GET UP TO $100 OF FREE CRYPTO: Trade Bitcoin, Doge, and other crypto with low fees on FTX. Use my referral code GRAHAM: https://ftx.us/partners/graham – Enjoy! Lets talk about latest Federal Reserve Rate Hike from Jerome Powell – Add me on Instagram: GPStephan
GET YOUR FREE STOCK WORTH UP TO $1000 ON PUBLIC & READ MY THOUGHTS ON THE MARKET – USE CODE GRAHAM: http://www.public.com/graham
NEW BANKROLL COFFEE NOW FOR SALE: http://www.bankrollcoffee.com
GET MY WEEKLY EMAIL MARKET RECAP NEWSLETTER: http://grahamstephan.com/newsletter
The YouTube Creator Academy:
Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://the-real-estate-agent-academy.teachable.com/p/the-youtube-creator-academy/?product_id=1010756&coupon_code=100OFF – $100 OFF WITH CODE 100OFF
THE SEPTEMBER FEDERAL RESERVE MEETING:
They said, that we’re most likely to see ANOTHER 75 basis point rate increase at their NEXT meeting in November, along with another 50 basis point hike in December, putting us at interest rates note last seen since prior to The Great Recession.
In addition to that, they ALSO made it apparent that they expect 2022 to see next to no GDP growth, at just 0.2%…and, have revised every single projection DOWNWARDS…implying that our economy is likely to slow down FURTHER than expected, potentially bringing us through an economic recession.
Because of that, they mentioned that a “SOFT LANDING” will be challenging, and will ultimately depend on how long prices stay high – after all, they understand that inflation is largely driven by supply shocks and various other factors that they have absolutely no control over – so, the longer those issues persist, the worse it’s going to be for OUR economy.
Jerome Powell also said, that it’s also important that they hike rates NOW while earnings are still strong, employment is still high, and the economy can absorb some of the “shock” – than wait too long for the economy to overheat, and then – it’ll be much more difficult to get under control.
In addition to that, they ALSO mentioned that the unemployment rate is LIKELY going to increase in their effort to “restore price stability,” going from 3.8% to 4.4% next year…and, we’re probably going to see fewer job openings until they begin to reverse course…in 2025.
In the mean time, they don’t intend to front load more rate hikes than necessary and “shock the market” to “get it over with”….but, they did say, that the housing market is likely to go through a “correction,” while prices “reset” to a new normal, following higher mortgage rates.
In terms of how much a correction we might see…by definition, it’s a decline between 10 and no more than 20% off peak prices…so, if he’s correct…we could see housing levels come back down to where they were at the beginning of 2021.
OVERALL, though, this entire meeting was rather BEARISH, with a very clear message that: rates are going higher, they’re STAYING higher – for longer…and unemployment is going to INCREASE. This was a very different message than his previous meetings, where – it was mentioned that they’re “committed to fighting inflation,” while waiting a rosy outlook for the future…but this time…not so much.
My ENTIRE Camera and Recording Equipment:
https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB
For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness@gmail.com
*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice. Public Offer valid for U.S. residents 18+ and subject to account approval. There may be other fees associated with trading. See Public.com/disclosures/
The feds biggest tool has always been psychological. I still believe they will pivot. They have to talk a big talk going into midterms for political reasons. IMO, they will find a reason to begin pivoting going into new year.
@Alex S time will tell. There is a lot going on besides inflation. Let’s visit this comment Feb 2023. If the fed isn’t signaling a pivot by then I’ll venmo you 20 bucks 😀
@Alex S and vice versa, deal?
@Alantheus Thompson I’m not talking about the Fed pivoting. They do it all the time. I”m talking about your comment about the fed talking “big talk” for political reasons going into midterms. I’m not sure why you think the Fed is playing politics since they’re Powell can’t be fired prior to the expiration of his term. Can you shed some light for me, and then I’ll share with you what the Fed was actually doing?
@Alex S I would say that politics is non stop. Whether his job is up or not. IMO, He has to stick to the tough narrative so that democrats have a chance at coming out on top of the mid terms. I could be wrong. But please do enlighten me with your thoughts. I am open to, and seek, different views 😀
@Alantheus Thompson You do realize that he was originally picked by Donald Trump and then nominated again by Biden? When the fed makes announcements regarding where they think the fed funds rate will be, or when they talk about open market operations, they’re signaling, not to markets, but to the businesses whose stocks trade on the market. The don’t do this for political reasons, they do it so that the businesses that make up the economy have some degree of clarity around where they can expect interest rates to be 12-18 months down the road. This allows said businesses to plan their capital market operations accordingly. All it comes down to is trying to provide transparency so that businesses and markets don’t freak out the next time they raise rates 75 bps, and so that they have some indication as to what the economic terrain may look like over the mid-term. To your other point, it’s just their expectation given the current data set. You’re right, they can and may pivot if inflation starts to recede, it all depends on the data. Personally, I think Powell is in a really tough position. We have a nasty mix of short supply and too much money. He’s going to have to be more aggressive IMO, but I don’t think he has the balls to do so. I think Bernanke and maybe even Yellen would have been more aggressive.
did China collapse yet?
You forgot the part where they want over a million people to lose their jobs –meaning they can’t afford to pay for rent/food/gas…remember how less than 50% of Americans have $500 in their bank account?? Jesus this system is so inhumane.
Can you review different property management apps that reports the tenants’ rent payments to credit bureaus?
Esusu
Inflation won’t disappear with Diesel at a national average of $5 a gallon. Its gone down around 85 cents, 1/6th from it’s high. Meanwhile, regular gas went down about 30%, or 1.40 a gallon, from a high of $5.01 mid June.
I remember you saying everything will be fine bc of low inventory.
Housing prices will go down, but not crash. 2021 prices aren’t much of a drop compared to the gains they had the year prior to that.
So… this is not a good time to spend my savings on a new BMW?
Dude every single week you come out with a video saying everything is screwed and yet they keep propping the system up. It’s becoming exhausting seeing your videos on the feed.
I did not expect inflation to go down. Inflation has been criminally understated to support policies centered around wealth redistribution for decades. Gas prices went down because we tapped the very limited strategic reserves and those reserves, again, were very limited. Get ready, this is going to be fun. And by fun I mean the very opposite.
The dollar will crash by 2030
@GhostFaceSoldado who doesn’t? Don’t tell me you’re as “naive” as Graham with this whole topic? (No hate)
The only wealth distribution has been from the middle class to the aristocracy.
They got even lower since this terrible administration sent oil from said reserve to Europe to essentially quite those countries about our proxy war with Russia.
What is being seen is that certain sectors are gouging consumers. We know about Fossil fuels. However, car manufacturers and housing manufacturers are likely also. Consumers can shut it all down if they stop buying big ticket items and only buy what they really need. However, in the game financial chess it’s consumers versus producers. And most consumers only know how to play checkers. So the producers and politicians take big advantage of that. So the current key action and word is to stop spending a few months and save. Things will normalize in pricing once gouges realize consumers are not buying over priced products and goods.
It always comes back to supply and demand.
If we can stop demanding all that junk for a few months, smart suppliers will get the message and dial back on the “You have an iPhone 12? LOSER! BUY A NEW iPhone 13 TODAY!!!” garbage. And if they don’t, they will have a warehouse full of surplus inventory they have to get rid of to make room for the new stuff they are still making! Fire Sale prices for those of us who waited a few months!
Yeah it must suck if you need to purchase a car urgently
@Random Channel it does. It does so much. Dealers are absolutely gouging prices to make up for less sales.
Been buying more stocks than I used to. I am prepared for more drops but I am also ready to put more money out there.
“Buying a slice of America’s future at a marked down price.”
There is more downside coming because current economic conditions can
not and will not sustain any meaningful long term bull run for the near future.
It’s not me being bearish for the sake of being bearish. It’s looking at the
overall picture and there’s really nothing overly positive going on right now.
Agreed! What is going on right now is whales pumping and dumping on
retail. Leverage traders getting rekt.
a lot to learn and this video made it easy
Im getting destroyed in My portfolio right now
Join the club my friend 🤞🏼
Yeah, just saw the market and it is what we were expecting, but I am not bothered cuz I have bought $Take and since it listed on CMC it has been having upward movements and I also have some of it staked in TAKEPILE to receive real yields and that should sustain me.
Thoughts?
You should never thank someone with a picture of Jerome powell
So why don’t you go short if you are so negative? Fantastic opportunity, right? Interest rates are still below the inflation rate no matter how you measure them. Seniors living off interest on their life savings have been getting screwed for years.
Um…gas is going back up. Did you miss that?
I flipped all my tokens for the outlier and token dominating in this bear market: TSUKA
Running outa ideas eh
*SPITS OUT COFFEE*
You are watching Financial Collapse in real time.
Inflation is out of our control? Lol um yes it is. Our government CHOSE to spend trillions more than they had to.
I liked your video until you showed the picture of Jerome Powell. Then I disliked
“above the feds control”? who believes this guy?
To those annoyed with the continuous dollar cost averaging advice, would you be bothered by a physical trainer who consistently reminds people to eat healthy and workout?
Market Can Be Crash Any Moment
Better Save The USDTs For Next Purchase.
Please Do Your Own Research Before Sale or Purchase.
Sam bankman fried also has a billion to give to the democratic party for the 2024 election. I hope that Graham isn’t one of these people who leaves California and continues to vote blue.
Man, I’ve been watching you since you showed off your fancy sports car and filmed from your garage. You were such a cheeseball then. Hope life is treating you well!
Gas prices have started to go back up since hitting the low on Wednesday
Disagree. Oil is currently at $78 a barrel which is the lowest in a hot minute. Gas follows oil, and in my area, they have only declined
Doom Slayer: Until the job is done.
Sorry the fed is still printing😊
6:00 👌👌👌
Not one thing in the country has improved since Potsie stole the election. Remember that on election day. EVERYTHING is worse!!!!!
All I hear is what a tremendous job the current administration has done. Highest inflation in 40 years and my 401k has lost 20% Yes I said 20% or 1/5 of its value. Yep, nice job current administration. What’s next? Food lines?
Manufactured “recession” from the beginning.
So pretty much they take the money away, people don’t have money to buy as many products and need to live frugal, high priced products have to lower their prices to get people to buy their products and inflation stops.
Did he say “something they don’t have control of”? The government is the only one that can cause inflation seeing they are the only ones that make money. This isn’t due to anything besides bloated government and it’s spending more than we can even make. They don’t hurt when this happens, you do.
My situation right now, would like some advice. Uncle in law and myself are remodeling his home and my family will live with him. 2508 squft home in a higher status area. Home after remodeling will be worth $550,000 in Houston Texas. I am taking a loan out of $160000 at 5.9% 30 year loan. I plan on renting out the home after he passes and buying another home. What should I be worried about?
Number go down buy, number go up buy 👍 sound advice
anyone know where the graph is on 7:38? im writing a paper on the current economy and that would be very helpful
The fed is evil
Been holding a bunch of cash for a while. I think with today’s dip it’s time to bump up my monthly investment rate.
wait. more discounts to come.
at the very least wait until some of the bad news starts turning good…. unemployment, gdp, and inflation numbers most important… paying attention to the Fed.
@Spencer Guffey If you wait for news to turn good, you’ve already missed the bottom of the market.
@OmniscientlyMe id rather miss the bottom after it’s in rebound mode than miss it while its still in falling knife mode.
who knows how much deeper we have to go … but there will be indicators suggesting when its reached the bottom.
Peter Schiff was and is right.
❤️ the content thank you
Economy is already in recession.
La niebla de un pantano se acerca y la turba y el musgo serán lo único que podrás comprar con tus existencias. Biden está inundando nuestro mercado estadounidense con mano de obra barata para construir “Hojas de hierba” de Biden con O’l Chucky Schumer.
One of my short to medium term goals is to save up so that I can buy property & start in real estate. But I’m not sure about what to do with the money that I’m saving. Aside from having an emergency fund (to cover 3-6 months of living expenses) is it recommended to put all other cash in investments (like S&P500 index fund) and just withdrew what I need when I’m ready to buy a property OR should I just keep all money I’m saving for a property in a savings account? I’m hesitant to keep large sums of money in a savings account due to inflation but on the flip side, if all the money is invested, won’t I have to pay taxes on any money I withdrew from those investments?
You only have to pay capital gains tax on income you gained, not your initial investment.
Our lease ends in February, when we were planning on buying. Do we keep renting or just jump in? Our buying power will likely take a big hit considering the rate increases. Edit: Most will likely say that the price of the home will be pushed down, but where we like in South Florida there’s not much inventory to begin with. So while sellers won’t be getting thousands over ask, I don’t see prices being cut by 10-20% to justify the rate increases. FML.
Honestly, I’d be patient and it depends on your individual situation. I probably wouldn’t sign a long lease but go month to month if you can. Prices will drop but you will likely qualify for a smaller loan. (Not a bad thing). When interest rates drop in the future you will be able to refinance. When we bought we put 200k down and our mortgage is like 350k. We wanted to make sure our mortgage wasn’t much more than what we were paying in rent so we could continue to save and invest.
@Phillip Phung theyre talking aboout houses
@Lule_Munkey OOPS
Great video! Thanks.
It seems like a Global Depression is imminent, of worse than 2008.
we shall see!
Feds can’t do much, it’s fucking up the market at the same time. This could be a long decade of up and down, small decrease per year
we’ll see!
End. The. Fed.
@Graham Stephan hmm indeed
Brooooooooo my S&P500
Jerome Powell is not an effective chair of the federal reserve. Even i know he kept rates too low for too long. It would be great to have Janet Yellen back on the job. Biden would be well advised to put Yellen back on the job. She is eminently more qualified than Powell. It seems Powell is bound and determined to put the country in a recession.
I lost my life savings 50k last year on dogecoin. I bought at .67c and sold at .20
yikes :/ sorry to hear
Bidens America
Who pays…..YOU DO!
Biden’s reckless spending, recession, inflation, attack on our energy sector, and surrender of our southern border.
Inflation and fuel at a 40 year high. Never underestimate Biden’s ability to F things up!!!
I’m not sure Graham isn’t missing some important points in this video.
First – The Fed raising interest to combat inflation WORKS! We’ve seen it work before. The alternative of doing nothing and praying inflation will stop rising is just asking for trouble. And the Fed doesn’t really have any other tools. If all you have is a hammer, every problem gets treated like a nail! Luckily, their hammer has been shown to work on this nail.
Second – rising interest cooling off the markets (turning bearish) IS THE GOAL! That’s what the Fed wants to happen! Again, this hammer works! Stock prices fall, the cost to borrow (and speculate) rises, home sales slow and prices fall… these are the desired effects from raising interest rates! In a micro-economic sense, this sucks a lot. Normal people are going to have some issues here. And some rich investors aren’t going to see massive gains for a few years. But on the MACRO-economic level, all of this brings us back to a more predictable, stable economy.
Third – unemployment rising from THE LOWEST LEVEL IN AMERICAN HISTORY is not the same as saying we have a problem with unemployed people. We currently have ten million unfilled jobs because we don’t have enough people! Some weaker companies failing in this tighter market can lead to workers filling some of those ten million open jobs. Be a while before unemployment rises to a problem level.
Last point – Graham looks like the last time the US had a bear market he was in Kindergarten. I’m sure he understands the same economic trends I do, but I don’t think he really feels it the same way. To me, this kind of correction seems reasonable and overdue and necessary. I’ve been here before.
It’s questionable when super wealthy people tell us to put money in the bank and stocks?
Last ditched effort from the 1percenters to do Biden in. Trying to force recession. Gas Companies are playing too.
Awesome! your potential seems timeless.* Understanding your financial needs and chalking out a plan remains the smart way to prepare for the unexpected. 11yrs in investing space and extremely pleased with the decision I made.The good news is — it’s not too late
Congrats! I’m fascinated with investing, as a single dad and juggling all these things are quite difficult. Invested $ in few sectors but haven’t seen any profit yet. Do you think I’m missing out something?
Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I’ll advise you to seek the help of a professional.
@Trade Kings I’ve actually been thinking of reaching a portfolio-adviser, my 401k and stocks been losing everything it’s gained since 2019, mind if I looked-up this one coach you use?
@Marian Parker I’m guided in making most market decisions by(Susan Agnes Hancock) a widely known consultant. You can make a quick internet research with her name mentioned where you can easily get in touch.
Stop with the hand gestures. It looks TERRIBLE
my boss left work early today to go sell everything
The money printer is turned off for us but guaranteed those idiots in Washington DC have it going full speed
you nailed it! very great explaination what happened why there is crashed happened in the market looking forward to your new videos Love this content it is really a now topic.
my family bought a home exactly 14 months ago, we got it for a great deal 80k less than its value and we’ve put around 70k in renovations, was that a bad decision and mistake? since we’re heading into a recession
I’ll forever be thankful to you you’ve changed my whole life continue to preach about your name for the world to hear you’ve saved me from a huge financial debt with just little investment, thanks so much Mrs.Wiley
The Market has been pretty bad until today it decided to surge. Everybody was Practically Crying then. It kept dipping. That’s what you get when you feel you can navigate the process on your own. Big thank to Mrs.Wiley. I’m not bothered with how bad the Market is because my assets are insured due to her advice and I still receive my profits
@Kyle Evelyn you can communicate with her through her telegam user name below
👇
“investwithwiley”🥰🥰👍
I got a chance to benefit from her services a few months ago and it has been a very smooth experience thank you very much Mrs. wiley.
I have traded with a lot of individuals but I have never come across anyone as good as Mrs Wiley, just by applying her strategies I now trade independently. she is the best I’d advise any novice in investing to trade with her.💯💯
LMAO THIS IS SO FAKE. Multiple fake accounts communicating with each 🤣🤣🤣 the scammers are getting smarter
Good stuff …. The only thing I question is you said “and other things beyond their control” but much of this has been caused by intentional policies …
But I agree – continue investing as usual and hold cash to buy great deals as housing falls and folks lose jobs.
U mean bidenflation
Hopefully your mentally tough cause your going to be broke
When they can turn on the money printer whenever they want, these are the results.
Buy physical gold and silver. I have about 5k in precious metals
People will not increase their savings until the interest paid on savings goes up a lot more than the 0.1% BS a lot of people are getting. Interest on loans is already astronomical, interest on savings is near zero, so banks are making unheard of profits. BTW, the inflation figures are total BS, having very little correspondence to reality. They’ve been screwing around with how they figure inflation ever since Carter was president. As long as the money printing continues, so will the inflation.
Inflation is stupid 🙄 it’s JUST every dollar in circulation, just take everything from life insurance and pay it back to the federal reserve and poof back to the 50s over night, quit being SO stupid. ALL THE PAIN IS FROM THE SO CALLED RICH
Are you reading off a teleprompter or just spreading FUD by memory? Stop with the BS Graham
Your great but toooooo many edits BRO
Very informative and helpful video/ Add Member
Return to get Top Cryptocurrency and Technology content.
Wish he would stop waving his arms
Very entertaining video
Great video but you only get the like becouse of the powel picture. If its not there in your next video im forced to unsubscribe and dislike. YOU ARE WARNED!!
Better make preparations NOW just in case: NOBODY knows what tomorrow brings GOOD or BAD!
My greatest concern is how to recover from all these economic and global inflation and stay afloat especially with the political power tussle going on in the US.
@Bryan
Investing in cryptomarket with the aid of a professional or experienced trader is a very good passive streams of income.
Have heard a lot about this same woman couple of times my only regret is not starting up on this on time, am glad i could find a way to reachout to her from this conversation. 😊
A lot of investors have restrained from the market because of the volatile and sudden crash in the market. But I’ve learnt to understand that trading is quite different from just hodling. There are short sell for bearish and long sell for bullish.
I remember back in 2020 when I began my trading journey due to the pandemic I needed a sources that would work for me while I was away. after I made my first $95,000 under her management I then turned to invest in the real market. I make profit on weekly bases. Melisa is a trade queen. I love so much.
2023 I’ll return to the market ..
^I am trying to avoid making any new buys at this point in other not to get sucked into a bear market trap. It’s tough making money in stocks when institutional investors are the driving force behind the selling.. although I read an article about people that grossed profits up to $150k during this crash, what are the best stocks to buy now or put on a watchlist?<<
<
@Mark Tillburg ✓✓Very true! I’ve been able to scale from $350K to $550K this red season because my FA figured out Defensive strategies to protect my portfolio and profit from this roller coaster market.<<
Inflation continues to increase…
The biggest contributor to inflation is federal spending. While the fed reserves wants to induce a recession to counter act the inflation, the presidency and congress want to induce spending to prevent a recession. Therefore we have competing interests and such entities that are seemingly not cooperating with each other. Therefore, we are likely to enter a unnatural phenomenon of high inflation and high recession known as stagflation. While it sucks in the short term, I fully believe the fed’s approach of focusing on the recession is better since it’s “easier” to combat recession as opposed to out of control inflation. Until there is a mutual understanding and a mutual goal between the federal reserve and the presidency/congress, problems at both ends are just going to get worse.
I lost everything in the last recession and learned from it. I made sure to live below my means and save every possible dollar. I also invested correctly and diversely instead of buying material things, restaurant meals, and expensive vacations. I’ve been waiting all these years for the next recession so I can capitalize on irresponsible debt. If this video is correct, it will be a very exciting investment shopping spree for me
Consider the economy as one huge engine that produces the life styles that humans live & prosper & create a healthy financially secure future for their families . Corruption, manipulation , creation of unhealthy political policy & diplomatic environments is a recipe for engine failure. People are equally losing money in the financial market in the midst of all these.
You are definitely going to want someone who has experience managing a portfolio in bear and bull markets. I invest in all of the major markets, but not alone. I mirror the trades of “Alysa Rebecca Reinoehl” who you may have seen on the news performing stock analysis. I can confidently claim she’s worth her salt as a financial consultant since her diversification abilities are top-notch.
@Pierce Jordan I wish people can see things from this perspective sooner than later. Things are really going south and everybody is acting cool. How can one reach this advisor?
@Kerry Rodgers You can look her name up on the internet. She’s renowned and has quite a following. So it shouldn’t be a hassle finding her official webpage.
That’s a great one
Why does Biden never comment on the tanking stock market and show concern? At least George Bush had press conferences during the Great Recession. He showed compassion for the people. I’m shocked at the lack of response from this administration.
I am trying to avoid making any new buys at this point in other not to get sucked into a bear market trap.It’s tough making money in stocks when institutional investors are the driving force behind the selling.. although I read an article of people that grossed profits up to $150k during this crash, what are the best stocks to buy now or put on a watchlist?
sure there are loads of ways to make akilling right now, but such high-volume near impeccabletradess can only be carried out by real-time experts.
Having an investment adviser is the best way to go about the market right now, especially for near retirees, I’ve been in touch with a coach for awhile now mostly cause I lack the depth knowledge and mental fortitude to deal with these recurring market conditions, I nettd over $220K during this dip, that made it clear there’s more to the market that we avg joes don’t know..
I’ve been thinking of going that route, been holding a bunch of stocks that keeps tanking and I don’t know if to keep holding or just dump them, think you coach could aid me with portfolio-restructuring?
Sure, the inv-coach that guides me is Patrice Carol Rainer, she’s popular and has quite the audience, so it shouldn’t be a hassle finding her, just search her..
I curiously just checked the coach you use Patrice Carol Rainer,, her resume is looks impressive, exactly what I need to stay afloat this crazy times..
With markets tumbling, inflation soaring, the Fed imposing large interest-rate hike, while treasury yields are rising rapidly which means more red ink for portfolios this quarter. How can I profit from the current volatile market, I’m still at a crossroads deciding if to liquidate my $125k bond/stocck portfolio
You’re right! The current market might give opportunities to maximize profi.t, but in order to execute such effective transactions, you must be a skilled practitioner.
I’m sure the idea of a coach might sound generic or controversial to a few, but new study by investopedia found that demand for portfolio-coaches sky-rocketed by over 41.8% since the pandemic and based on firsthand encounter, I can say for certain their skillsets are topnotch, I’ve raised over $500k from an initially stagnant reserve of $150K all within 14months
@Golden .that’s impressive!, I could really use the expertise of this advisors , my portfolio has been down bad….who’s the person guiding you
.credits to Frances Annette Batista, one of the best portfolio manager;s out there. she;s well known, you should look her up.
Thank you for this amazing tip. Verified her, wrote her and scheduled a Phone call. She seems Proficient.
Always appreciate your explanations, Graham. Thank you!