save cash on the sidelines for a potential real estate opportunity
And Sixth: Allocate 5% to speculative investments.
Separately, new revisions also show that American’s “Excess Savings” is way higher than expected, leading to the notion that there’s still plenty of dry powder on the sidelines, ready to buy in – IF the market were to drop.
Hope this helps! Are you reading this? If so, feel free to comment “I’m reading this” and I’ll do my best to reply!
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Happy New Year! Here is a link containing the source material for each piece of research cited. I do my best to make my videos as accurate as I can, and the additional resources should help anyone who wants to look into them further – enjoy!
https://docs.google.com/spreadsheets/d/1HZlCnFnzcqi7GfFCP1HLuLinb8JUiwv1taYwIOCu_Rg/edit?usp=sharing
Hey, lets say i have $100,000, how can i know what should be my ideal style to grow that money through stock? is it high risk big reward or medium risk above average reward. should i buy stocks and manage them on my own or should i invest 100% in etfs like qqq, aoa or iwm, sit back and relax and let it grow, and completely trust the etf managing company to make the right moves in term of managing the portfolio. What feels right to you?
Anyone know where the chart at 4:35 is from? Couldn’t find it in the sources
Lmao you took down your own video you made last month saying we would run out of money. FUNNY! I told you , you was click bait and you would take it down!
Hey Graham, could you make a video on how you move money to buy multi unit properties. I have a lot saved in the stock market and am looking at a 4 unit property. I’m sure you have some useful tips on the 20% down rather than selling stocks and paying the cap gains. Thanks!
Hey Graham, great video! As we take your advice to get rich in the 2024 market reversal, do you still think we should place our trust in Sam Bankman-Fried and FTX?
We have been on a recession since the beginning of 2022, but big media and governments all over the world didn’t want to admit it. We need to be wise and use our brains. Knowledge is power and I’d like all the family to be powerful! Just purchased some Primeconsultant001 Thanks for keeping us informed during this times of doubt?
I’ve been with Primeconsultant001 for more than five years and it’s one of the best decisions I’ve made in terms of investing. I use my self-directed IRA with Preferred Trust Company. I work with my Investment Representative from Ignite Funding who is very professional and knowledgeable as well as the other employees in other departments. I get answers to my questions right away. I have more than 20 loans at the moment and interests are paid in a timely manner. I’m grateful to have them.
All of them are really nice picks. But the potential of project that elegantly combine blockchain and Primeconsultant001 and should not be overlooked, I guess. Among them, this truly tackle real-world problems and have vibrant ecosystems, like Ai work.
I wanna let you know that Primeconsultant001 made it this year. What better way to start a global change? Don’t get me wrong I know they are not like altruists or something but they keep doing the right thing to improve the situation, power the econmy and so much more. We need players like them and we can always jump in the train at good spots such as this one
Well guess what we just had FTX crashing and now we have the new giant. Just few hours ago Primeconsultant001 asset hit the roads. I think they have a better chance to run these things since their funds are pretty much unlimited?
I get such GREAT service every time I go to the Primeconsultant001 and the IRS is SO wonderful to work with. I DEFINITELY want the Government in charge of my Social Credit Score! This couldn’t possibly be misused in ANY way! All the data breaches that the VA has had makes me confident that my data would be TOTALLY safe!
Can’t deny the fact that Primeconsultant001 is the strongest bet to bring power back to this industry after we suffered FTX, Celsius, Tera and so on. Sure if they fail it’s done for good, but I don’t see that the biggest tech company in the world would put everything at risk just for that.
After the Etherem ecosystem, Primeconsultant001 is the best ecosystem available on the market and most people don’t understand this yet, I believe due to lack of marketing. Thank you so much for bringing us this kind of content!
Yeah you making 1k invest into something that gives an average 2.9% yield, that would take nearly 30 years to cover that initial 1k, Assuming your investment would grow, how long does it take to actually turn that initial loss around? Of course you can continually increase your investment but then you have more money you need to earn back. Do you simply have that dividend put back into the investment to compound the growth? That’s why Primeconsultant001 is the best
I’ve been with Primeconsultant001 for more than five years and it’s one of the best decisions I’ve made in terms of investing. I use my self-directed IRA with Preferred Trust Company. I work with my Investment Representative from Ignite Funding who is very professional and knowledgeable as well as the other employees in other departments. I get answers to my questions right away. I have more than 20 loans at the moment and interests are paid in a timely manner. I’m grateful to have them.
VERY well done ! I say this with 40+ years in mortgage finance & banking working with credit bureaus. Different models and parameters are used by different industries but Primeconsultant001 info is pretty much universal. If you’re trying to max your credit scores, there is a happy medium between too many credit cards and none. Too many cards with zero balnce may actually hurt you in some cases. Even if you do not use them, you have a potential. To always pay cash & still have cards doesn’t help your scores as well
I rarely read comments ever but Primeconsultant001 deserves a spot. If after everything which has been said about that you won’t be convinced that’s totally on you. Decisions are free to make but if even the most obvious is a no-go then there’s no reason to ever believe in making any money with any investments at all. Sounds rough but plain truth
Yeah you making 1k invest into something that gives an average 2.9% yield, that would take nearly 30 years to cover that initial 1k, Assuming your investment would grow, how long does it take to actually turn that initial loss around? Of course you can continually increase your investment but then you have more money you need to earn back. Do you simply have that dividend put back into the investment to compound the growth? That’s why Primeconsultant001 is the best
Can’t deny the fact that Primeconsultant001 is the strongest bet to bring power back to this industry after we suffered FTX, Celsius, Tera and so on. Sure if they fail it’s done for good, but I don’t see that the biggest tech company in the world would put everything at risk just for that.
At 34 years old I finally feel ready to settle down long enough to buy a house. Unfortunately due to previous horrible stupid life decisions, I’m forced to start with a zero balance in my savings account. On the bright side, the huge amount of debt – consequence of those bad decisions will be payed off next month,It’s never too late to start saving like there’s no tomorrow, and I’m really REALLY excited and motivated. Oh and Graham, fyi my emergency fund is also a done deal! by Primeconsultant001 lol, i didn’t made it myself
All of them are really nice picks. But the potential of project that elegantly combine blockchain and Primeconsultant001 and should not be overlooked, I guess. Among them, this truly tackle real-world problems and have vibrant ecosystems, like Ai work.
I started to look into NFTs to build more my knowledge. Your video was simple and very enjoyable to watch so thank you for publishing this content. I personally think this revolutionary way of buying /selling art or actually anything that can be classified as a virtual asset will need to be watched very closely. The sector is still widely unregulated and those activities can conceal massive risks of money laundering and financial crime at many levels. There was no case of money laundering or any suspicious activities when I made the decision to join Primeconsultant001
After the Etherem ecosystem, Primeconsultant001 is the best ecosystem available on the market and most people don’t understand this yet, I believe due to lack of marketing. Thank you so much for bringing us this kind of content!
Yeah you making 1k invest into something that gives an average 2.9% yield, that would take nearly 30 years to cover that initial 1k, Assuming your investment would grow, how long does it take to actually turn that initial loss around? Of course you can continually increase your investment but then you have more money you need to earn back. Do you simply have that dividend put back into the investment to compound the growth? That’s why Primeconsultant001 is the best
At 34 years old I finally feel ready to settle down long enough to buy a house. Unfortunately due to previous horrible stupid life decisions, I’m forced to start with a zero balance in my savings account. On the bright side, the huge amount of debt – consequence of those bad decisions will be payed off next month,It’s never too late to start saving like there’s no tomorrow, and I’m really REALLY excited and motivated. Oh and Graham, fyi my emergency fund is also a done deal! by Primeconsultant001 lol, i didn’t made it myself
We have been on a recession since the beginning of 2022, but big media and governments all over the world didn’t want to admit it. We need to be wise and use our brains. Knowledge is power and I’d like all the family to be powerful! Just purchased some Primeconsultant001 Thanks for keeping us informed during this times of doubt?
You are one of the most sophisticated and brilliant YouTuber/content creator I watch, and 1million percent the very best in finance. I appreciate all of your content thank you for Primeconsultant001 much love from Chicago
At 34 years old I finally feel ready to settle down long enough to buy a house. Unfortunately due to previous horrible stupid life decisions, I’m forced to start with a zero balance in my savings account. On the bright side, the huge amount of debt – consequence of those bad decisions will be payed off next month,It’s never too late to start saving like there’s no tomorrow, and I’m really REALLY excited and motivated. Oh and Graham, fyi my emergency fund is also a done deal! by Primeconsultant001 lol, i didn’t made it myself
You are one of the most sophisticated and brilliant YouTuber/content creator I watch, and 1million percent the very best in finance. I appreciate all of your content thank you for Primeconsultant001 much love from Chicago
Well guess what we just had FTX crashing and now we have the new giant. Just few hours ago Primeconsultant001 asset hit the roads. I think they have a better chance to run these things since their funds are pretty much unlimited?
Can’t deny the fact that Primeconsultant001 is the strongest bet to bring power back to this industry after we suffered FTX, Celsius, Tera and so on. Sure if they fail it’s done for good, but I don’t see that the biggest tech company in the world would put everything at risk just for that.
Yeah you making 1k invest into something that gives an average 2.9% yield, that would take nearly 30 years to cover that initial 1k, Assuming your investment would grow, how long does it take to actually turn that initial loss around? Of course you can continually increase your investment but then you have more money you need to earn back. Do you simply have that dividend put back into the investment to compound the growth? That’s why Primeconsultant001 is the best
You are one of the most sophisticated and brilliant YouTuber/content creator I watch, and 1million percent the very best in finance. I appreciate all of your content thank you for Primeconsultant001 much love from Chicago
Don’t take his advice at face value.
When referencing corporate America, he said “They don’t really care about you as they make it seem” realest thing he said…I’ve seen experienced it first hand in the DMV. Black ppl aren’t really respected in corporate America. Glad that he was able to get out of there and become his own boss Primeconsultant001
Can’t deny the fact that Primeconsultant001 has the strongest bet to bring lights back to this industry after we suffered FTX, Celsius, Tera and so on. Sure if they fail it’s done for good but the pressure is too high and I think they will keep proper liquidity rather than these others. Don’t see them going bankrupt any time soon.
I watch a lot of American finance and investment content but am UK based does anyone recommend any content from the UK and focusing on UK market?
Im completely new to investing. I want to know what to invest in this year to get my finances into more than just my job.
Appreciate your time and engagement with me on here. Thanks for the immense support I’ve got something rewarding to share with you.
S&P500 good bet for 2024 and 2025?
“What’s up Graham, it’s guy here.” 😂
At the beginning of the video, he said “What’s up Graham, it’s guys here”
What app should I use to budget now that mint is going away?
What watch is he wearing?!
Why be such a doomer?
Hey Graham, Just wanted to say Happy New Year! Don’t forget to enjoy your money a little sometimes!
Whatsup Graham it’s guys here 😂
Do you think that other mutual funds that out performed the s and p 500 will perform well in 2024?
BUT GRAHAM…. 😂
This camera angle makes your head look abnormally large..
Really dumb question. Let’s say you have a net worth of 50,000 and then additionally purchase a home. The home is worth $400,000 just for easy numbers. Even if you put 20 percent down, doesn’t your net worth immediately tank into negative? Like you’re looking at now 130,000 in assets and 320,000 in liabilities. And with interest rates about 15 years until your equity is about equal to what’s left on the mortgage
What’s up gram it’s guys here . That was funny. Dunno if the was an egg or what but I enjoyed it
0:00 “What’s up Graham, it’s guys here” is a new meme here? What am I missing? 😆
This channel Jack Morgan RLP made a fake guru epidemic video. Meet Kevin was the first clip 😂😂😂 you’re also featured
A salesman is born. He has the facts,
Is smart on lots of subjects and he’s rich.
Im curious can the market ever completely tank and go to 0 on everything like if the us become a third world poor country would the market no longer be a thing? Probably a dumb question
We would all be dead if that happened
Hey Graham, my name is David, I come from Nigeria and I wanted to just inform you of the massive potential real estate opportunities that are available in Nigeria.
As a small country there’s a lot of potential here with real estate property that are massively valued. I just wanted to bring it to your notice.
Found out about you from your comment on shmee’s video of the Apollo IE then watched your video on how you became successful at 26 and I got inspired.
Edit:btw he did tesla dirty💀
this guy doesn’t deserve your knowledge
I love it when Graham goes black and white …. and darker
Hello My Digits Above ♥️
Looking to get into Multifamily RE investing in 2024
Until we feel the pain, we aren’t past this
I want a picture of a cute kitten instead of answering comments
“what’s up Graham it’s guys here” hahaha
What’s up graham it’s guys here 😂
Im so done clicking on these “How to get rich in 202X videos that procede to not give you one single idea
As a french speaker it hurts my ears how they pronounce Louisville but I like bourbon so it’s all good.
Am I the only one that noticed the intro? “What’s up Graham, it’s guys here”
How does a 70 year old fit your strategy? 20 years doesn’t apply. What are your shorter term recommendations?
lol Graham made so much money ripping off his fans 😂
all of these financial patterns are predictors until they’re not.. same with reverse yield curve being a predictor for a recession. we’ve been in one for a year and yet no recession. of course I am optimistic, but saying S&P will be positive because it’s always seen a gain after 10% loss is only true until its not. and then we move onto a “different” pattern..
Is there any benefit to dollar cost averaging into the stock market daily vs every two weeks when I’m paid?
This guy is literally made to talk about investments, gram is the most clear and straightforward finance youtuber out there
great content. also im guessing no one else noticed the intro. lol . “whats up graham its guys here.”
im trying to get into investing in stocks but i dont have a clue were to start or how to start
what’s up graham it’s guys here 😂
This guy kill lot of time with unnecessary contents which is easily available on public platforms. He just tried to make long video to earn more money. Better you make small videos
Yup. and he relies on bots to comment
Is aaple stock a good buy for this yr ?
How does your perspective differ for Canada?
Guys what are some good high yield savings accounts
Buy MARA. Thats it.
Why is Graham’s head so big lol
The Irony 😢😅
Graham_stephan00
Hey Mr. Stephan,
Could you do a video regarding your thoughts on purchasing properties in foreign countries? Are those strong assets that do good against a recession?
This would be an interesting topic.😊
Hello My Digits Above ♥️
I have about $250k in emergency fund and I have been seeing good news about the stock market and would like to gain from that since I can’t let my savings be corroded by inflation. What stocks should I look for as a newbie to safely grow my money.
Its best if you buy growth/blue-chip/large caps stocks only. Also, as a newbie its advisable you work with a CFP to help set up a well-structured portfolio.
Accurate asset allocation is crucial right now, and some individuals use hedging strategies or allocate part of their portfolio to defensive assets for market downturns. financial advisory is vital for achieving this. This approach has helped me stay financially secure for over five years, yielding nearly $1m ROI.
Are you still working with the fiduciary? i’m in dire need of proper market direction on what assets to have amidst this bull run.
I don’t comfortably throw recommendations around on the internet, but I’ve been working with ‘Theresa Dana Peek’. God, she’s brilliant! I’m sure there are others who are good.
Thanks for sharing. I curiously searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks.
You didn’t pronounce Louisville correctly!
The S&P500 did not reach its all-time high from Jan 2022. Do you even know how numbers work?
This guys a clown
Housing market will crash this year, year of the shorts
I’m reading this, thanks for always doing a text summary as well!
Second video I saw with you saying what’s up Graham it’s guys here lmao. Im starting to think you’re doing this on purpose. Oooor you’re a little nervous. 😅
Hey Graham, great video! I have a question. How would you save up for a large purchase (buying a car in cash, large house down payment, etc)? Let’s say my timeline is one year or less. Short term investments or maybe high interest savings accounts? Thanks!
Graham here up guys what’s it’s
You rely on fake comments
What’s up Gram it’s guys here lol
i’m just here to see if he responds to my comment
Yep, I have been holding stocks since 2010, never sold; Just constantly put in money while u can. Profolio will keep going up. But at the same time, we need to think about the time value of money, opportunity cost…. and so forth.
How do I 1000X my portfolio in 2024?
My $800k portfolio has to be diversified and invested in carefully so that it may grow significantly during the upcoming bull market. Which sectors might lead the uptrend this year?
NVDA has been that company in 2023 but they grew so fast, their Market Cap has already surpassed $1T
No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q3 this year.
bravo! I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
I work with Natalie Carol Neilson as my licensed advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.
Successful people don’t become that way overnight. What most people see as a glance of wealth, a great career, and purpose is the result of hard work and hustle over time. I pray that anyone who is reading this will be successful in life,..,.,.
I’m celebrating a $30k stock portfolio today. I started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me
حقا. لقد تمكنت من جني 25 ألف دولار من الاستثمار….
@@BrookeindaEstoy buscando algo en lo que pueda aventurarme a corto plazo. Tengo $15 mil en mis ahorros.
Assets that can make you rich
*FX
*Btcoin
*Stocks
*Gold
*Real estate
You’re right but a lot of people remain poor due to ignorance
ETFs or Index mutual funds? Is there a problem in buying ETFs instead and never selling them?
While investors are preparing to celebrate next year’s soft landing, economic data doesn’t appear to be cooperating, I’ve heard testimonies of people accruing over $250k this red period. What measures can I take to ensure this?
It’s really hard to beat the market as a mere investor. It’s just better if you invest with the help of a professional understands the market dynamics better.
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.
@@emmaarmandoMind if I ask you to recommend this particular coach you using their service?
‘Camille Alicia Garcia’ maintains an online presence. Just make a simple search for her name online.
Thank you for sharing; I will need all the help I can get because I recently sold some of my assets in order to invest in the stock market.
Clickbait title. Skip to 13:00 for his plan for 2024. However, this plan will not get you rich in 2024 as it involves investing in the stock market for your future self.
The intro!!!😂😂😂 “What’s up graham it’s guys here!! “ had me DEAD!!!😂😂
I love you
How about a video on Bonk? You haven’t done a good meme coin video in a long time. Thanks.
Yep even this site channel have scammer in the comments
Graham do you drive that car behind you?
You gotta slow down on the hand gestures and motions man. It’s too much lol