Get free life insurance quotes from America’s top insurers and start saving today with Policygenius: https://Policygenius.com/graham | Thanks to Policygenius for sponsoring this video! Let’s discuss the Federal Reserve Rate Cut and what this means for the stock market, housing prices, and your money | Add me on Instagram: GPStephan
GET MY WEEKLY EMAIL MARKET RECAP NEWSLETTER: http://grahamstephan.com/newsletter
THE AUGUST INFLATION REPORT:
It was just reported that inflation only rose by 0.2% in August, which was the lowest level since February of 2021. This effectively puts the 12-month inflation rate at just 2.5%, with Energy being one of the main culprits, having fallen 4%. On top of that, Used Cars and Trucks have declined 10%, new vehicles are down 1.2%, and oil is down 12.1% over a year.
THE STOCK MARKET:
Since the market is always forward-looking, stocks might sell off because rate hikes have already been priced in. For instance, one Investing.com analysis made the argument that investors “front-run” and anticipate future rate hikes – or cuts – and therefore, everything that happened today is already factored into where it’s trading. In terms of what’s most likely to happen in the future, history tells us that it all depends on whether or not we avoid a recession, which means according to all of the data, it appears as though rate cuts do not make AS BIG of a difference as people make it out to be, compared to the overall health of the economy.
HOUSING PRICES:
The good news – for buyers – is that prices are starting to get cut. A recent report found that “The share of available listings that saw a price cut in July rose to 18.9%, causing the median price to fall from $445,000 to $439,000.” Realtor dot com says there are two reasons for this: First, interest rates remain higher than expected (which means less buyer activity) and, two, a lot of would-be buyers are holding out for lower mortgage rates in the future – so, sellers are reducing their prices to entice them back.
In terms of rental prices, new data found that one-in-three property managers offered a concession on rents amid a glut of supply. Apparently, multi-family construction is on the rise, with “more units completed in June than in any month in nearly 50 years.”
The YouTube Creator Academy:
Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://the-real-estate-agent-academy.teachable.com/p/the-youtube-creator-academy/?product_id=1010756&coupon_code=100OFF – $100 OFF WITH CODE 100OFF
My ENTIRE Camera and Recording Equipment:
https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB
For business inquiries, you can reach me at grahamstephanbusiness@gmail.com
*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice.
-Get free life insurance quotes from America’s top insurers and start saving today with Policygenius: https://Policygenius.com/graham
-Here is a link containing the source material for each piece of research cited. I do my best to make my videos as accurate as I can, and the additional resources should help anyone who wants to look into them further – enjoy! https://docs.google.com/spreadsheets/d/1tc8aOfMzLF3AJvUIH6aZB9AguTwn3i7aUJh3J7wMaRo/edit?usp=sharing
Too late
But can I get life insurance BEFORE I die, so its not death insurance?
The Federal Reserve cut down 0.5% is only a maneuver to help Democrats in the November election. The inflation is in no way going down.
What do you need to know is how the Federal Reserve was created and who signed the bill.
Federal Reserve is as federal as Federal Express.
I think the Posters Personal Assistant Coach Hilder trades for everyone I meet. I met her twice at a meeting in Connecticut and after her lectures from her. I had to personally ask her to be my financial advisor. she is definitely good.
I have never seen a trader as open and transparent as Coach Hilder with her clients. The way she decides to make a profit for her clients. she allows you to express your fears and she still rests your fears and that is my respect. I don’t normally comment on videos, but this word should be included. she is really cool.
Jackson Melissa Hernandez Dorothy Garcia Mark
Just an example….
Up by 400%
Then telling people it is stopping or going down by 300%- 250%
When it should around 150%-200% only…..
They are just playing 😂😂😂
Hearing stuff like this makes me want to become a drug dealer
You look quite devastated, as if you didn’t get much sleep or are going through something. Wish you all the best, really enjoy your content!
He looks a little sick. Hope he feels better
Probably worried about the tax on unrealized capital gains if you-know-who gets elected.
Right before elections ? Interesting
Ready for homes to sky rocket again…lets go another 40% with rate cutes
I feel like every body is pulling theese real estate stats out of their a**. Hear different stats everyday “prices are flat, going up still, getting cut” 😂😂😂
I don’t cover Bitcoin, except for that one time I was sponsored by FTX.
Price goes up smaller portions of food makes sense
hyperinflation is coming be ready gold is the new king
I really like this format. Finance news. I don’t think anyone’s really doing this
Ahh 2008 again..cool
Bro it’s half a point…foh with this clickbait
You also have the simple fact that during a high inflationary environment money looks to go to safe Haven’s, which are usually the top 500 companies so eventually that money is going to look to be more risk on and will flow downstream in the markets. that’s usually why you get the S&P 500 that takes a hit because money, flushes out into the market as capital becomes more available for smaller companies at better rates borrow, and help them grow faster.
Stocks only go up? *Nice try Diddy*
We’re getting to the point where even very. Cheap energy prices won’t help what is wrong with people who vote for Harris
Everyone just trade usd/jpy it will go up 160, then drop below 103 after the election. Don’t miss out it’s your only chance to make 😊significant gains.
how is a .5% rate cut huge?
Haha Kamala accepting Coinbase donations 💀
What about the inverted yield curve? Heard something bout it and rate cuts
Graham were you crying before you made the video?
He was forced to make/upload this video before the election
Your hand movement while you speak is so frequent that it distracts from what you’re saying instead of emphasizing your points.
I love how the thumbnail assumes the fed doesn’t just charge us for our own money because we gave them sovereignty over our own currency.
They can’t print gold
When things get bad, and the FED cuts the rates, it is so more people will borrow and lean on debt to keep going. Then rates go up after a lot of debt is accumulated. Now they have you trapped into paying higher rates and you can’t pay it all back in time. It’s a debt trap, and they set this trap every 8-10 years. The population is a slave to the banks. Avoid debt if at all possible.
Liked and subbed for the Matthew Broderick of Finance. 😂
Timing is weird! Rates dropping 45 days before the election? Hmmmm…….
Gas went up for some reason. This cut has not done anything. I’m voting for trump. I’m done with this economy
HOW DO I GET THE ALGORITHM TO STOP RECOMMENDING YOUR VIDEOS TO ME??
This is a good video that explains more about how broad aspects of the nations economy work and how they’re intertwined. Most people I meet are just chalking it up to the presidential election which has little to do with what I’m going to do with my money in the next few years. I appreciate your insight and explanations Graham!
Mid-west here, houses are not coming down. This is going to make them go higher. I already can’t compete with all the cash buying investors. I was hoping interest rates were going to stay the same till I could rebuild my down payment again because the hiccup requires an extra 6k with the MLM lawsuit,
Did you know all knowledge is from mushrooms?
I’m no historian but in the 1920s wasn’t it the roaring 20s and 2020 it was COVID-19 and then we get our stimulus checks and after the 1920s was what The great depression and then we went into a World War we’re cutting rates there’s war going on in the East sounds like histories repeating itself😅😅
Everything in their power to keep the deep state in power
I just saw that many companies aren’t posting jobs. They’re giving them to “immigrants” to fulfill diversity goals.
I can see it on your face, Graham.
Go get some sleep, my guy.
Rest up for a few days.
What sort of impact do you think this will have on my high yield savings account. I’m having a hard time finding an answer to this question.
I’m waiting to refinance my house to get the payments down. Think it’d be better to wait until December to see if additional cuts are going to happen?
Straight to the point!
We’re already in a recession and have been for a while now..
the economy is not “fine” when every time i go to the grocery store, all the cheap lucerne milk gallons are sold out (basically all of last week), all the more expensive brands of milk are overstocked
Would it be wise to stop contributing to your 401k?
“Cutting interest rates is bad”. What a weird take.
Optimistic here 🎉
Nothing will change
As an agent yourself, how you think this would impact the market for agents; and also the revenues for those agents being buyers representatives?
RIP HYSA’s
Graham Stephan our King 👑
I literally liked and subscribed bc you put in the effort to make this quality video so quickly. Nice. Thank you.
Not Graham mispronouncing Kamala. Oh no
It’s $85 for a big case of eggs at the chefs store
Vote Trump he’s our only chance out of this mess
What a bailout
What a pitty
El corte Inglés
I think it’s all a publicity stunt. To be like “look Harris lowered the rates you should vote for her”
Seems like every presidential election they do this
They’ll artificially drive interest rates down right before the election to sweeten Kamala as a candidate. Then a few short months later there will be a massive rebound and tank. They do this with the stock market too. Don’t be fooled people. It is only temporary.
Quantum wristwatch swaps 🙂
Did anyone else see “THE STONK MARKET”?
Lmfao. “Trump wants to make the US the bitcoin superpower” and “Kamala accepts donations from coinbase” is a little different lol but I respect Graham for trying to make it neutral
Click bait
Can you do a video on the film industry in hollywood disappearing after the SAG STRIKE… companies have literally vanished.. warnerbros and universal trucks can be seen lining their storage areas up.. we have thousands of union film workers out of work as well as millions in vendor sales down.. LA is being impacted. CA economy is responsible. is another pandemic coming and the elite know????
My favorite market to invest in is the stonk market
Very sus behavior right before the election 😂 don’t be foooled 💀
cutting rates a month before an election?
3:32 Like if you’ve got a STONK on
this is all the confirmation i need to know that ww3 is around the corner.
Ooga booga- when economy is ‘bad’, the benevolent government will save it- ooga booga
Having a central authority control interest rates is why we have the boom and bust cycle
I think there is a huge housing-tech bubble in the bay area which is going to trigger a recession. It started before the pandemic, plans for many single family homes were planned, but went over budget due to inflation. And even when they were built, no one was really living in them because there were less H1B visas being issued. Now in present day, many tech companies are cutting off 10% of their workforce which directly affects the housing. Thousands are applying for single tech jobs to keep living in the US and no tech companies are actively hiring.
brother swapped watches mid shoot
Personally, I think investors will start to seek more market diversification. can i confidently invest about $350k into the financial markets in 2024? I’m still not sure how rates will effect the market just yet, which worries me a lot.
I think investors who are wary of changing market trends should seek out bear market directions from certified strategists/planners. Safer that way
No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q3 2024.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i’m in dire need of proper portfolio allocation
Rebecca Nassar Dunne is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
So we printing more money ?
Why are you Gea?
This title scared me… am about to move my emergency fund into a HYSA and thought that intrest was going to be cut. Wouldn’t have surprised me 🤷
Friendly advice: the amount of hand motions distract from what you’re saying
stop moving your hands so much bro. makin me dizzy
But what’s the catch?
Are you ok dude? you look a bit rough.
bailout from what? lol
Is it just me or does Graham’s eyes infact look funny? 🧐
Rate cut right before elections, interesting.
Wow they did a cut right before the election, NOT ANY TIME BEFORE, but now they do yea okay.🤦 People are so blind
I don’t think you’re doing this on purpose, but it’s disrespectful to refer to the male candidate by his last name and the female candidate by her first name. Wouldn’t it sound odd to talk about “Harris” and “Donald” running for president? Talking about “Trump” and “Kamala” is equally wrong.
Subbed 🫡
Brown Laura Moore Gary Clark Jennifer
Thank you for sharing. Financial education is crucial today to show incredible resilience and discipline in the volatile market, masterfully balancing strategy and insight for success. This dedication to continuous learning is inspiring…managed to grow a nest egg of around 200k to a decent 632k in the space of a few months… I’m especially grateful to Evelyn Infurna, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.
SHE’S MOSTLY ON TELEGRAMS APPS WITH THE BELOW NAME.
@Infurnaevely1
Why does it look like his been crying 😢
Graham I love your content and have been watching you since 2018 but you look like you need some extra sleep
How do you order a what a burger lol?
I will be forever grateful, your channel changed my entire life when I started investing with the platform you told us to invest with during the pandemic. and I will continue to preach your name so that everyone will hear that you saved me from a huge financial debt. Thank you🙏
My husband and I also joined them. And things have changed for us since last year.
How can I reach them ?
on facebook
4Eleven
Fx
350k views for this?
They were forced to lower interest rates. It’s called an election.
Oof, i was going to finance a car 36m 0% interest cause my car is giving me issues. Now im second guessing my self. Would it be a stupid idea?
Will the interest rates get lowered immediately for our savings (CDs)?
Weeeeeeeeeeeeeee
I don’t think you understand that this puts us in hyperinflation which is as bad or worse than stagflation…Putting a bandage on it printing fake money into the system only hurts the poor and middle class. Real estate Prices with begin to hyper-inflate like crazy. Interest rates will mean nothing when the prices are astronomical!
I enjoyed your santa monica vid. but real talk I cant watch this bc of the flashy editing. its one of my pet peeves. more editing doesnt mean better editing. gives me a headache. remember bro, you can still be solid and keep it old school. this flash editing is a trend of many tubers. over it. ill still give thumbs up, but your click rate sorry cant sit through this
Why would anyone listen to these you tube grifters?
This rate cut is just election interference. Don’t be surprised when gas prices drop the last two weeks of October. Any positive economic news coming out from now until election day is bs.
really what price go down?
LOL
How does this make sense if the interest payment on our nations debt is higher than our military’s budget?